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5 Hot Job Negotiations Tips!
Everyone gets excited by a job offer. It's the culmination of an industrious job search. At last you'll be moving on . . . hopefully to something more interesting, challenging and lucrative.
A job offer is a vote of confidence in your ability to...
Buying a Business
Start thinking about buying an established business if you want
to avoid the immense risks involved in starting one. Not
everyone wants to start a business from scratch, and buying a
business with the infrastructure in place lets you focus...
Home Inspections - Before Signing the Contract
Home Inspections - Resale Homes
The purchase of a home is for most people, the single largest
financial transaction they will make in their lifetime. When
purchasing a resale home, the home inspection process is vitally
important. Done...
Selling Your Web Site? Get A Lawyer!
The ultimate dream of many online entrepreneurs is to build a
successful web site and then sell it for thousands, perhaps
millions of dollars. Example: Sergey Brin and Larry Page, the
original creators of google.com probably had no idea they...
Want A Cheaper Finance For Your Vehicle? Try Secured Automobile Loans.
The usual modus operandi in most automobile purchases is as follows. Step 1: Recognize the urge for an automobile. Step 2: Check the bank balances. Step 3: Head for the purchase provided the second step gives a positive result. Step 4: If the...
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Debt Negotiation Vs. Debt Management
Debt negotiation and debt management/consolidation both help
consumers pay off their debts through two different approaches.
Each affects your credit score, payoff period, and taxes
differently. Before choosing either options, be sure you
understand the long term consequences of each debt management
option.
Influence On Credit Score
Debt consolidation is better of the two when it comes to
influencing your credit score. By consolidating your different
loans into one, you are using the same amount of credit and will
be dinged only slightly for opening another account.
If you choose a debt consolidation company, your creditors may
report delayed payment. However, after regular payments have
been established for several months, you will be able to apply
for more credit if needed.
Debt negotiation leaves a lasting impact on your credit history,
much like a bankruptcy. When creditors agree to reduce your
debt, a record of the debt reduction will stay on your credit
score for seven years. However, you will be able to qualify for
credit as your score improves, usually within two years.
Payoff Period
Using a home equity or personal loan to consolidate your debt
can extend your payoff period up to 30 years. You can also
choose shorter periods for your loans. A debt consolidation
company can help
you pay off unsecured loans in less than five
years.
Debt negotiations reduce debt, but don't eliminate it. Credit
cards and short term debt can be paid off in less than five
years. Other forms of credit can take longer.
Tax Impact
Interest from your home equity loan can be deducted from your
taxes for a financial savings. But any debt reductions have to
be reported as income to both federal and state governments.
Expect to pay income tax with debt negotiations.
Cost Of Fees
With both types of debt management, you can expect to pay fees.
Depending on the type of home equity loan you pick, fees can
range from hundreds to thousands of dollars. A second mortgage
or line of credit have lower fees than cashing out your equity
with a refinanced mortgage.
Debt management and debt negotiation companies also charge fees
for their services. Fees should not be paid until these
companies actually provide you with a service. Also, compare
several companies to be sure you find the best deal.
About the author:
Carrie Reeder is the owner of www.abcloanguide.com, an
informational website about various types of loans. View her
recommended
Online Debt Consolidation companies.
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| Negotiation - Wikipedia, the free encyclopedia |
| The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ... |
| en.wikipedia.org |
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| Program on Negotiation at Harvard Law School |
| Negotiation training, research, and publications from the world's foremost authority on negotiation and dispute resolution. |
| www.pon.harvard.edu |
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| PON: Harvard Negotiations Project |
| Please visit the Harvard Negotiation Project website for complete information and ... The Harvard Negotiation Project's mission is to improve the theory, ... |
| www.pon.harvard.edu |
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| The Negotiation Skills Company, Inc. |
| www.negotiationskills.com/ - 3k - Cached - Similar pages |
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| Global Trade Negotiations Home Page |
| The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ... |
| www.cid.harvard.edu |
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| Principled Negotiation |
| Principled negotiation is the name given to the interest-based approach to negotiation set out in the best-known conflict resolution book, Getting to Yes, ... |
| www.colorado.edu |
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| Salary Negotiation and Job Offer Tutorial |
| Job-seekers: Learn the basics (and advanced techniques) of the art and strategy of salary negotiation (getting the salary you want) in this tutorial. |
| www.quintcareers.com |
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| Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial |
| Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries. |
| www.quintcareers.com |
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| Win-Win Negotiation - How to reach a fair compromise - Negotiating ... |
| This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ... |
| www.mindtools.com |
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| negotiation journal |
| www.springerlink.com/link.asp?id=102591 - Similar pages |
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| Apache Content Negotiation |
| Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ... |
| httpd.apache.org |
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| JobStar--Salary Negotiation Strategies |
| JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ... |
| jobstar.org |
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| Eric C. Gould's Negotiation Site |
| Subscribe to newsletter with negotiating tips and techniques. |
| www.batna.com |
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| free negotiation training for sales, debt, contract, salary ... |
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| Monster.com: The Negotiation Coach |
| Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ... |
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| Negotiation Articles |
| Negotiation articles for the busy entrepreneur written by a diverse group of experts, speakers, professionals, consultants, and marketing companies. |
| www.pertinent.com |
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| CareerJournal | Negotiating Tips - Salary Negotiation Tips ... |
| Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information. |
| www.careerjournal.com |
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| PON Clearinghouse |
| Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ... |
| www.pon.org |
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
| www.nad-plo.org |
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