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Home Equity – Let the Market Eliminate Your Private Mortgage Insurance
In decades past, most people who were interested in obtaining a home loan were required to put down at least 20% of the purchase price. Those days are gone, and as home prices have risen faster than incomes, the average down payment required by...
Homeowners insurance: What's covered, what's not, and what to look for
Individuals planning on purchasing a home spend weeks if not months picking the perfect neighborhood, floor plan, and then home before they even consider purchase. In a similar way, buyers will shop around and compare the interest rates offered them...
Insurance Credi Scoring: An Ethical Issue
The issue at hand is the use of a consumer’s credit score as an underwriting tool for auto insurance rates. What is a credit score or FICO score? A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of...
Is Your Insurance Company Rated?
Insurance is serious business. It not only costs you a pretty penny, you need to know the company you purchase the insurance from will honor a claim with no hassle should you have an accident. The first thing you need to do is find out if your...
The Awful Truth about Annuity and Insurance Leads
You see the websites, you see the ads: exclusive, never before sold, prospects eager to buy, insurance and annuity Leads. Some leads cost a few dollars - others are over one-hundred a pop. I was curious, just how good are these insurance and...
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The Traveller’s Insurance Checklist
Your trip is booked and all your reservations are made. The next thing on your "to do" list before you head off on that much deserved holiday is: Buy travel insurance. No doubt you have many questions that need answers before you can decide which travel insurance company best meets your needs - questions such as: What should travel insurance cover? How much should I be paying? Is there usually a deductible?
You will be able to wade through the many different travel insurance plans offered and find the most suitable package for you and your family by asking insurance companies the following pertinent questions:Questions
- What is covered in the plan?
- What is not covered in the plan?
- Is there a deductible that must be paid for each claim?
- Does the plan deny benefits for a pre-existing condition?
- If not, how much more will it cost to cover a pre-existing condition?
- Are there any exclusions pertaining to sports or other
activities?
- Is every member of my family covered?
- What is the average time frame for a claim to be paid?
These questions will help you cover all the important bases while shopping for travel insurance. They can prevent unpleasant surprises such as having to pay for unforeseeable circumstances once your claim is reviewed.Many travellers neglect to buy travel insurance because shopping around for the perfect plan can be stressful. However, their stress level would likely double should any unfortunate event occur during their trip. Why take the risk? Travel insurance can take care of you and your family while you have the vacation of your dreams.
About the Author
Johnny Mangiante is an online journalist . He is also the editor and webmaster for many websites. For more information on Travel Medical Insurance for Visitors to Canada.Travel Medical Insurance for Visitors to Canada see his website http://www.visitorstocanada.com/.
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