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5 Simple Tips For Getting Out Of Debt In 2006!
Is credit card debt driving you crazy? Spent too much this holiday season? Well, you're definitely not alone. Credit card debt is a way of life these days. Especially now, right after the holidays! For many people, money gets REAL tight...
Are You An Innocent Victim of These Popular Myths?
Misconceptions, misinterpretations and just plain “untruths” are floating about income taxes. Believing them could be costing thousands of tax dollars! Myth: A Professional Tax Preparer knows all there is to know about taxes so you don't have...
Create Your 21st Century Success Now
Everybody who creates personal success in this 21st century is a hero. We battle with dragons. We grapple with demons. With emotional and psychological monsters. Ages ago,it was Theseus embroiled in the maze on the island of Crete, wrestling...
Home Work or Escape from Dilbert's Box
Mc WORLD AND RAGE AGAINST Mc WORLD Mc World - that is a world in which we are living. Multinational corporations (more and more powerful, for instance thanks to fusions like Daimler-Chrysler, Star Alliance or Time Warner; beyond a democratic...
Low mortgage rates are spurring the recent boom in home ownership
Anyone serious about buying a home has seen the recent ads offering low mortgage rates for first time buyers and current homeowners. One reason for this mass of offers is that most financial institutions now understand the economic importance of...
 
Getting The Best Deal On Auto Insurance

Let your fingers do the walking... Remember that Yellow Pages Ad Campaign? Excellent advice if you’re shopping for auto insurance. Shop around and do it yearly. Don’t just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.

Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, you’re inline for a huge premium savings. If you don’t think you could come up with $1000 out of pocket, then change it to a $500 deductible; you’ll still save a sizable amount on your annual premium payment.

You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.

However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they


would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.

Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesn’t, it’s time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.

There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.

Don’t just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.


About the Author: Author: John Edwards - Find more information about life insurance and auto car insurance at: http://www.insuranceautocar.com

Source: www.isnare.com

 

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Java Mobile Cell Phone Games - A220 Mission 1
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Java Mobile Cell Phone Games - Alien War
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