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Carrying Car Insurance Is A Smart Choice
Carrying car insurance is a crucial decision for anyone on the roads today. With so many drivers on cell phones, eating fast food and even watching TV while at the wheel, it isn't unusual to find yourself in a "fender bender" or serious wreck....
FTC Names Its Dirty Dozen: 12 Most Likely Email Scams
The Federal Trade Commission is responsible for issuing and enforcing rules for consumer issues on the Internet. As part of this process, the FTC has published a list of the 12 scams you are most likely to receive as email. The Dirty Dozen Scams ...
Lessons From Inspirational Businesses In Rural Australia
I've just been reading "Good Enough Never Is" an inspirational
new book about rural business success.
Written by Peter Kenyon, it comprises 20 case studies of
ordinary rural people who dared to be different and have...
Starting a Home Based Business
Having a good idea is the first step to starting a home based business. But this is the easy part. If you want to have a successful business, there are many other things to consider. Is a home based business right for you? Before you invest your...
The Student Loan
The rising costs of college tuition have made it almost a necessity to apply for a student loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc. The variety of student loans enables...
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Preventing Identity Theft
Preventing identity theft is never foolproof but here are some good tips that will make it more difficult for anyone to steal your personal information.
The first and most important step for preventing identity theft is keeping a close watch on all of your personal information and your credit report.
Check your credit reports from all three bureaus at least once a year. Once you get your credit report check carefully to see that everything is accurate.
If you find an error, dispute it immediately so you can protect yourself from fraud.
Quite often similar names and similar social security numbers get mixed up, or worse, someone could have stolen your identity.
Another good way of preventing identity theft is don't carry your Social Security card or anything with your Social Security number on it in your wallet.
Keeping your social security number private is a critical part of preventing identity theft.
Also, don't keep your bank card pin number in your wallet because it helps a thief who has stolen your wallet help themselves to your cash at an A.T.M.
In this age of computer hacking, preventing identity theft also applies to the Internet.
If you use the Internet, make sure all your security software is up to date and be careful of Internet scams.
Remember, no legitimate business will ever send you an e-mail asking you to confirm your personal identifying information.
Preventing identity theft means you never give out personal information unless you initiated
the contact or you're absolutely sure who you're dealing with.
Another good way of preventing identity theft is be especially careful about divulging your credit card number over the phone to telemarketers.
Often the only goal is to obtain your name, address and credit card number.
If you have to give your credit card number over the phone for a hotel or airline reservation, use a regular corded phone as opposed to a cordless or cell phone.
Make sure you report any lost or stolen credit cards immediately for preventing identity theft.
The bottom line is be careful about divulging any personal information about you.
If you use these tips you'll have a much better chance at preventing identity theft before it happens.
Copyright © 2005 Credit Repair Facts.com
------------------------------------------------------------------------------- This article may be re-published "as is" (unedited) as long as the author's bio paragraph (resource box) and copyright information is included. Any editing will be considered copyright infringement. The URLs in the resource box should be set as hyperlinks if used on a web page. -------------------------------------------------------------------------------
About the Author
Gary Gresham is a mortgage loan officer and the webmaster for http://www.credit-repair-facts.com He offers you credit information, debt elimination programs and informative facts that gives you the knowledge to correct your own credit and credit report.
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