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Business Loans - 7 Reasons Not To Use A Bank
So you're a small business owner and you need a business loan to
further the objectives of your company. Where do you turn?
When it comes to a business loan or commercial real estate loan,
there are many good reasons NOT to turn to a...
Consolidating Multiple Loans
If over time you have accumulated multiple loans it may be wise
to consider consolidating those loans into one single loan.
There are a variety of ways in which this may be accomplished.
Student Loans Multiple student loans must be handled...
Debt consolidation loans for bad credit to delay the further worsening of credit
The importance of debt consolidation loans can be best understood by people who are suffering with bad credit history. Debt consolidation loans for people with bad credit provides a manner in which they can prevent their financial condition and...
Fast Cash Advance Payday Loans - Convenient To Use Online
Online cash advance companies offer a convenient and speedy application process. Within 24 hours you can have your cash advance loan deposited into your checking account allowing you to pay those unexpected bills. Shopping Rates With more and...
Home Loans in the UK
MOHAMMAD AMIR Chanceforloans.co.uk [WEDNESDAY, FEBRUARY 16, 2005, 00:00:00 AM] -------------------------------------------------------------------------------- Owning a home is the most important dream of any person. It is one of the basic...
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Loans For Unemployed
It is one of life's small cruelties that the times when you need
credit most badly, are also the times when lenders are least
willing to give it to you. When you are finding it hard to meet
your obligations, your car payments are behind, your credit
cards are all fully loaded, and you're barely meeting your rent
or mortgage payments, your credit score takes a nose dive. Even
if you are meeting all your payments, credit reporting companies
can show lenders that you are at your limit, that you're fully
extended on all existing lines of credit, and you've been
searching vigorously for more. This will be looked on very
poorly by lenders and make them much less inclined to lend to
you.
Between Jobs
One of the periods when you are most likely to be in this sort
of situation is when you are between jobs. There are a million
reasons why you might lose your job, many of which will not be
your fault, and if you are unlucky enough to have this happen to
you when you're under heavy debt, then things can quickly get
out of hand.
It may seem like stating the obvious, but the surest way to get
out of this situation is to find a new job as soon as possible.
In many cases you can be back to work within a month or two so
if you have enough money to keep you afloat for this period you
will be ok. However it is not always easy to find a new job
quickly, especially if the reason you lost your original
job is
due to difficult conditions in your industry or area.
Insurance
The other thing you might consider is credit protection
insurance. This is an insurance policy you will need to have
taken out before you lost your job. If you did, there is a good
chance you will be covered for exactly this situation. Most
credit protection plans provide that if you lose your job
through no fault if your own, they will kick in the meet your
repayments for you, until you can get another job. They have
many strict conditions, for example, they will probably expect
you to accept the first job offer you get, even if it does not
pay as well as your last job etc.
Alternatives
The other option is to borrow some money to tide you over till
you get a new job. While it may seem unlikely that a lender will
lend to a person who is out of employment, there are situations
when they will lend to you. If you can demonstrate a good
previous repayment record, and have very good prospects of
finding a job soon, they may be willing to back you, especially
if you have security such as your home to offer them. If you do
opt for this route however, make sure you are very confident of
finding employment before putting your home at risk.
About the author:
Joseph Kenny is the webmaster of the loan information sites
http://www.selectloans.co.uk/ and also
http://www.ukpersonalloanstore.co.uk
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| Cheap Loans | car, personal & secured homeowner loans ... |
| Compare over 400 UK personal (unsecured) and secured homeowner loans, including car loans, to find the cheapest deals... |
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| E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ... |
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| Loan Center - Yahoo! Finance - News, Education, Daily Rates and ... |
| Loan Center - The Yahoo! Finance Loan Center provides useful tips, calculators, and rate data to help you choose an auto loan, mortgage, or personal loan ... |
| loans.yahoo.com |
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| FREE LOANS QUOTE - the customers champion. Finding you the right ... |
| COMPARE! Let us get you a loans quote with minimal fuss. We're the UK specialists. |
| www.moneyweb.co.uk |
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| Personal Any Purpose Loans : Loans.co.uk : Personal Loans UK |
| Offers consumer loans for any purpose in the United Kingdom. |
| www.loans.co.uk |
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| FinAid | Student Loans |
| An education loan is a form of financial aid that must be repaid, with interest. ... The interest rate on the Stafford Loan for new loans first disbursed ... |
| www.finaid.org |
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| GovLoans.gov - Find the Right Loan for You |
| GovLoans is a partnership of many Federal agencies and organizations with a shared vision - to provide improved, personalized access to government loan ... |
| www.govloans.gov |
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| Loan - Wikipedia, the free encyclopedia |
| Bank loans and credit are one way to increase the money supply. ... Abuse in the granting of loans is known as predatory lending. ... |
| en.wikipedia.org |
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| Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
| www.quickenloans.com |
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| Mortgage Loans - Compare Mortgage Rates - MSN Money |
| Get a mortgage loan that’s right for you. Compare mortgage loan rates of top lenders. |
| moneycentral.msn.com |
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| The Student Loans Company Ltd. |
| Provides details of the Student Loans system which is part of the Government's financial support package for students. |
| www.slc.co.uk |
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| Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan ... |
| Apply online for federal and private student loans, consolidate student loans; financial aid and scholarship information for college, graduate school and ... |
| www.salliemae.com |
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| Loan Guaranty Service, Home Page (U.S. Department of Veterans Affairs) |
| This page provides content and information related to the Loan Guaranty Home Loan Program. |
| www.homeloans.va.gov |
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| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
| Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
| www.fool.co.uk |
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| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
| www.lendingtree.com |
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| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
| www.ed.gov |
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| Personal, home equity loans for union members at Union Plus |
| Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
| www.unionplus.org |
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| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
| Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
| my.countrywide.com |
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| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
| www.accepted.co.uk |
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| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
| www.ukpersonalloanstore.co.uk |
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