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Are You Boring Your Customers?
Copyright 2005 strength-training-woman.com
The business world is changing and your company must catch up.
Consumers are driving the quest for information and personality.
Customers are demanding to trade their hard earned cash for
prompt,...
Buying Jewelry For Your Business Part 6 Buying Pearl Jewelry
Whether you presently own a retail or web based business and are looking for an additional profit center or you are thinking of starting a business, jewelry is a “no-brainer” choice for a proven product category. The buying public, (particularly...
Innovation Management – forced into it!
Whilst there is a lot of lip service given to innovation, the reality is that it often results from competitors making significant gains – competitors who themselves have had to be innovative to challenge existing market leaders. Good examples are...
Innovation Management – the power of decision makers
One of the most important aspects of creativity and innovation is access to decision makers. One of the fastest killers of creativity and innovation is the inability of innovators to get products off the ground – and when people see that their...
The Wheel v2.0: On the Road to Innovation
"There is a village, which is hidden in the shadow of a
mountain. Everybody is suffering from a lack of light. One day
the eldest of this village leaves for the mountain with a
teaspoon in his hands. The others ask him what he intends to do.
He...
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Small Business Loan
Do you have a great idea? Are you an entrepreneur at heart? Then
what are you waiting for, now is the time to start your small
business. The best way to get started is to secure the financing
you will need to fund your small business. Fortunately, the
government has a small business
loan program that will help you get your business off the
ground.
The Small Business Administration was officially established in
1953 to help small businesses receive the funding they need to
be successful. This government backed institution was
established to grant financial support to companies that cannot
receive financing through the typical commercial lending
channels. By lending to small businesses the government is able
to encourage innovation and competition in the capital market,
thereby offering a valuable service to both the benefactors of
the loans as well as to end consumers. Thanks to the business
loans served through the SBA loan process, more then 20 million
small businesses have taken advantage of the opportunity to
compete with their respective market leaders since the SBA's
inception.
Now if you hope to get your small business off the ground then
you will definitely need an SBA loan. Without an SBA loan you
basically have very few options for financing. The harsh reality
is most commercial lenders are unwilling to take the time or
risk to lend to small businesses and first time entrepreneurs.
Though your great idea may warrant a small business loan,
commercial lenders are just not interested in serving this niche
of the lending market. Some small businesses do get off the
ground thanks to angel investors who invest their own money into
a company in return for partial ownership in hopes that the
company will take off and eventually have an initial public
offering allowing the investor to exit the company with
substantial
returns on his capital. But this sort of financing
is hard to come by and very expensive as you are forced to
relinquish ownership in your company for relatively small
amounts of money. Thus your only real option is to seek out an
SBA loan.
You can work directly through the SBA to obtain a small business
loan. The government has some funds set aside to meet the
demands of small businesses. The typical SBA loan will range
from $5,000 to $35,000 and can be used for almost any legitimate
business purpose. An SBA loan can be used for a variety of
different purposes, and you can learn more about the small
business loan program by visiting the official site of the SBA,
located at SBA.gov
Though commercial lenders will not typically lend to you through
the traditional channels, many will be willing to offer you
financing known as an SBA commercial loan. For all intents and
purposes, this is merely an SBA loan that is financed and
serviced by a commercial organization. An SBA commercial loan
retains all the terms and conditions associated with a normal
SBA loan and typically includes the government as a guarantor of
the loan. That is to say, should your small business fail and
you are unable to payback the commercial lender, the government
will step in and cover the balance of the loan. For this reason
some commercial lenders offer SBA commercial loans since most if
not all of the risk is absorbed by the government.
Whether you are interested in an SBA loan or an SBA commercial
loan, the Small Business Administration is here to answer all
your small business loan
questions and concerns.
