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Eleven Money-Saving Auto Insurance Tips for Senior Drivers
Like all drivers, senior citizens (or as I like to call them �seasoned citizens�) want to get the best rates on their auto insurance policies. What they may not be aware of is that older drivers may present a higher risk than other drivers, usually...
Factors that change the price of your car insurance quote.
Copyright 2005 Stacey Zimmerman
When looking for a good car insurance quote that combines the coverage you need with a good, affordable cost there are many factors that will culminate in the price of your car insurance quote. Principally this will...
How to Set Up a Pre-tax Insurance Cafeteria Plan Benefit
Setting up and implementing a pre-tax insurance Section 125 Cafeteria Plan is fairly easy. Essentially, an employer needs to establish what type of plan that will provide the solution to their unique plan needs, set up the plan with proper...
Insurance For The Self-Employed
The biggest concern I hear from people who are thinking about starting, or already have, their own business is the lack of medical insurance. What most people don't know is that there are many options available that will allow you to have both...
Useful Tips on Reducing Insurance Costs
Most people want lower insurance costs but are often too lazy to do anything about it. All it takes is a little time and effort and you could be looking at a reduced insurance premium. Here are some useful tips on reducing insurance costs: Shop...
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The need for Life Insurance
A person needs to reexamine their life insurance needs every few years because as our life events change so do our needs.
When starting a family, a person needs to consider starting a life insurance policy. In the event that death occurs to one of the parents, there needs to be some insurance that money will be there to help raise and support the rest of the family.
When buying a home, life insurance needs to be considered or reexamined, as well. If a spouse should die, it is important to know that the other spouse could pay the mortgage and bills.
Getting a new job is another life event that requires some thought about life insurance. Most companies that provide health insurance, offer a life insurance policy to their employees as well. It is a great place to start the life insurance policy.
Lets talk about retirement. So many people rely on their 401(K), mutual funds and IRA's to survive after retirement. In the event that the spouse dies before they retire, the other spouse would lose the salary plus the retirement benefits, as
well. Life Insurance would not only be beneficial in this life event, but crucial.
Another benefit from life insurance is that a permanent life insurance policy offers cash value. That means that you could borrow against it for college loans, a down payment for a home, or any personal loan. The lender uses the life insurance policy for a down payment.
So throughout all these stages in a person's life, life insurance should be considered and reexamined to fit the different life changing events. From the day you graduate high school to the day you retire. A qualified life insurance professional can help you decide which policy to start, how much you can afford to pay and how much to open a policy for.
About the Author
Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. He provides more insurance information and offers discount auto insurance, life and home insurance that you can research in your pajamas on his website.
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