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Advancement in Computer Technology
5 years ago we gathered around and marveled at the little specs moving at our commands, doing not much – except moving off course, we called these things games. Today the hardware in computers and other devices has changed significantly; we went...
Finding the Right Performance Optimizer
So, you’ve decided to fine-tune your PC by using a performance optimizer. But there are hundreds of products available on the market and to find a solution that fits your need can be daunting. In this week’s article, I will explain what...
Is Voice Over IP Right For Me?
Copyright 2005 Dave Markel
For those of you that don't already know, Voice Over Internet Protocol (VoIP) allows you to make telephone calls using your internet connection. VoIP converts your voice to a digital signal which is sent over the...
That Darned Old Internet Gateway!
WARNING! WARNING! DANGER! DANGER! This is just how I felt after recent experiences of helping a friend of mine get his new wireless router working. I was talking him through some of the settings on the phone while looking at my router, which is the...
The Trials and Tribulations of A Confused Computer
During a recent period of the fretted PC breakdown,I came to realize that I took my computer for granted.I thought the high tech machine would never let me down and I was never further from the truth. Just when I thought things were going...
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Credit Card Processing on the Internet
So you have finally finished your e-commerce web site, hired the best web publisher, added all the bells and whistles, outstanding graphics, and great merchandise. Now, how does your prospective customer pay you for your products? Clearly, it is necessary for your site to accept, and process credit card payments, in real time. Failure to do so, would result in a failing enterprise.
Before you can begin the application process, there are several standards that all credit card processors have set. Follow this checklist and you will save yourself a significant amount of time, and aggravation.
1) The checkout, and transaction pages must be secure. This protects the customer from credit card, or identity fraud, which has become epidemic. You achieve this "security" by installing a secure socket layer certificate, or SSL. SSL encrypts information being entered on your site as it is sent across the Internet, so hackers are unable to steal the transmitted information. This Certificate has become very common, and any web host would be able to assist you.
2) A robust Shopping Cart software that utilizes the highest degree of security, and is compatible with the credit card processor. This program must be able to receive, and process orders. Collect personal data, and securely transmit the credit card data from software to the credit card processor. Most importantly,
the software should provide the building blocks for a complete, successful customer experience.
3) Your server must have a firewall, especially if you plan on storing the credit card information on your server. Basically, a firewall is a combination of software, and hardware, that inspects incoming data, and filters unwanted, or potentially destructive packets of information. This firewall will not allow hackers to enter your server, and steal sensitive information.
When all these conditions have been met, you are ready to contact your bank to open a credit card merchant's account. Once your account is opened, your bank will suggest a credit card Gateway. A credit card Gateway receives the customer's credit card information from your web site, approves or declines the charge, and ultimately transmits money to your bank.
Although the process appears to be very complicated, it is quite straightforward when you know what you are doing. Plan ahead, avoid frustration, and provide your customers with an easy, secure experience that will make them come back for more.
About the Author
Jay B Stockman is a contributing editor of Internet Credit Card Processing Resource.
For more details on Internet merchant accounts and Credit Card processors go to: http://myinternet-credit-card-processing.com/
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| Tom's Hardware |
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| Computer hardware - Wikipedia, the free encyclopedia |
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| InformationWeek HardwareTech Center |
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| What is hardware? - A Word Definition From the Webopedia Computer ... |
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| HwB: The Hardware Book |
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| Reg Hardware: Product News and Gadget Reviews from The Register |
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| A complete illustrated Guide to the PC Hardware |
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