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Best Landlord Insurance
Are you looking for the best Landlord Insurance? Are you looking to get an immediate FREE quote on line today? Finding the best landlord insurance does not have to be difficult providing you know exactly what you are looking for. As a landlord,...
Commercial Auto Insurance for Your Home Based Business
Having your own home based business can be a dream, but are you protected? Many people remember to purchase business insurance, because often a home based business is not covered by a homeowners insurance policy. However, were you aware that your...
Factors that change the price of your car insurance quote.
Copyright 2005 Stacey Zimmerman
When looking for a good car insurance quote that combines the coverage you need with a good, affordable cost there are many factors that will culminate in the price of your car insurance quote. Principally this will...
Having the Right Amount of Auto Insurance Coverage
Maybe you have auto insurance coverage now but do you ever wonder if it's enough if you are unfortunate enough to get into a car accident? Some people carry a combination of auto insurance coverages because carrying too little coverage can cause you...
Insurance, Fuel And Personal Finance In The UK Following Recent World Catastrophes
Following the increase in UK terrorist activities and the catastrophe that has hit New Orleans, it seems we are all going to have to foot the bill. The total cost of the catastrophe is currently predicted to top $25 billion (£13.6bn), however many...
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Do NOT File a Home Insurance Claim
---------------------------------------------------------- Permission is granted for the below article to forward, reprint, distribute, use for ezine, newsletter, website, offer as free bonus or part of a product for sale as long as no changes are made and the byline, copyright, and the resource box below is included. ---------------------------------------------------------- Do NOT File a Home Insurance Claim
By Stephen Bucaro
You can PAY for home insurance, but don't try to actually USE your home insurance or you may be blacklisted by the insurance companies. The home insurance companies only want to TAKE in money, not PAY OUT any money. On Jan. 2, 2003 CBS Evening News exposed a scheme by home insurance companies to blacklist customers who file claims.
According to the CBS Evening News report, the insurance industry uses a secret system called CLUE (Comprehensive Loss Underwriting Exchange) to blacklist customers who actually try to use their insurance. The system was originally set up to help companies detect fraud, But now it's being used in a scheme to blacklist customers who use their home insurance.
Several home insurance companies say they are blacklisting customers who file claims because "claim losses outweigh premiums". But consumer advocates say a look at
the companies financial records shows they are in financial trouble because of big Enron and Worldcom stock market losses.
According to the CBS Evening News report, if you try to make a claim on your home insurance, you could be placed on the Insurance Industry Blacklist for five years. During that period you will either be forced to pay outrageous premiums, or you will be without insurance. If you try to sell your house, you will find it is unsellable, because it is uninsurable.
Your best option is to continue to pay your home insurance premiums, but if something happens, like a pipe breaks or a storm damages your home, pay to fix it yourself. Do NOT make any claims against your homeowner insurance policy or you may be blacklisted by the insurance industry. The home insurance companies only want to TAKE your money, not PAY OUT any money. ---------------------------------------------------------- Resource Box: Copyright(C)2002 Bucaro TecHelp. To learn how to maintain your computer and use it more effectively to design a Web site and make money on the Web visit http://bucarotechelp.com To subscribe to Bucaro TecHelp Newsletter Send a blank email to bucarotechelp-subscribe@topica.com ----------------------------------------------------------
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