|
|
Accepting checks in your business virtually risk free
Most businesses accept checks as form of payment for goods and services. However, accepting checks can be a risky endeavor if your company doesn’t follow good policies and procedures for preventing loss from bad checks. In fact, the reason some...
Nine Ways To Lower Your Auto Insurance Costs
Nine Ways To Lower Your Auto Insurance Costs You may not realize it, but the insurance rates you pay for your car can vary dramatically depending on the insurance company, agent or broker you choose, the coverage is you request and the kind of...
So You Want To Be An Affiliate Marketer.
Well, a lot of my selling is affiliate programs. I like you want to make money at affiliate sites. Now I am told by the gurus to put up my own affiliate website with my own ad copy. That means to me that I have to build a website that people...
Survival On The Road! A Resource For The 'On The Road' Sales Professional
It makes no difference if you are a Saleswomen, a Salesman, a rookie or a seasoned pro, we all face challenges while on the road. You may set up your own flights, cars and lodging, you may have a travel department that does it all for you, or if you...
Work/Life Balance Tips for the Business Traveler
Balance and the business traveler has everything to do with staying "connected". As I indicate in my book, Work for a Living & Still Be Free to Live, we achieve a fluctuating balance by how we CHOOSE to stay connected with the critical areas of our...
|
|
|
|
|
|
|
|
The Easy Way To Build A Great Credit Report
The most important thing you can do when building credit is to
always pay your bills on time and to never borrow more than you
can afford to pay back. It sounds silly for me to say, but
unfortunately people do this every day. Credit is enticing and
it very easy to get in over your head. Beware because those "no
money down" and pre-approved credit card offers can send us
straight down the credit road of darkness! It's essential when
building a healthy credit report that you remember your long
term goals, and resist the temptation of buying yet another
thing on credit.
Today, it's more important than ever to have a good credit
rating. Don't get me wrong it has always been important to have
good credit if you want to buy a car, a house, rent an
apartment, or be approved for personal loans or credit cards.
However, today more and more employers are looking at credit
reports as part of background checks, and insurance companies
are considering them when deciding whether or not to extend
coverage.
Having good credit means you have established credit, which
stated simply means that you have borrowed money or used a
credit card and then re-paid it in a timely manner and not
extended your credit limits. Don't be fooled into thinking no
credit is good credit. It's just that "no credit" which means
you have no established track record. (good or bad)
Additionally, it means not overextending yourself and applying
for credit that you won't be able to pay back. One little tip;
don't "shop" for credit because every time you apply for a
credit card it shows the action as an inquiry on your report.
Too many of those make you look like a high risk to other
lenders!
As a young adult, using a cellular phone and paying your bills
on
time is a good way to start building a good credit report. In
addition, there are many special credit card offers for students
and young adults specifically designed to get a credit history
started, and using the card and paying it on time is one of the
best ways to establish excellent credit. Paying more than the
minimum payment, or even paying the full balance, is also a very
good idea.
An excellent way to build strong credit is with a car loan. Most
cars aren't cheap, so by having a large balance and then paying
it on time every month will do wonders for your credit. You'll
need to establish sufficient credit in order to be able to
borrow money and finance the car, but making other payments on
time - such as the ones mentioned above - and being gainfully
employed will allow you to do so.
Now that we have you buying things and spending money, it's time
to monitor your credit and make sure all is well. Request a copy
of your credit report once a year, from each credit bureau. It's
important to know which of your accounts show up on which
reports, and to make sure that they are all accurate. It's fine
to increase spending and credit as long you don't overextend,
and make sure to cancel any card you are not using immediately.
If you find mistakes on your credit report, make sure to follow
the bureau's instructions to challenge it, in writing. If you
follow these steps, you can get your credit rating up to an AAA
status and keep it there.
