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7 Steps to Beautifully Painted Flea-Market Finds
Even the designers on TV are doing it; finding great furnishing at flea-markets, charity shops, and yard sales. Often, a wonderful piece of furniture can be had for mere dollars, especially if its finish is in desperate need of some TLC. ...
A Review of Popular Ceiling Fan Manufacturers -
Nearly every residence has at least one ceiling fan. Ceiling fans are so common that many people have difficulty sleeping without one. Ceiling fans appear in bedrooms, living rooms, offices, warehouses, and porches. There are several reputable,...
Bathrooms are a Home's True Underachievers
Research shows Americans are slow to invest in major bathroom remodels, but new products can enhance an existing bath
(ARA) - Judging by the myriad of magazines, decorating shows and how-to books that assail the average homeowner, it's...
Build Your Own Garage Workbench
A garage workbench is an essential piece of equipment in any home workshop. A workbench will allow you to complete projects easily and with greater accuracy. A variety of pre made workbenches are available to fit your needs. If you...
Kitchen Improvements - Plan, Plan, Plan
Planning is the first step to improving your kitchen. Fail to plan and you could face problems with the new look of the kitchen, not to mention your wallet.
Kitchen Planning
We've come a long way from the old days when kitchen planning...
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Real Estate Terms – From Condominiums To Deeds Of Trust
When buying or selling a property, it always helps to have a basic understanding of real estate terms. In this on going series of articles, we take a look at definitions starting with “condominium.”
1) Condominium - A type of ownership in real property where all of the owners in a collection of properties jointly own everything except the interior of each property. Accordingly, the jointly area is run by a homeowner’s association, which can assess fees to the owners for improvements, etc.
2) Contract, or Sales Contract, or Contract of Purchase and Sale – the agreement between buyer and seller. In most jurisdictions it must be in writing in order to be enforceable. It covers such things as the identity of the property, the purchase price, any conditions of the sale, the settlement date or escrow period, when the buyer will occupy the property, etc.
3) Contract for Deed – a written document which provides that Deed does not pass to the buyer until the final payment has been made. In the event of default by the buyer, the property reverts to the seller. (One sees these occasionally. I’ve seen them when an owner was financing the sale of raw land for a buyer.)
4) Deposit, or Good Faith Deposit – an amount of money tendered by the buyer at the time a contract offer is made on real property. The contract spells out who holds it, and circumstances under
which the seller gets it, and circumstances under which it’s returned to the buyer. Typically, the seller gets it as part of the purchase price at settlement, or as liquidated damages if the buyer defaults. The buyer usually gets it back if a condition of settlement is not met.
5) Deed – the written document which conveys title to real property. Some states are “record” states and ownership is defined by the deed’s being recorded at the courthouse in which the property lies.
6) Deed of Trust – the document which allows a third party to act for the lender should the lender need to forclose on real property used as collateral for a loan.
As you can image, there are many real estate terms for which you have a general understanding. In our next article, we continue with the terms starting with “Easement.”
About the Author: Raynor James is with http://www.fsboamerica.org - providing homes for sale by owner, "FSBO", properties. Are you thinking, "Should I sell my home?" Visit http://www.fsboamerica.org/seller.cfm to sell your home sale for free for one month.
Source: www.isnare.com
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