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A Beginner's Guide to Low Interest Debt Consolidation Loans
Looking for low interest debt consolidation loans can sometimes seem like looking for gold at the end of the rainbow, but loans with minimal interest can be had even by people with poor credit ratings. The most important things in trying to find...
Cash Loans for Unemployed – for an Instantaneous Response to Needs of the Unemployed
Unemployment is generally supplemented with several other vices like poverty and indebtedness. As if these are not enough, several contingencies start making their demands, all at once. This harries the individual to the point of contemplating...
How to Pay Off Your Student Loans and Reduce Your Debts
Financing a college education is one of the more expensive debts you may incur. Student loans can take years or even decades to pay off. Making late payments or missing payments all together can result in a poor credit rating and collections on your...
Self employed loans - when being self employed is the impediment
Article:
Being self employed has always been associated with challenges.
Is finding a loan for self employed one of them? Is it? Well
with loans for self employed suffer more from lack of
information rather than lack of choices. Self employed...
Student and Graduate Loans
Student and graduate loans are becoming more popular as student
debt continues to rise and students seek alternative ways of
dealing with it. The good news is that student or graduate loans
are generally available without the need to show steady...
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Short-Term or PayDay Loans
Please feel free to use this article for your newsletter,
ezine, or web site, in its entirety including the resource box. Please notify me of publication by sending a website link or a copy of your ezine when published mailto:cigllc@yahoo.com. Thank you!
Short-Term or PayD ay Loans
By Stanley T. Crawford
Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains that thousands of people obtain these loans every month. If they weren’t profitable, places like ACE, Cash America, and other businesses wouldn’t provide these loans.
If they are such a disliked product then someone should step forward and help people who get these loans. The help cannot be purely to tell these individuals that they should seek credit counseling, but it has to consist of monetary help, as well. Most people who get these loans already know they need financial canceling, but they also know that their immediate situation needs to be addressed. Normally, this requires CASH.
With all that said, if an individual has determined that a short-term loan is the best avenue available, then like anything else one
should make the best informed decision for his or her given predicament.
When considering a short-term loan, ask yourself these 7 questions:
1.What amount of money do I need?
2.When can I pay this money back (principal and fee)?
3.What are the repayment terms?
4.Can I meet these repayment terms? (use a calendar, and your budget)
5.Am I pursuing counseling or planning to pursue counseling, so that I don’t have to continue to utilize these short-term loans?
6.If I can’t pay the principal and fee, then can I pay the extension fee? (use a calendar and your budget)
7.Is this loan new or is this my 1st, 2nd, or 5th time borrowing from a short-term loan source?
Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com
About the Author
Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com
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