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Adding a Fireplace Mantel.
Perhaps you already own a fireplace but would like to add a fireplace mantel to it? Or maybe this is a complete project you had in mind including the fireplace and its mantel. Regardless a fireplace mantel is an excellent addition to your living...
Draught Proofing Your Home
This article takes a look at a number of ways of preventing or reducing draughts in your home. There are areas we look at are doors, windows and double-glazing, garage doors and finally some of the furnishings you could use to prevent draughts....
Essential Tools For Home Improvement
(NC)—While the home may be a family's castle and an escape from today's hectic world, it's probably not perfect. Decorating styles change. There are pictures to hang and shelves to install. Things break. It's too pressing to ignore, but too...
Home Improvement Help
Help can be found easily when it comes to home improvements. You
can hire a local handy man to come and help you or you can pull
in some favours from friends and family members, either way it
is very easy for help to come and guide you through...
Home Improvement Magazine
In every newsagent in every street there are several home
improvement magazines to choose from. These magazines are
available for all different sorts of home improvements. You can
improve your home in anyway that you like, these magazines...
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Renting Versus Buying A Home
Renters are often in a quandary as to whether it makes sense to continue renting or buy a home. Buying a home makes more sense, particularly when taking a long-term view. Yes, even in the current hot real estate market.
Renting – Advantages
Renting can have a few advantages depending on the part of the country you live in. The primary advantage is your monthly rent payment may be less than an equivalent mortgage. A secondary advantage is the fact that maintenance and improvements to the property are the responsibility of the landlord. Still, these advantages pale in comparison to the disadvantages of renting.
Renting – Disadvantages
The disadvantages of renting are significant. If you have any opportunity to purchase a home or condominium, it almost always makes sense to do so.
The biggest disadvantage of renting is the loss of value. Assume you rent a residence for $1,000 a month and you live in the residence for two years. You will have paid a total of $24,000 in rent, a pure expenditure. The $24,000 is simply gone and you will have nothing to show for it other than the time you spent in the home. Compare this to what your landlord has gained.
Rent payments are closely aligned with a landlord’s mortgage payment. Using the above example, lets assume your $1,000 rent exactly equals the mortgage payment. For two
years, you have indirectly paid the landlord’s mortgage, helping them build equity in the house by paying down the loan. In addition, the landlord has benefited from the appreciation of the property.
By appreciation, I simply mean the amount of increase in the value of the house. If the rental appreciated $20,000 in two years, the landlord has received a windfall. They may have seen a gain of $24,000 in appreciation and payments lowering the mortgage. As a renter, you have made this all possible. The landlord no doubt would like to thank you.
Now, what would have happened if you had purchased a similar home with similar financial figures? You would have seen an increase in YOUR wealth of $24,000, not the landlord’s wealth. If you renting, these figures should make your teeth grind.
If you are renting, you should be out shopping for your own property. After all, isn’t it time to make your money work for you, not a landlord?
About the Author: Raynor James is with http://www.fsboamerica.org - an online site providing national exposure for sellers listing properties and a database of properties for buyers.
Source: www.isnare.com
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| Lowe's Home Improvement |
| Retailer of a complete line of home improvement products and equipment. |
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| "Home Improvement" (1991) |
| Home Improvement on IMDb: Movies, TV, Celebs, and more... |
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| Hometime: Home Improvement, Remodeling and Repair |
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| Home Improvement Cyberfans |
| Information on ABC's hit sitcom Home Improvement, it's cast and their acting careers. |
| www.morepower.com |
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| Home Improvement Encyclopedia |
| Home repair, do-it-yourself and improvement advice for hundreds of home improvement projects. |
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| the home depot |
| www.homedepot.com/ - 2k - Cached - Similar pages |
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| Home Improvement - Do It Yourself - Home Remodeling | BobVila.com |
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| Research do-it-yourself improvements with home improvement information from our website. Search home repair articles by subject, task or location. |
| www.bobvila.com |
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| Energy Star Home Improvement Toolbox |
| Improve Your Energy Efficiency at Home. Use our Home Improvement Toolbox to save money and help protect the environment without sacrificing comfort. |
| www.energystar.gov |
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| Home Tips: The Web's Most Helpful Home Improvement and Repair Site |
| Free home improvement advice, great remodeling tips, and appliance buying guides by leading home improvement authority, DIY expert and HGTV personality, ... |
| www.hometips.com |
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| HGTV : Decorating, Remodeling, Home Improvement & Gardening Ideas ... |
| Take a fresh approach to the way you live with HoFind ideas and inspiration from HGTV's videos to transform your home through decorating, home improvement, ... |
| www.hgtv.com |
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| Home Improvement - Decks, Flooring, Lighting, Tiling, Renovations ... |
| Do-it-yourself home improvement projects and home improvement videos for decks, flooring, lighting, tiling, renovations and more, plus tips and step-by-step ... |
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| Home Improvement TV Show - Home Improvement Television Show - TV.com |
| Home Improvement TV Show, TV.com is your reference guide to Home Improvement Show. Episode guide, photos, videos, cast and crew information, forums, ... |
| www.tv.com |
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| Home Improvement - Wikipedia, the free encyclopedia |
| From the outset of Season 2, Tim and Al would make a theme of a particular home improvement project or item on Tool Time by hosting a week long "salute" to ... |
| en.wikipedia.org |
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| Home Improvement Archive |
| Home Improvement Archive -- Episode Guide, scripts, articles, and much more! |
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| Free Home Improvement Contractor Matching Service and Resources ... |
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| DIY Home Improvement, home repair Tips |
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| Amazon.com: Home Improvement: Electrical, Plumbing, Hardware ... |
| Online shopping for Home Improvement from a great selection of Tools & Hardware; Electrical, Plumbing, Hardware, Heating & Cooling, Building Materials ... |
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| Home Improvement |
| AsktheBuilder.com: Build and remodel your home the right way. Learn how the master craftsmen of old built things to last. |
| www.askthebuilder.com |
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