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A Guide To Vinyl Shutters
Vinyl shutters are durable and improve the look of your home. In many cases, they can actually add to the value of the home. They are easy to install and make a great do it yourself project. If you prefer not to do the job, you can hire...
Home Improvement Catalogues
There are at least a dozen home improvement catalogues out
there. They are full of good supplies and materials that you can
use for decorating and improving your home. Catalogues are a
great way to browse lots of different things that you would...
Home Improvement TV Show
There are hundreds of home improvement TV shows out there all
with different styles of conveying their information. Some are
actual crafts channels and some are home improvement make over
shows. You see the discovery channel offering lots of...
How to Find Cheap Home Improvement Loans
If you have home improvements that you'd like to see done but don't have the money to do them, you might want to consider looking for cheap home improvement loans.
These are loans that are designed with the homeowner in mind, and allow you to...
Stair Railings For Home Decorating
Stair railings at home are more than a simple way to get from a floor to another. You design an extension of your personal likes in decoration, with ornamental parts of wood, iron and other material easy to install that will enhance the value of...
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Right To Buy: Your Right To Buy Your Home
Right to buy is one of the most popular policies that have a profound social impact increasing the owner occupancy. Right to buy schemes introduced in 1980 has given the right to tenants to buy their property at discounted rates. More than five million council right tenants have become homeowner through this scheme. You can be a part of the “most important social revolutions of this century” by endorsing council right to buy scheme.
If you are a secured tenant of
· a local authority
· London borough council
· Housing action trust
· Registered landlord (non charitable)
Then you are legally capable of buying the house under the Housing Act. Buying a home can be expensive. Right to buy mortgage can help you meet the cost of home. For right to buy a council tenant needs to have two years public sector tenancy. A new council tenant that is if the tenancy began on or after 18th January 2005 will require minimum five year tenancy.
Before going to right to buy mortgage, calculate the amount you have to pay for right to buy. Most lenders will provide 95%-100% of the right to buy amount. To find such a lender you will be required to do some research. There will be lenders who offer specialized right to buy mortgage products.
Start the day you get council right to buy offer. The time spent on research will be the time well spent. There are companies who may try to contact you with plans to aid you with council right to buy scheme. They may offer all in one packages including mortgage and home improvement etc. this may lead you to take a mortgage deal without bargaining or one that you can’t afford. There may be mortgage lenders who want to tell you that buy to right scheme is nearing closure. That is, however, not true.
Discounts available on ‘right to buy’ can be anywhere between 32%-70%. The discount available with council right to buy is dependent on how many years you have spent as council tenant and the maximum discount limit of your area. Right to buy is available for both houses and flats.
· For houses the discount after two years is 32% and will add 1% for every addition year of tenancy with an upper limit of 60%.
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Flats have discount of 44% after two years and additional 2% for every year. The maximum discount for flats will be 70%.
For the 5 year schemes (tenancy starting after 18th January 2005)
· 35% for houses and 1% for each year spent as a tenant. The maximum limit is 60%.
· 50% for flats with 2% discount for every extra year. The maximum limit is 70%.
There will be different maximum discount limit for right to buy in different areas. For example
· London or south-east - £38,000.
· Eastern Region - £34,000
· South-West - £30,000
· North-West or the West Midlands - £26,000
· Wales, the East Midlands or Yorkshire and the Humber - £24,000
· North-East - £22,000
A right to buy mortgage will not make sense to you if your home is sheltered housing for elderly, only temporary accommodation, or your home is provided by the company you are working with.
Council right to buy would require some documents to be filled as part of the application process. With an RTB1 form you make an application for right to buy. After that a notice form RTB2 form is sent to you telling whether you have right to buy. An important document called Section 125 tells you about the price you have to pay and the terms and conditions. This should to be read carefully.
Right to buy is an opportunity of becoming a homeowner at affordable rates. It is not easy to become a homeowner but it seems like a realistic possibility. Right to buy has encouraged tenants to remain in their neighbourhood and construct stable income communities. With ‘right to buy’ any individual can hope to transform his or her life socially.
