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Finding Employees For Insurance Industry Jobs
Finding Employees For Insurance Industry Jobs Finding the right employee for any job opening can be a challenge to say the least, and this is no truer than in the insurance industry. With considerations ranging from experience and education to...
Health Insurance Companies - The Good & The Bad
When you are shopping for health insurance it would be helpful
to know how often health insurance companies fail to provide the
service you would expect. The Arizona Department of Insurance
has released a report listing fines and complaints filed...
Home Equity – Let the Market Eliminate Your Private Mortgage Insurance
In decades past, most people who were interested in obtaining a home loan were required to put down at least 20% of the purchase price. Those days are gone, and as home prices have risen faster than incomes, the average down payment required by...
Life insurance-features and objectives
The life insurance is conceived to protect people dependent on one from the financial losses that such people would incur in case of one’s death. The life insurance policy has become a fundamental part of sound financial owing to its association...
Why Do You Need Homeowner’s Insurance?
The biggest single investment most people make in their lifetime is buying a home, condominium or townhouse. What you want to do is protect your home, personal property and any type of liability with a homeowner's insurance policy. Homeowner’s...
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Different types of auto insurance
Nowadays auto insurance is the ideal way to ensure a good life
for yourself and your expensive vehicle. Auto insurance keeps
safe your huge amount of money spent on your automobile. But on
the same hand, auto insurance is also quite expensive. However
there are different types of auto insurance policies available
today. It is at an individual's discretion which policy he can
afford to adopt.
1. Fully Comprehensive Auto Insurance Policy Types- though this
policy is the most expensive one yet it is the most widely
adopted type of auto insurance. This is so because the insurance
provides compensation or covers all sorts of cases such as
theft, accident, wear and tear etc. If unfortunately an accident
occurs where you were not at fault while the other driver who
did the accident does not disclose his and his insurance
details; you ought not to worry. For being a policyholder of the
fully comprehensive program, you can register an insurance claim
against your insurance company. But while taking this policy one
essential thing should be borne in mind. There are a few auto
insurance companies that do not insure your vehicle 100% of its
value but of 80% or so. Even though many companies defend their
policy as a measure to prevent themselves from fraud cases etc.
yet try your bets to find the agency that insures your vehicle
100%.
2. Third Party, Fire and Theft- this type of insurance is
basically meant for those car owners who have had finished their
car loans but still admire, cherish their car and have great
sentiments attached to it. This policy is somewhat
akin to the
fully comprehensive one but not identical to it. For like the
latter the former covers cases of theft, accident, fire etc. but
in case of an accident you can receive compensation only when
you were at fault and had hit another car. So if any other car
hits yours or you by mistake bang t in the garage, the insurance
company will not come to your financial aid.
3. Third Party Insurance- it is the insurance that is the
cheapest of all and covers only cases of accident where you were
at fault and hit a third party. The insurance company is not to
be contacted in case of any other mishappening with your
vehicle. This insurance policy is generally preferred by those
who own an old and less pricey car or any other vehicle.
4. Specialized Car Insurance- is basically for cars categorized
as classic, those that are 25 years old. These cars are insured
as classic and so accordingly they have their requirements and
services. The classic car insurane policy can be said to be as
good as the comprehensive one but the only drawback associated
with it is that it limits the policy taker to a limited number
of road miles he can drive in any given year.
Ultimately it is at the discretion of every individual which
policy he desires to take. It is advisable to sort out one's
requirements and budget and also make a survey of the auto
insurance policies in the market before actually grabbing a
policy.
About the author:
Mansi gupta writes about affordable auto insurance
quote .
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