|
|
|
All about Secured Loans
A secured loan is a loan agreement in which the borrower pledges property as surety for the loan; hence they are also known as homeowner loans. If the borrower continually defaults on loan repayments, the lender may take action to reclaim the debt...
Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but in actuality, it is dozens of things. Due to a combination of user preferences, lifestyles, and marketing ideas, there are dozens of different types of credit cards out there. Because of the...
Guide to Personal Loans
Here is a useful guide to Personal loans. What is a personal loan? A personal loan is money lent to an individual by a financial institution for a specific personal purpose. A personal loan is an amount of money offered, normally by lending...
Loans for Women : Personal Loans
Loans for Women : Personal Loans
If you can't get a loan at the bank, then you still have options
even though they don't look as tasty as a low APR loan. Women
with good credit can easily get a loan at their bank. What's a
good credit score?...
Personal Mortgage Loans
"If you are seeking personal mortgage loans, then there are a few pointers that can go a long way in getting you good loan options at good rates. Also a little care and good planning will help you pay off your personal mortgage at much lesser rates....
|
|
| |
|
|
|
|
|
|
Unsecured Loans With No Credit
Lenders label individuals with no credit history as 'high risk'.
Being considered 'high risk' can be the 'kiss of death' when it
comes to getting approved for unsecured loans. Why? Because
unsecured personal loans require no collateral. So, the lender
loaning you your money trusts you that you will make timely
payments. This is not a personal issue of trust, it is a credit
issue. Lenders do not want to lend unsecured loans to people
with no credit or bad credit, period.
By now you are asking yourself, 'How do I turn my no credit
history into a positive one so that I can apply for a personal
loan and get the cash that I need?'. Easy! Being labeled 'high
risk' makes it hard to get approved for certain types of loans
and credit, but not all.
Did you know that applying for a used car loan is one the best
means for building or rebuilding credit? How? When you take out
a car loan, you are securing your loan with the car that you are
financing. If you do not make the payments, you will lose the
car. So, the lenders are much more inclined to provide car
financing to people with no credit before they approve an
unsecured personal loan.
Another great way to build your credit history is to apply for a
credit card. There are a few credit cards available on the
markets that are specifically designed for people with no credit
and bad credit.
Be careful! You do not want to put yourself into
debt with the use of your new credit card. You want to make only
a few charges a month,/ These charges should be small; so that
you can afford to pay your bill as soon as you receive.
Utilizing a credit card and paying the bill on time every month
will help build your credit very quickly.
A third means of building your no credit history into a positive
one is to put some utility bills in your name. This means having
the phone, electric, gas and/or water bill put in your name,
making you responsible for the payments. Again, you want to make
the payments are made on time, every month! Doing so will also
help build your credit fast. You will severely damage your
credit rating if you neglect to make all of the payments on
time, every month.
If you follow two of the above suggestions, you should be able
to build a non-existence credit history into a good credit
history in about one year. Then, when you need a little extra
cash for a vacation, shopping, etc., you can apply for and
hopefully get approved for personal loans.
About the author:
Julie Mann is the webmaster/marketer of Choice Personal
Loans. Choice Personal Loans specializes in providing unsecured loans with
no credit.
|
|
|
|
|
| Cheap Loans | car, personal & secured homeowner loans ... |
| Compare over 400 UK personal (unsecured) and secured homeowner loans, including car loans, to find the cheapest deals... |
| www.moneysupermarket.com |
|
| E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ... |
| E-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online. |
| www.eloan.com |
|
| Loan Center - Yahoo! Finance - News, Education, Daily Rates and ... |
| Loan Center - The Yahoo! Finance Loan Center provides useful tips, calculators, and rate data to help you choose an auto loan, mortgage, or personal loan ... |
| loans.yahoo.com |
|
| FREE LOANS QUOTE - the customers champion. Finding you the right ... |
| COMPARE! Let us get you a loans quote with minimal fuss. We're the UK specialists. |
| www.moneyweb.co.uk |
|
| Personal Any Purpose Loans : Loans.co.uk : Personal Loans UK |
| Offers consumer loans for any purpose in the United Kingdom. |
| www.loans.co.uk |
|
| FinAid | Student Loans |
| An education loan is a form of financial aid that must be repaid, with interest. ... The interest rate on the Stafford Loan for new loans first disbursed ... |
| www.finaid.org |
|
| GovLoans.gov - Find the Right Loan for You |
| GovLoans is a partnership of many Federal agencies and organizations with a shared vision - to provide improved, personalized access to government loan ... |
| www.govloans.gov |
|
| Loan - Wikipedia, the free encyclopedia |
| Bank loans and credit are one way to increase the money supply. ... Abuse in the granting of loans is known as predatory lending. ... |
| en.wikipedia.org |
|
| Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
| www.quickenloans.com |
|
| Mortgage Loans - Compare Mortgage Rates - MSN Money |
| Get a mortgage loan that’s right for you. Compare mortgage loan rates of top lenders. |
| moneycentral.msn.com |
|
| The Student Loans Company Ltd. |
| Provides details of the Student Loans system which is part of the Government's financial support package for students. |
| www.slc.co.uk |
|
| Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan ... |
| Apply online for federal and private student loans, consolidate student loans; financial aid and scholarship information for college, graduate school and ... |
| www.salliemae.com |
|
| Loan Guaranty Service, Home Page (U.S. Department of Veterans Affairs) |
| This page provides content and information related to the Loan Guaranty Home Loan Program. |
| www.homeloans.va.gov |
|
| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
| Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
| www.fool.co.uk |
|
| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
| www.lendingtree.com |
|
| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
| www.ed.gov |
|
| Personal, home equity loans for union members at Union Plus |
| Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
| www.unionplus.org |
|
| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
| Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
| my.countrywide.com |
|
| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
| www.accepted.co.uk |
|
| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
| www.ukpersonalloanstore.co.uk |
|
|