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Home Business Loans
Very few people can afford to start a business using nothing but
the money they've got lying around in their bank accounts. For
most of us, we're going to need to get a loan before we'd have
anywhere near enough money to invest in starting...
Online Payday Loans Offer Quick Or Instant Approval For A Fast Cash Loan
Online payday loans companies offer quick approval with their online application process. Once you have entered your personal information and source of income, you can be approved for a payday loan in as little as five minutes, and a cash advance...
Secured Holiday loans- your chance to unwind your senses
“All work and no play makes jack a dull boy”. The phrase sounds more as a cliché, having been used innumerable times right from the time it was coined, but has a vital message enclosed within itself. It sermonizes about the place rest has in the...
Secured Loans: Different Strokes for Different Blokes
Secured loans
are loans that are given against a property. It makes it less
risky for the lender. Since, the risk for lenders is greatly
reduced in case of secured loans they carry lower rates of
interest than unsecured loans.
There are...
Self-Employed Loans, loan Company UK
Self-Employed Loans
Before discussing loans for the self-employed, let us understand
who are defined as self-employed by any loan company in the UK.
If you operate a business or practice any particular profession
as an individual, a...
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Why student loans are better than credit cards
Why student loans are better than credit cards
You need some more money for college expenses this semester. Do you whip out a credit card to pay for your books, or do you apply for a federal or private loan? Well, consider the options –
-With a federal loan, your interest rate will be low (around 5%) and your payments will be deferred until 6-9 months after graduation.
-With a private loan, the interest rate will be slightly higher than with a federal loan but will still be lower than average. In addition, you will only need to make interest payments until after graduation.
-With a credit card, on the other hand, the interest rate can be as high as 21%. Interest begins accruing almost immediately, and you need to begin paying off the bill the next month.
This is not to say that credit cards do not have a place in your college life. It is good to have one national card (Visa, MasterCard, Discover) on hand to help you build a positive credit history and to provide security in
emergencies. When you decide to apply for a card, compare annual fees, interest rates, and introductory offers. And to keep yourself out of debt, try to—
-Pay your balance each month to avoid interest charges
-Pay your bill on time to avoid late charges
-Avoid cash advances, which come with large finance charges and interest that begins accruing immediately.
This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more on how Student loans are better than credit cards at http://www.NextStudent.com .
About the Author
My goal is to help every student succeed - education is one of hte most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.
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