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Finding A Great Advisor
Finding an advisor with good small business ideas has never been easy. Small business consulting to help you with your small business can make a big difference. Advisors can help your small business with marketing, export and a whole host of...
Five Magic Phrases: Tips For Negotiating Like A Pro
Those who are new to freelancing are often too afraid to ask for more than a client offers. Thrilled to be making any money at all, new freelancers typically agree to whatever figure is proposed. I was no exception to this rule, but once I’d built...
Help With Debt Problems
Many reputable debt management companies can help you deal with
your debt problems. You can work with a credit counselor to
create your own plan to pay off bills. Companies can also help
you reduce your debt through debt management...
How do commercial debt reduction companies work?
Don't stress it - commercial debt reduction companies are proven
authorities in debt negotiation to reduce your commercial debt
in the best way possible for you, especially when you're least
interested in the worst alternatives like Chapter...
When is the best time to lock in interest rates?
I always advise my clients to lock in their interest rate at the
earliest opportunity. Gambling with a client's interest rate is
never advisable. In my business, I have a standardized system in
place that we adhere to for all of our clientele....
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Consumer Debt Solution - Analyzing Your Options
You have several options to reduce your consumer debt. You can
take the do-it-yourself approach by consolidating debts into a
low rate loan. You can also find help through companies that
management payments or negotiate debt elimination. Each option
has pros and cons, and should be analyzed carefully before
committing to a specific approach.
Do-It-Yourself Approach
Refinanced mortgages and home equity loans can help consolidate
your short term debt into one easy payment while reducing your
interest rates. Your interest is also tax deductible.
Consolidating loans can lengthen your payment period, increasing
over all interest payments. There are also loan fees to
consider, especially when refinancing your mortgage. Some home
equity loans and lines of credit don't have opening fees in
exchange for higher rates. Your credit score will also be
affected having another open account.
Companies That Can Help
Companies can offer two different types of help for dealing with
your consumer debt. Debt management companies handle payment for
all your short term credit accounts. For a small monthly fee,
they will pay your bills, negotiate lower interest rates, and
close accounts.
Depending on your creditors, your credit score
may or may not be affected.
With a debt negotiation company, you can see 10% to 50% of your
debt eliminated on some accounts. Such an approach can help you
avoid bankruptcy, but there are long term affects on your
credit. You will also have to report reduced debt as income on
your taxes.
Comparing Options
Before you sign a contract for a loan or service, compare
several different companies. Request their rates and terms, and
compare them with others. Legitimate companies will freely
provide you with information. You can also find information
online through company sites. For detailed quotes, you will need
to submit some basic financial information such as debt amounts.
Getting Advice
You can also find help with a credit counselor over the phone or
in person. Certified counselors look over all your finances and
help you come up with a plan to handle your debt and living
expenses. They may recommend simply following a budget or using
a particular service, such as debt management.
About the author:
View our recommended companies for Debt
Solutions.
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| Negotiation - Wikipedia, the free encyclopedia |
| The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ... |
| en.wikipedia.org |
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| Program on Negotiation at Harvard Law School |
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| PON: Harvard Negotiations Project |
| Please visit the Harvard Negotiation Project website for complete information and ... The Harvard Negotiation Project's mission is to improve the theory, ... |
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| The Negotiation Skills Company, Inc. |
| www.negotiationskills.com/ - 3k - Cached - Similar pages |
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| Global Trade Negotiations Home Page |
| The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ... |
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| Principled Negotiation |
| Principled negotiation is the name given to the interest-based approach to negotiation set out in the best-known conflict resolution book, Getting to Yes, ... |
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| Salary Negotiation and Job Offer Tutorial |
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| Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial |
| Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries. |
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| Win-Win Negotiation - How to reach a fair compromise - Negotiating ... |
| This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ... |
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| negotiation journal |
| www.springerlink.com/link.asp?id=102591 - Similar pages |
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| Apache Content Negotiation |
| Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ... |
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| JobStar--Salary Negotiation Strategies |
| JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ... |
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| Eric C. Gould's Negotiation Site |
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| Monster.com: The Negotiation Coach |
| Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ... |
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| Negotiation Articles |
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| CareerJournal | Negotiating Tips - Salary Negotiation Tips ... |
| Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information. |
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| PON Clearinghouse |
| Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ... |
| www.pon.org |
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
| www.nad-plo.org |
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