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Debt Consolidation Loans - Defining the Pros and Cons of the Method.
Debt consolidation agencies allege that debt consolidation loans can help create savings for its customers by reducing the amount to be paid for debts. The manner in which this will be realised is not immediately comprehensible to most people. Why...
Fast Cash Personal Loans - How To Get The Loan Fast
The quickest way to get cash is to apply for a cash personal
loan, also called a payday loan. In a matter of minutes your
application can be approved and you can find your money in your
checking account the next morning. While you are online, you...
Fast Payday Cash Loans
Do you need fast cash to get your car fixed so you can drive it to work tomorrow? Is that computer you want on sale till Friday, but you're $100 short - and payday is Tuesday? If you need cash for something NOW and know that you'll be able to repay...
Secured homeowner loans-to reiterate that a home provides more than a roof over your head
"The ache for home lives in all of us, the safe place where we can go as we are and not be questioned." It is a challenge to find a place like that. Luckily you have one. A house is built on many things other than brick and mortar; it is built on...
Student Loans 101
When it comes to furthering your education, you must have
student loans to do it. It is rather simple to get extra funding
to cover your school costs when scholarships and grants do not
add up to enough funding. There are student loans out there...
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Short-Term or PayDay Loans
Please feel free to use this article for your newsletter,
ezine, or web site, in its entirety including the resource box. Please notify me of publication by sending a website link or a copy of your ezine when published mailto:cigllc@yahoo.com. Thank you!
Short-Term or PayD ay Loans
By Stanley T. Crawford
Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains that thousands of people obtain these loans every month. If they weren’t profitable, places like ACE, Cash America, and other businesses wouldn’t provide these loans.
If they are such a disliked product then someone should step forward and help people who get these loans. The help cannot be purely to tell these individuals that they should seek credit counseling, but it has to consist of monetary help, as well. Most people who get these loans already know they need financial canceling, but they also know that their immediate situation needs to be addressed. Normally, this requires CASH.
With all that said, if an individual has determined that a short-term loan is the best avenue available, then like anything else one
should make the best informed decision for his or her given predicament.
When considering a short-term loan, ask yourself these 7 questions:
1.What amount of money do I need?
2.When can I pay this money back (principal and fee)?
3.What are the repayment terms?
4.Can I meet these repayment terms? (use a calendar, and your budget)
5.Am I pursuing counseling or planning to pursue counseling, so that I don’t have to continue to utilize these short-term loans?
6.If I can’t pay the principal and fee, then can I pay the extension fee? (use a calendar and your budget)
7.Is this loan new or is this my 1st, 2nd, or 5th time borrowing from a short-term loan source?
Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com
About the Author
Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com
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