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5 Steps To Cheap Car Insurance Premiums
Although car insurance is compulsory, it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you serious money. Step 1 - Excess The easiest way to...
Cheap Health Insurance rates and personal health insurance.
If you've been out of school for a couple of years or perhaps just graduated from college, you're probably a candidate for cheap health insurance. Once a person reaches a certain age they're no longer covered by their parents health insurance...
Different types of auto insurance
Nowadays auto insurance is the ideal way to ensure a good life
for yourself and your expensive vehicle. Auto insurance keeps
safe your huge amount of money spent on your automobile. But on
the same hand, auto insurance is also quite expensive....
How To Get Cheap Whole Life Insurance Quotes
Whole life insurance quotes the most expensive kind of policies that are on the market due the fact of cash value over time. Whole life insurance is permanent life insurance coverage that lasts as long as you live and continue to make ontime...
The advantages of term life insurance.
Copyright 2005 Stacey Zimmerman
There are two main types of life insurance that are available to everyone; there is whole life insurance and term life insurance. Many people are unaware even of the existence of term life insurance, which is a...
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Lack Of A Health Insurance Policy Invites Financial Disaster.
In 2003 health care spending rose four times the rate the
inflation. The annual premium for an employer health plan
covering a family of four averaged nearly $10,000. The cost of
medical care continues to rise at the fastest rate in history.
Health insurance premiums will rise to an average of more than
$14,500 for family coverage in 2006.
Surveys reveal that the number one reason many people have no
coverage is because health insurance is too expensive. 23%
percent of people who do have health insurance have had to
drastically change their spending habits so that they could make
the insurance payments.
You've read about the rise in the number of bankruptcies. A
study shows that the average medical debt of those who filed for
bankruptcy is $12,000... And 50% of bankruptcy filings were
partly the result of medical expenses. Every minute two people
in the U.S. file for bankruptcy because of serious medical
problems.
Research shows that even when one member of a family is
uninsured and requires a hospital stay, or costly medical
treatment, the medical bills can effect the financial position
of the entire family as they try to help with costs.
Government
officials agree that health care costs must be controlled, but
they continue to argue about how to do it. Some say it must be
done with price controls and by imposing strict budgets on
health care spending. Others cry for free market competition as
the solution to the high cost of medical care.
An important step in the right direction would have all of us
adopting healthy eating habits and lifestyles. We all would
require less medical care and those costs would drop.
For individuals and families is vital that you have at least
some form of health insurance policy. It may be sensible to keep
your health insurance cost as low as possible by having coverage
for only a catastrophic illness. The expense of most medical
treatment can be paid for over time. It is the unexpected major,
life threatening injuries and diseases that can wipe you out
financially.
One thing is certain. To protect your financial future you must
have at least some type of health insurance policy.
About the author:
Mark Walters presents an online guide to health insurance of
kinds at http://www.HealthInsuranceMonster.com
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