Adam Smith is an informational author for 10X
Marketing. For more information on small business loans please
visit SNCLoans.com
About the author:
None
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| DTI - Welcome to the DTI's Innovation Home Page |
| The DTI is working to stimulate a significant increase in innovation throughout ... It covers Living Innovation, web streaming of a series of high profile ... |
| www.dti.gov.uk |
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| Innovation - Wikipedia, the free encyclopedia |
| An innovation in this light occurs whether or not the act of innovating ... A convenient definition of innovation from an organizational perspective is ... |
| en.wikipedia.org |
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| National Innovation Website |
| The Department of Industry, Tourism and Resources has developed this website to raise awareness of the importance and benefits of innovation and ... |
| www.innovation.gov.au |
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| Innovation, creativity and brainstorming resources from ... |
| A comprehensive site designed to provide busy entrepreneurs with a focused collection of the best resources on innovation, creativity, and brainstorming. |
| www.innovationtools.com |
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| Innovation Weblog - Trends, resources, viewpoints from Chuck Frey ... |
| The Innovation Weblog - Valuable trends, resources and viewpoints in innovation, creativity and brainstorming from Chuck Frey at InnovationTools. |
| www.innovationtools.com |
|
| CORDIS: Innovation Portal: Home |
| This Innovation Portal is supported by DG ENTR of the European Commission, ... European Commission adopts new Communication on Innovation: on 13 September ... |
| cordis.europa.eu |
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| CORDIS: Promotion of Innovation: Home |
| This programme stands at the cross-roads of the Community's policies on Research, Innovation and SMEs. |
| cordis.europa.eu |
|
| Innovation Network... leveraging innovation, creativity and ... |
| The Innovation Network is an association of companies and employees committed to innovation. The site features some interesting articles as well as some fun ... |
| www.thinksmart.com |
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| Business Innovation : Car Reviews, Online Gaming, and Product Branding |
| If your in need of great Online Gaming material, we carry up to the minute news and reviews for all of your favorite games and gaming systems. |
| www.businessweek.com |
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| Innovation - Life, Inspired | PBS |
| Learn about fascinating innovations, explore interactive features, submit questions to our experts, investigate resources and lesson plans, and more. |
| www.pbs.org |
|
| Innovation.org - Welcome |
| Impact of Innovation Saving & Improving Lives Controlling Healthcare Costs Strengthening ... Future of Innovation New Medicines in Development Next Wave of ... |
| www.innovation.org |
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| Innovation: See what people are saying right now on Technorati |
| See all blog posts tagged with innovation on Technorati. |
| www.technorati.com |
|
| Innovation Relay Centres - The World Largest Network for ... |
| Innovation Relay Centres giving advice on Innovation, Technology Transfer and Exploitation. Major European source for innovative technologies or new ... |
| irc.cordis.lu |
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| The Tech Museum of Innovation | Welcome |
| The Tech Museum of Innovation - Welcome! The Tech Museum inspires and educates the innovators of the future. |
| www.thetech.org |
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| Pages tagged with "innovation" on del.icio.us |
| CoDev 2007 - Co-Development for Business Growth: Open Innovation and Alternatives ... PDMA & IIR's 5th Annual Front End of Innovation ... |
| del.icio.us |
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| innovation |
| Publication highlighting the research activities of NUS. The site provides snippets of selected articles online, and provides a subscription form online. |
| www.innovationmagazine.com |
|
| Canadian Innovation Centre |
| Services includes invention evaluation, technology due diligence, market research, and education programs. |
| www.innovationcentre.ca |
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| London INNOVATION :: Home |
| Maximise your business potential through innovation. Learn the secrets of successful business innovation in London. |
| www.london-innovation.org.uk |
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| Eric Von Hippel's Homepage |
| Downloadable Books. Democratizing Innovation (2005) ... The Sources of Innovation (1988). Free download of the complete book. Permission granted by Oxford ... |
| web.mit.edu |
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| Intel Innovation in Education |
| www.intel.com/education/ - 3k - Cached - Similar pages |
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