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40-Year Mortgages: An Alternative to Interest-only Loans?
Interest-only loans are quickly becoming a mainstream loan product. Borrowers who were initially turned-off by the perceived risk associated with an “interest-only” loan are now starting to see the benefits: Lower payments, less money tied up in...
HOLIDAY LOANS CAN EXPAND THE HORIZON OF WHAT YOU SEE.
By Amanda Thompson Amandacthompson@gmail.com Why do kids get all the breaks? Winter-weary adults, fed up with gray, uninspired landscapes need spring vacation too. This year consider a get away to a room with an inspiring view. You have been...
Pay day loans - Short term help
Payday Loan "I just need enough cash to tide me over until payday." Sounds familiar to you? I'm betting it does. We constantly find ads to this effect on the radio, television, the Internet, and even in the mail. The type of loan being referred...
Personal Loans For Self Employed Applicants
Many people are attracted to the benefits of self-employment,
from setting your own hours and being your own boss to having
control over the development of your business and career. The
control over your lifestyle and work is a good reward for...
What are Home Improvement Loans?
Home improvement loans are loans specifically designed by loans companies to help you fund an essential home improvement projects. Home improvement loans provided by loans companies are secured on the value of the borrower's property. The amount...
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PayDay Loan Online – How Do Online Payday Loans Work?
How online payday loans or cash advance loans work? Online payday loans usually work by first filling out a pre-approval application. 90% of the time, your credit is not pulled. Most payday loans are not based on your credit history, so, even if you have bad credit you are still welcome to apply. If having your credit pulled is a concern to you, check their FAQ’s page, that will usually tell you whether or not your credit will be pulled.
After you have filled out the initial application, you should receive a response on whether you are pre-approved or not. Responses vary, but most online payday loan companies will give you a response instantly. By clicking on the link below, you can view our list of recommended payday loan companies and we will tell you which ones can give you a 30-second approval.
If you are pre-approved, they will usually ask for some kind of income verification. Some online payday loan companies require you to fax them a pay stub and/or a bank statement. They sometimes want to verify that you have a valid phone number and email
address. There are other companies who are “faxless” who help you get the loan processed without you having to fax in any verification. These loans usually verify income by telephone.
Once you have completed the companies quick verification process, you will usually receive a direct deposit into your bank account the next business day. Most online payday loan companies will deposit the money into your account within 24 hours.
Make sure, when you get a payday loan, that you are using the payday loan for the shortest amount of time possible and get the lowest cash amount you can get by with. This will help you keep your fees to a minimum.
If you would like to view our list of recommended, reputable payday loan companies, click here: Recommended PayDay Loan Companies.
About the Author
Carrie Reeder is the owner of ABC Loan Guide. ABC Loan Guide is an informational site with articles and lists of recommended lenders for payday loans.
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