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A Guide to Finding Cheap Loans
Finding cheap loans isn't always easy… it seems like every time you turn around new rates and fees are added and the loan process becomes increasingly frustrating with each new change that's made. Cheap loans don't have to be such a hassle,...
Home Equity Loans
A home equity loan allows you to cash-in on the equity you have built-up in your home. The funds you receive can be used for debt consolidation, home improvement, college education, investments or any purpose. With a home equity loan your home is...
Home improvement loans - transforming brick and mortar
There is no courage in living an existence where you are
constantly dissatisfied. Accepting your current resident as
package you can't exchange is a myth. On the contrary it is true
that not everyone has available money to finance...
How to Find Cheap Home Improvement Loans
If you have home improvements that you'd like to see done but don't have the money to do them, you might want to consider looking for cheap home improvement loans. These are loans that are designed with the homeowner in mind, and allow you to make...
New Car Loans - How You Buy A New Or Used Car With Poor Credit
Consumers buy a new or used car with poor credit everyday. By using an outside lender, you can be assured you are getting the lowest rates on your car loan and put yourself in a better position to leverage for rebates and extras.
Shopping For Car...
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Short-Term or PayDay Loans
Please feel free to use this article for your newsletter,
ezine, or web site, in its entirety including the resource box. Please notify me of publication by sending a website link or a copy of your ezine when published mailto:cigllc@yahoo.com. Thank you!
Short-Term or PayD ay Loans
By Stanley T. Crawford
Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains that thousands of people obtain these loans every month. If they weren’t profitable, places like ACE, Cash America, and other businesses wouldn’t provide these loans.
If they are such a disliked product then someone should step forward and help people who get these loans. The help cannot be purely to tell these individuals that they should seek credit counseling, but it has to consist of monetary help, as well. Most people who get these loans already know they need financial canceling, but they also know that their immediate situation needs to be addressed. Normally, this requires CASH.
With all that said, if an individual has determined that a short-term loan is the best avenue available, then like anything else one
should make the best informed decision for his or her given predicament.
When considering a short-term loan, ask yourself these 7 questions:
1.What amount of money do I need?
2.When can I pay this money back (principal and fee)?
3.What are the repayment terms?
4.Can I meet these repayment terms? (use a calendar, and your budget)
5.Am I pursuing counseling or planning to pursue counseling, so that I don’t have to continue to utilize these short-term loans?
6.If I can’t pay the principal and fee, then can I pay the extension fee? (use a calendar and your budget)
7.Is this loan new or is this my 1st, 2nd, or 5th time borrowing from a short-term loan source?
Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com
About the Author
Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com
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