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Attaining A Debt Free Lifestyle 
 Many people have been taught that you cannot get ahead without debt.  We are also inundated with advertising telling us we can have anything we want.  All we need to do is put it on our credit card.
 We have become an impatient society, we want... 
 
Cosmeceuticals: The New Wave in Skin Care Solutions 
 
  Cosmeceuticals are the new wave in skin care. They are topical cosmetic-pharmaceutical hybrids intended to enhance the health and beauty of the skin. Skin is the largest organ in the body, both by weight and surface area.  In adults, the weight... 
 
How To Choose The Right Marriage Counselor 
You have made the decision to contact a marriage counselor. The next question is “How to choose the right marriage counselor?” The success of your counseling experience will relate directly to your compatibility with your counselor.
 
  Before you... 
 
Terri Schiavo's Gift 
Terri Schiavo's Gift  By Vicki Rackner MD  Terri Schiavo and her family have given us a gift. They remind us that planning for your death is your final act of love.  For the past few weeks, we have witnessed painful lessons we would prefer to... 
 
Your Mission Field At Work 
 
  One point many Christian Working Moms who have been interviewed have made is that they are a shining light in their work place.  Whether or not you can speak openly about your faith at work, your co-workers are watching. Are they seeing Jesus in... 
 
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			How to Choose a Marriage Counselor
  
				  You have made the decision to contact a marriage counselor. The next question is “How to choose the right marriage counselor?” The success of your counseling experience will relate directly to your compatibility with your counselor.
  Before you call a Marriage Counselor
  Ask yourself why you are consulting a marriage counselor. Define your issues as best as you can in order to communicate them to your prospective therapist. Outline what you would like to gain from counseling. Is it important to you that a marriage counselor be familiar with the issues at hand? Do you prefer a marriage counselor that is married? Is it important that your marriage counselor has raised children? Do you have a preference as to a female or male marriage counselor? How far are you willing to commute to a marriage counselor’s office? What hours are you available to commit to counseling sessions? 
  Fees 
  Decide what you can afford to pay a marriage counselor. There a several questions you may want to ask a marriage counselor with regards to fees, such as: 
  How much does the therapist charge per session?  Does the therapist charge according to income (sliding scale)?  Is there a policy concerning vacations and missed or canceled sessions? Is there a charge?  Will your health insurance cover you if you see this therapist?  Will the therapist want you to pay after each session, or will you be billed periodically?   
  Questions to Ask a Family & Marriage Counselor
  Other questions to keep in mind while searching for a marriage counselor you are comfortable with include: 
  How many times a week will the therapist want to see you?  How long is a typical session?  How long does the therapist expect treatment to last?  What are some of the treatment approaches likely to be used?  Does the therapist accept phone calls at the office or at home?  When your therapist is out of town or otherwise unavailable, is there someone else you can call if an emergency arises?  Are there any limitations on confidentiality?   
  Credentials 
  Marriage counselors’  
				
				
 
				 academic degrees are different. The type of credentials may be of importance to you throughout your search for the right marriage counselor. 
  M.S.W.: Master of Social Work  Social Workers apply social work theory, knowledge, methods and ethics to restore or enhance the functioning (social, psychosocial) of individuals, couples, families, and groups, as well as organizations and communities.
  M.F.C.C.: Marriage, Family and Child Counselor An MFCC therapist has earned a Master of Science degree in counseling with a specialization in marriage, family and child issues. MFCC’s are trained to understand problems from both individual and family systems perspectives; develop intervention skills; incorporate cultural, age-specific, and gender-respectful understanding in theory and practice; and handle clinical, ethical, legal and general professional aspects of their practice. 
  M.F.T.: Marriage and Family Therapist A marriage and family therapist has earned a master’s degree in social work with a particular emphasis on relationships. This professional is interested in who each person is within the context of their family, both past and present. Marriage and family therapy applies therapeutic techniques and focuses on issues of human development, communication skills, and interpersonal relationships. 
  L.C.S.W.: Licensed Clinical Social Worker The LCSW is a state licensure designation for practitioners with a master's or doctoral degree in social work. Clinical Social Work, a practice specialty of Social Work, utilizes social work theory, knowledge, methods, and ethics to restore or enhance the functioning of individuals, couples, families, and groups, as well as organizations and communities.
  Call Around
  Once your search has been narrowed to a handful of marriage counselors, pick up the phone. Most therapists will have a brief phone consultation with you and answer most questions you might have. The phone consultation is a great way to determine if you and the prospective marriage counselor might work well together. 
 
