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Choose Your Battles Carefully - How to get the Best Results When Negotiating with Lenders
So you've made the decision to acquire or refinance an apartment complex or to convert an office building. Once you find yourself in the thick of the financing process, inevitably you will be faced with many tactical choices. You will need to...
Debt reduction companies - How to check them out
Debt reduction companies play an important role in today's financial market and offer a helping hand for those people who wish to get out of debt. There are numerous companies which deal with debt reduction services. And if you decide you seek...
Discover What to do When Your Credit Worth is Damaged Due to Circumstances out of Your Control
First of all, let’s examine exactly what credit worth means and how it affects your financial life. Your credit worth, as defined by the financial industry, is the overall picture of your financial health that is used by lenders to determine your...
Practical, Pragmatic Preparation
Franchising 101: The Complete Guide to Evaluating, Buying and Growing Your Franchise Business Edited by Ann Dugan, Published by the Association of Small Business Development Centers (ASBDC) Cooked up by CPA's, Attorneys and Insurance Brokers, with...
Securing Second- and Third-Round Venture Capital Financing
Widget sales are booming -– the competition is scrambling, demand is up, and the books are finally treading water. Your core management team has big ideas for the future of Widget Inc. Opportunity is abundant; but how will you fund that next big...
 
Debt Consolidation Companies: Common Pitfalls to Avoid

It's difficult not to notice the incredible growth that there has been in companies offering debt consolidation programs and solutions over the past few years. At first, debt consolidation companies were some of the biggest advertisers on the internet and there are now more loan consolidation TV commercials than we've ever seen before. However, a great number of these debt consolidation companies are now being sued by numerous attorney generals, the IRS, and the FTC over their supposed 'non-profit' status.

One of the worst debt consolidation companies has actually had a federal lawsuit filed against it and the FTC and five individual states have filed separate lawsuits against the company. This company declared Chapter 11 bankruptcy but the reality is that they have not gone out of business themselves, they have simply changed into so many other companies that they are most likely around in some form.

Interestingly, many companies do not call themselves 'debt consolidation companies' anymore because of the bad press that all of the legal action against this first company generated. You may hear of 'debt negotiation' companies or 'debt settlement' companies who are basically 'debt consolidation companies' who are using illegal tactics and should be avoided.

You can check out any debt consolidation companies, or any other company for that matter, with your local consumer


protection agency and the Better Business Bureau in the company's location. Be aware that debt consolidation companies with a good rating may mean absolutely nothing. In fact, over 75% of the complaints received by the Better Business Bureau do not count against the company's rating if the complaint is considered resolved. The Better Business Bureau has no authority to investigate complaints against debt consolidation companies, nor resolve them.

One particular word of advice is to avoid any debt consolidation companies who have a registered address in Maryland or Florida. This is because these two states do not regulate debt consolidation companies. There are so many debt consolidation companies available that if you really feel that this is the best course of action for you then avoiding those in Maryland or Florida should be simple and will save you the worry of dealing with a disreputable organisation.

You can find a number of websites that offer a customer review section for debt consolidation companies. This is worth checking out to see if customers of any of the debt consolidation companies that you are considering signing up with have had problems dealing with them in the past.

About the author:

Jordan Dunham is an expert on student loans, visit http://www.students-loan-consolidation.org/ today for details.

 

Negotiation - Wikipedia, the free encyclopedia
The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ...
en.wikipedia.org
 
Negotiation Seminars Negotiation Training Negotiations Consultants ...
Negotiation and alternative dispute resolution seminars, negotiation training and video presentations with available keynote speakers.
www.negotiation.com
 
Program on Negotiation at Harvard Law School
Negotiation training, research, and publications from the world's foremost authority on negotiation and dispute resolution.
www.pon.harvard.edu
 
PON: Harvard Negotiations Project
Please visit the Harvard Negotiation Project website for complete information and ... The Harvard Negotiation Project's mission is to improve the theory, ...
www.pon.harvard.edu
 
The Negotiation Skills Company, Inc.
www.negotiationskills.com/ - 3k - Cached - Similar pages
 
Global Trade Negotiations Home Page
The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ...
www.cid.harvard.edu
 
Principled Negotiation
Principled negotiation is the name given to the interest-based approach to negotiation set out in the best-known conflict resolution book, Getting to Yes, ...
www.colorado.edu
 
Salary Negotiation and Job Offer Tutorial
Job-seekers: Learn the basics (and advanced techniques) of the art and strategy of salary negotiation (getting the salary you want) in this tutorial.
www.quintcareers.com
 
Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial
Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries.
www.quintcareers.com
 
Win-Win Negotiation - How to reach a fair compromise - Negotiating ...
This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ...
www.mindtools.com
 
negotiation journal
www.springerlink.com/link.asp?id=102591 - Similar pages
 
Apache Content Negotiation
Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ...
httpd.apache.org
 
JobStar--Salary Negotiation Strategies
JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ...
jobstar.org
 
Eric C. Gould's Negotiation Site
Subscribe to newsletter with negotiating tips and techniques.
www.batna.com
 
free negotiation training for sales, debt, contract, salary ...
Free negotiation skills training for sales, contracts, debt, salary and contracts, negotiating with creditors, negotiation skills and techniques, ...
www.businessballs.com
 
Monster.com: The Negotiation Coach
Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ...
midcareer.monster.com
 
Negotiation Articles
Negotiation articles for the busy entrepreneur written by a diverse group of experts, speakers, professionals, consultants, and marketing companies.
www.pertinent.com
 
CareerJournal | Negotiating Tips - Salary Negotiation Tips ...
Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information.
www.careerjournal.com
 
PON Clearinghouse
Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ...
www.pon.org
 
:: Negotiations Affairs Department ::
Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations.
www.nad-plo.org
 
 

 
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