About the author:
If you would like to get more credit information you can visit
our website which contains many credit resources.
http://www.my-credit-report.info This article is copyright 2005,
but can be freely reprinted, as long as no changes are made,
including hyperlinks.
|
|
|
|
|
Compare Cell Phones & Service - Cingular, Sprint, T-Mobile ... |
Research, compare, and buy cellular phones and services. |
www.letstalk.com |
  |
Free T-Mobile Cell Phones and Other Wireless Deals |
Save on T-Mobile cell phones and plans. Compare deals to TMobile.com. 1-year T-Mobile plans available with popular phones. Or pick another wireless carrier. |
www.a1wireless.com |
  |
mobilecellphone.com |
www.mobilecellphone.com/ - 2k - Cached - Similar pages |
|
  |
Mobile Cell Phone Rental in Japan :: RentafoneJapan |
This page contains information on mobile cell phone rental in Japan and Korea - Japanese, Korea, and International GSM mobile cellular phone and mobile ... |
www.japanvisitor.com |
  |
Communications - Mobile-Cell-Phone Ezine Articles |
EzineArticles.com allows ezine or email list publishers to upload or download free expert content that can be used within email newsletters or websites. |
ezinearticles.com |
  |
Cell Phones and Service from Virgin Mobile |
Cellular Phones and Service from Virgin Mobile. Ringtones & downloads for your mobile phones, as well as cell phone accessories, prepaid cell phones, ... |
www.virginmobileusa.com |
  |
Mobile / Cell Phone Is Linked To Cancer, you need protection from ... |
Test your exposure levels to mobile / cell phone radiation and check if it's safe to carry a mobile phone! |
www.radar3.com |
  |
Repair4MobilePhone: Do-It-Yourself Mobile (Cellular) Phone ... |
Repair4MobilePhone: Do-It-Yourself Mobile (Cell) Phone Upgrading, Modding and Repairing · site map · search · Mobile (Cell) Phones | IrDA | BlueTooth ... |
repair4mobilephone.org |
  |
YouTube - New Apple iChat Mobile Cell phone |
New Apple iChat Mobile Cell phone 00:25. From: foxymcfox Views: 90457. << Now Playing ... New Apple iChat Mobile Cell phone *FAKE* 00:33. From: foxymcfox ... |
www.youtube.com |
  |
YouTube - New Apple iChat Mobile Cell phone *FAKE* |
... turned off or an old version of Macromedia's Flash Player. Get the latest flash player. This is a video response to New Apple iChat Mobile Cell phone ... |
www.youtube.com |
  |
Java Mobile Cell Phone Games - A220 Mission 1 |
An arcade style shoot em up game , Java Midlet for your Mobile / Cell Phone. Fly through mountains and cave systems eliminating multiple enemies before ... |
www.jpowered.com |
  |
Java Mobile Cell Phone Games - Alien War |
Alien War is an arcade style game , Java Midlet for your Mobile / Cell Phone. JPowered is a leading provider of Java Mobile Cell Phone Games. |
www.jpowered.com |
  |
Communications - Mobile Cell Phone |
Mobile Cell Phone Tips. Broadband-Internet, GPS, Mobile-Cell-Phone, Telecommunications, Satellite-TV, Satellite-Radio, VOIP, Video-Conferencing » View ... |
communications.smartads.info |
  |
Free mobile, cell phone and text news alerts - Philadelphia ... |
Set up free mobile, cell phone alerts to stay connected with the news. Receive text message alerts when news happens on the WCAU Philadelphia, PA website. |
www.nbc10.com |
  |
Buying a Virgin Mobile Cell Phone? Want $10 free airtime? |
I have some Kickback codes that I will e-mail you if you want that will give you $10 Extra in airtime when you activate your Virgin Mobile Cell phone. ... |
www.topix.net |
  |
Skype from Mobile Cell Phone |
Skype from Mobile Cell Phone,cell phone,cellular,mobile phone,skype,Skype as we already know is one of the most popular VoIP applications. |
blog.tmcnet.com |
  |
Yahoo! Answers - can you use a t-mobile cell phone with verizon ... |
3 answers - i want to get a t-mobile phone and use m verizon sim card. is that possible? if not can i use the t-mobile phone with a verizon plan? |
answers.yahoo.com |
  |
Compare Prices on Samsung X210 Mobile Cell Phone - ShopFerret ... |
Use ShopFerret to find the best stores and lowest prices for the Samsung X210 Mobile Cell Phone. |
www.shopferret.com.au |
  |
eBay: Custom Mobile Cell Phone Pay Per Click Website +Adsense ... |
Find Custom Mobile Cell Phone Pay Per Click Website +Adsense in the Business Industrial , Other Industries , Websites Businesses for Sale , Internet ... |
cgi.ebay.com |
  |
Tmobile |
Review Cell Phone: pad Samsung Trace T519 T-Mobile Cell Phone ... Paper Thin T-Mobile Cell Phone with 1.3 meagpizel camera and MP3 Player. ... |
www.1800mobiles.com |
  |
|