About the Author: Amanda Thompson holds a Bachelor’s degree in Commerce from CPIT and has completed her master’s in Business Administration from IGNOU.To find a Personal loans,bad credit loans,Debt consolidation,home equity loans at cheap rates that best suits your needs visit http://www.chanceforloans.co.uk
Source: www.isnare.com
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| Lowe's Home Improvement |
| Retailer of a complete line of home improvement products and equipment. |
| www.lowes.com |
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| Do It Yourself Home Improvement, Repair, and Remodeling ... |
| Doityourself home improvement and diy repair at DoItYourself.com. Includes diy home improvement projects, home improvement how to, home repair, ... |
| www.doityourself.com |
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| "Home Improvement" (1991) |
| Home Improvement on IMDb: Movies, TV, Celebs, and more... |
| www.imdb.com |
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| Hometime: Home Improvement, Remodeling and Repair |
| Hometime features step-by-step information to home improvement, remodeling, and repair. Projects include decks, kitchen and bathroom remodeling, landscaping ... |
| www.hometime.com |
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| Home Improvement Cyberfans |
| Information on ABC's hit sitcom Home Improvement, it's cast and their acting careers. |
| www.morepower.com |
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| Home Improvement Encyclopedia |
| Home repair, do-it-yourself and improvement advice for hundreds of home improvement projects. |
| www.bhg.com |
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| the home depot |
| www.homedepot.com/ - 2k - Cached - Similar pages |
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| Home Improvement - Do It Yourself - Home Remodeling | BobVila.com |
| Home improvement projects, featured products, tip library, bulletin board, designer tools, and information about television programs hosted by Bob Vila. |
| www.bobvila.com |
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| Do It Yourself Home Improvements - Home Improvement Information ... |
| Research do-it-yourself improvements with home improvement information from our website. Search home repair articles by subject, task or location. |
| www.bobvila.com |
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| Energy Star Home Improvement Toolbox |
| Improve Your Energy Efficiency at Home. Use our Home Improvement Toolbox to save money and help protect the environment without sacrificing comfort. |
| www.energystar.gov |
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| Home Tips: The Web's Most Helpful Home Improvement and Repair Site |
| Free home improvement advice, great remodeling tips, and appliance buying guides by leading home improvement authority, DIY expert and HGTV personality, ... |
| www.hometips.com |
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| HGTV : Decorating, Remodeling, Home Improvement & Gardening Ideas ... |
| Take a fresh approach to the way you live with HoFind ideas and inspiration from HGTV's videos to transform your home through decorating, home improvement, ... |
| www.hgtv.com |
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| Home Improvement - Decks, Flooring, Lighting, Tiling, Renovations ... |
| Do-it-yourself home improvement projects and home improvement videos for decks, flooring, lighting, tiling, renovations and more, plus tips and step-by-step ... |
| www.diynetwork.com |
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| Home Improvement TV Show - Home Improvement Television Show - TV.com |
| Home Improvement TV Show, TV.com is your reference guide to Home Improvement Show. Episode guide, photos, videos, cast and crew information, forums, ... |
| www.tv.com |
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| Home Improvement - Wikipedia, the free encyclopedia |
| From the outset of Season 2, Tim and Al would make a theme of a particular home improvement project or item on Tool Time by hosting a week long "salute" to ... |
| en.wikipedia.org |
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| Home Improvement Archive |
| Home Improvement Archive -- Episode Guide, scripts, articles, and much more! |
| www.hiarchive.co.uk |
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| Free Home Improvement Contractor Matching Service and Resources ... |
| Be matched with qualified and screened, expert contractors in your area in seconds with no obligation now. Improvenet offers the largest free contractor ... |
| www.improvenet.com |
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| DIY Home Improvement, home repair Tips |
| DIY home improvement, remodeling, house repairs and maintainance Help Center...How To instructions for all your projects. |
| www.alsnetbiz.com |
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| Amazon.com: Home Improvement: Electrical, Plumbing, Hardware ... |
| Online shopping for Home Improvement from a great selection of Tools & Hardware; Electrical, Plumbing, Hardware, Heating & Cooling, Building Materials ... |
| www.amazon.com |
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| Home Improvement |
| AsktheBuilder.com: Build and remodel your home the right way. Learn how the master craftsmen of old built things to last. |
| www.askthebuilder.com |
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