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Carrying Car Insurance Is A Smart Choice
Carrying car insurance is a crucial decision for anyone on the roads today. With so many drivers on cell phones, eating fast food and even watching TV while at the wheel, it isn't unusual to find yourself in a "fender bender" or serious wreck....
Guide to Life Insurance
Here is a useful guide to life insurance. Simply put, a life insurance policy provides a lump sum payment upon death of the policy holder. In exchange for regular premiums, a life insurance company will insure your life so that when you die, the...
Life Insurance No Medical Exam - Is It Really Possible?
Quite often you feel that an ad for life insurance no medical exam is trying to rip you off. However, it is possible to get life insurance no medical exam when you shop online for your life insurance needs. It is only a click away on a computer, but...
Moneynet promotes greater financial understanding for consumers with new life insurance product guide
Moneynet.co.uk, the UK’s most established personal finance research and data website, has published the latest edition in its series of online product guides to help consumers get to grips with the increasing complexity of personal finance products....
What is Home Insurance?
Home Insurance is designed to provide you with financial protection against any damage and possible risks that your property and possessions within it may face against unforeseen events and circumstances. Home insurance is commonly taken to...
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Life insurance-features and objectives
The life insurance is conceived to protect people dependent on one from the financial losses that such people would incur in case of one’s death. The life insurance policy has become a fundamental part of sound financial owing to its association with investments, retirement plans and plans for real estate. Nowadays, various life insurance products are available. Each
one is designed to fit certain unique circumstances and satisfy individual needs.
Two main kinds of life insurance are there:
i)Term insurance: This does not accumulate cash value and this is issued in order to cover the life of the insured person for a specific period of time only.
ii)Whole life insurance: These do accumulate cash value and are issued in order to cover the insured persons throughout their lifetime. The life insurance contract comprises of several rights and the person entitled for exercising these rights during the
lifetime of the insured is the owner of the insurance policy. The following are the most
common of these rights: designation of beneficiary, selection of settlement options, assigning of policy
benefits, transfer of ownership, making policy loans and exercising policy of cash surrender.
The key purpose of life insurance is to provide security to one’s dependents in the event of one’s death. The family of the person insured will be protected from the risk of ruin due to financial
crisis. It serves a two-fold purpose:
i)Protecting one’s dependents with the monetary assistance to meet or settle one’s financial obligations.
ii)Providing funds for covering the loss of income (of family or dependents) resulting from one’s death.
About the Author
Author: S.M
http://lifeinsurancepad.com/
http://lifeinsurancepad.com/life-insurance-information.htm
http://lifeinsurancepad.com/why_us.htm
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