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4 Alternative Ways To Gain Lifetime Customers
You will always have more people that turn down your offer than
actually buy. They might not have bought because of your price,
payment options, or any other possible reason. You will just end
up loosing all these potential lifetime customers....
Don’t Discount the Temporary Position Interview
If you think, 'it's just an interview for a temp job -- no big deal,' that's where you're mistaken. Some wonderful opportunities, networking connections and careers have resulted from temporary positions.
Temporary assignments today run the...
Get Your Credit Score To Soar In The Twinkling of An Eye.
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help...
Like It Or Not, You Have A Score To Settle (Part 1)
Just when most people finish with school and can stop worrying about test scores, there’s a new kind of scoring that enters the picture. It’s called credit scoring. And, its impact on your financial future can mean more to you than a college...
Managing Conflict, in Life & Work: using ancient and modern approaches
Copyright 2005 by Dr. Jason Armstrong and Dana Buchman “Conflict” is a word that can have varying degrees of severity, meaning, and implication for each individual or circumstance. For example, the conflict that is experienced in our current,...
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Debt Management - How a Debt Consolidator Can Reduce Your Debt
A Debt consolidation program starts with evaluating your financial situation. This process involves an in depth analysis of your financial standing. That analysis will help you to evaluate whether it is better to file for bankruptcy or go for a debt consolidation program. A debt consolidation analysis will estimate the debtor’s potential savings through the program.
When a deal is finalized with the debt consolidation company and the debtor. The next step is for one of the counselors to contact the creditors and work out a reduction in the interest rates and monthly payments at an amount that will be affordable to the debtor.
Through negotiations with the creditors, the debt consolidation company usually reduces or eliminates the interest charged. The balance owed towards the creditors is reduced and they can give the debtor a reduction in even the principal amount.
The Debt consolidation program will also help the debtors by inducing the creditors to stop the legal actions which they were taking against the debtor which means they can no more devour debtor’s income nor can they take the debtor to court. Also this starts bringing up the credit rating of the debtor because now the debtor is repaying the debts under the new agreement.
With this
method of debt relief, the debtor will no longer have to answer embarrassing phone calls from his creditors. The debtor will not receive any bills or pay the creditors directly. The debt consolidation program will directly take control over the creditors. The debtor will just need to pay the debt consolidation company a single amount every month according to the budget which was agreed upon with the debtors. So there is no need for any interaction with the creditors.
Most of the time these systems are free to the debtor because the fees are paid by the creditors, since they would rather get something in return than lose all the money that the debtor owes them. Also, programs like this work for those with good or bad credit. It is a great solution for debt reduction to use a debt services company or consolidator that uses this method.
To view our list of the most recommended debt consolidation companies, visit this page: Recommended Debt
Consolidation Companies.
About the Author
Carrie Reeder is the owner of ABC Loan Guide. It is an informational loan website, with informative articles and the latest finance news.
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| Negotiation - Wikipedia, the free encyclopedia |
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| Principled Negotiation |
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
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