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Debt Consolidation Secured Loans: A race to your debt free future
A debt consolidation secured loan is particularly used for debt
settlement. A debt consolidation process brings together or
consolidates various debts and multiple payments like store, gas
and phone bills, home improvements, medical bills,...
GET ON THE INTERNET TODAY - UNSECURED LOANS UP TO $1 MILLION
Until recently leasing companies wouldn't even think about financing transactions that included so-called "soft costs" such as custom software. Financing for hard collateral equipment were the only programs available. Now however, leasing companies...
Home Loans – Identity Theft Protection Could Hurt Home Sales
Identity theft has been a hot topic in the news during the last few years. Just a month or so ago, forty million credit card numbers were compromised due to a computer attack on a credit card processor. Consumers are rightly concerned, as it can...
Reducing Debt Through Lower Interest Loans
It happens to the majority of us, credit card debt accumulates and before we quite realize it, we are carrying a debt load that is far beyond our means. When this happens, we need to take immediate positive steps to knock down the debt as quickly...
Understanding Best Payday Loans to Make Them a Rule Rather than an Exception
Any loan resulting in a release of cash during times of
immediate financial crises would be termed as best payday loan.
It is only after the purpose for which the loan was taken gets
satisfied that we start thinking critically of the loan. It...
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Short-Term or PayDay Loans
Please feel free to use this article for your newsletter,
ezine, or web site, in its entirety including the resource box. Please notify me of publication by sending a website link or a copy of your ezine when published mailto:cigllc@yahoo.com. Thank you!
Short-Term or PayD ay Loans
By Stanley T. Crawford
Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains that thousands of people obtain these loans every month. If they weren’t profitable, places like ACE, Cash America, and other businesses wouldn’t provide these loans.
If they are such a disliked product then someone should step forward and help people who get these loans. The help cannot be purely to tell these individuals that they should seek credit counseling, but it has to consist of monetary help, as well. Most people who get these loans already know they need financial canceling, but they also know that their immediate situation needs to be addressed. Normally, this requires CASH.
With all that said, if an individual has determined that a short-term loan is the best avenue available, then like anything else one
should make the best informed decision for his or her given predicament.
When considering a short-term loan, ask yourself these 7 questions:
1.What amount of money do I need?
2.When can I pay this money back (principal and fee)?
3.What are the repayment terms?
4.Can I meet these repayment terms? (use a calendar, and your budget)
5.Am I pursuing counseling or planning to pursue counseling, so that I don’t have to continue to utilize these short-term loans?
6.If I can’t pay the principal and fee, then can I pay the extension fee? (use a calendar and your budget)
7.Is this loan new or is this my 1st, 2nd, or 5th time borrowing from a short-term loan source?
Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com
About the Author
Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com
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