 
  About the Author 
 Shelly lives with her cat Phidias 
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                                  | Ethics Updates Home Page. Moral theory; relativism; pluralism ... |                                
                               
                              
							      | Designed primarily to be used by ethics instructors and their students to provide updates on current literature, both popular and professional. |                                
                               
							  
                                | ethics.sandiego.edu |                                
                               
							   
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                                  | Ethics Resource Center: Celebrating 85 Years of Ethics Surveying ... |                                
                               
                              
							      | The Ethics Resource Center (ERC) is a non-profit, non-partisan research and survey organization in Washington, DC, dedicated to the study and promotion of ... |                                
                               
							  
                                | www.ethics.org |                                
                               
							   
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                                  | Ethics - Wikipedia, the free encyclopedia |                                
                               
                              
							      | One form of applied ethics applies normative ethical theories to specific ... There are several sub-branches of applied ethics examining the ethical ... |                                
                               
							  
                                | en.wikipedia.org |                                
                               
							   
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                                  | Ethics |                                
                               
                              
							      | Quarterly international journal of moral, political, and legal philosophy. Edited by John Deigh, and published by the University of Chicago Press. |                                
                               
							  
                                | www.journals.uchicago.edu |                                
                               
							   
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                                  | Ethics, Electronic Edition |                                
                               
                              
							      | (ET ISSUES AVAILABLE ONLY SINCE VOLUME 112 NO 1). Help with Searching the Ethics Electronic Edition. Help with Access to the Ethics Electronic Edition ... |                                
                               
							  
                                | www.journals.uchicago.edu |                                
                               
							   
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                                  | Ethics [Internet Encyclopedia of Philosophy] |                                
                               
                              
							      | Describes the field and its division in metaethics, normative ethics, and applied ethics. By James Fieser. |                                
                               
							  
                                | www.iep.utm.edu |                                
                               
							   
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                                  | JSTOR: Ethics |                                
                               
                              
							      | JSTOR provides a digital archive of the print version of Ethics . ... Founded in 1890, Ethics is an international journal of moral, political, ... |                                
                               
							  
                                | www.jstor.org |                                
                               
							   
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                                  | Institute for Global Ethics | Home Page |                                
                               
                              
							      | An independent, nonprofit, nonsectarian, and nonpartisan organization dedicated to promoting awareness and discussion of global ethics. |                                
                               
							  
                                | www.globalethics.org |                                
                               
							   
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                                  | Business Ethics |                                
                               
                              
							      | Business Ethics Articles from George S. May International Company ... Links to other e-business ethics articles can also be found at this site. ... |                                
                               
							  
                                | www.web-miner.com |                                
                               
							   
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                                  | The Online Ethics Center for Engineering & Science |                                
                               
                              
							      | The Online Ethics Center for Engineering and Science mission is to provide engineers, scientists, and science and engineering students with resources for ... |                                
                               
							  
                                | onlineethics.org |                                
                               
							   
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                                  | Title Page: Spinoza's Ethics / Elwes Translation |                                
                               
                              
							      | Ethics Demonstrated in Geometric Order AND DIVIDED INTO FIVE PARTS, ... This edition of the Ethics utilizes internal hypertext coding to faciilitate the ... |                                
                               
							  
                                | www.mtsu.edu |                                
                               
							   
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                                  | APA Ethics Office: Ethics Information |                                
                               
                              
							      | American Psychological Association sanctioned resources for ethics in psychology, including guidelines for human and animal studies, rules and procedures, ... |                                
                               
							  
                                | www.apa.org |                                
                               
							   
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                                  | Aristotle's Ethics (Stanford Encyclopedia of Philosophy) |                                
                               
                              
							      | Discussion of Aristotle's ethical views; by Richard Kraut. |                                
                               
							  
                                | plato.stanford.edu |                                
                               
							   
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                                  | IEEE Code of Ethics |                                
                               
                              
							      | Code of ethics for members. |                                
                               
							  
                                | www.ieee.org |                                
                               
							   
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                                  | st james ethics centre - imagine a more ethical world ... |                                
                               
                              
							      | Not-for-profit organisation which provides a non-judgemental forum for the promotion and exploration of ethics. |                                
                               
							  
                                | www.ethics.org.au |                                
                               
							   
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                                  | Markkula Center for Applied Ethics at Santa Clara University ... |                                
                               
                              
							      | The Markkula Center for Applied Ethics at Santa Clara University is one of the preeminent centers for research and dialogue on ethical issues in critical ... |                                
                               
							  
                                | www.scu.edu |                                
                               
							   
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                                  | Poynter Online - Ethics |                                
                               
                              
							      | How Poynter developed ethics guidelines for our own publications. ... In creating online ethics guidelines, Poynter asks for your feedback. By Bob Steele ... |                                
                               
							  
                                | www.poynter.org |                                
                               
							   
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                                  | ACM: Code of Ethics |                                
                               
                              
							      | Code of Ethics and Professional Conduct. |                                
                               
							  
                                | www.acm.org |                                
                               
							   
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                                  | US Senate Ethics Committee |                                
                               
                              
							      | Investigates allegations of misconduct by members, and recommends disciplinary action to the full Senate. |                                
                               
							  
                                | ethics.senate.gov |                                
                               
							   
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                                  | LegalEthics.com: The Intersection of Ethics and the Law |                                
                               
                              
							      | Legalethics.com offers cases, codes, opinions, articles, links, and other reference material relating to ethics and the law. |                                
                               
							  
                                | www.legalethics.com |                                
                               
							   
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