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Bad Credit Debt and Loan Consolidation Advice
Are you deep in debt and have a bad credit history? If you
answered yes to that question, finding a company who offers a
bad credit debt and loan consolidation service may seem like the
perfect solution. It is very important however, to...
Negotiating A Short Sale – The High Road to Huge Foreclosure Profits
Buying foreclosures can be extremely profitable for real estate investors. However, most of these homeowners are mortgaged to the hilt. They have no equity, and big loan payments. In fact, many actually owe more than the property is worth! Most...
Real Estate Feasibility Study - $1.2 Billion Developer Tells You How To Do One
Without completing one you will not be able to apply to a Lender for development finance – that makes it pretty important. There are two sides: The Cost Side & The Income Side. I am going to concentrate in this article on The Cost Side. ...
Shopping For A Car? Don’t Get Taken For A Ride!
Imagine this ... You're ready to buy a new car. You've done your research on the web at a site like Edmunds.com so you know what the dealer has paid for the model you want. Based on your information you've established your comfort zone for price...
Why Men Lie and Women Cry
I've just finished reading a great book by Allan and Barbara Pease entitled "Why Men Lie and Women Cry". A true and humorous account of the differences between the sexes and full of practical ways to communicate effectively.
I've enjoyed the...
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Home Warranties
What is a Home Warranty?
It is a 1 year service contract that helps protect homeowners
against the cost of unexpected repairs and replacements of
covered major systems and appliances that break from normal
usage. What Does a Home Warranty Cover?
- Water heater - Heating system/Cooling system - Plumbing system
- All major appliances - Electrical system What it Doesn't Cover
- Roof - Doors & Walls - Items not built-in Optional Warranties
- Roof - Well pumps - Swimming pools, spas
A warranty normally excludes pre-existing conditions, such as
items that are not in working condition when coverage is put in
place. Where can I get One?
Your REALTOR can provide you with the company information. Many
times a seller pays for and provides the coverage to the buyer
as part of the transaction.
Ask for a "seller provided" warranty when making an offer on a
house. Many buyers purchase them for their own protection.
How Much Do They Cost? The cost for a basic one-year home
warranty ranges from $325 to $425. Optional coverage is per
added item, such as pool, spa or well pump. Each contract calls
for a deductible payment or service call fee from the claimant
directly to the repair contractor. This fee is usually $50 to
$100. The warranty company picks up the cost of repair above
that amount. Home warranties have proven
to be well worth the
cost of coverage. As a buyer, use it as a negotiation tool in a
purchase contract. Why a Home Warranty
Sellers: A Home Warranty provided by the seller will be viewed
as a benefit to the buyer. Adding a home warranty to your
listing adds confidence and might result in someone purchasing
your home over a newer home. Many people are nervous about old
appliances and fixtures. Buyers are much more comfortable with a
house that includes a one year warranty. The warranty can be
promoted in the advertising as a drawing feature of the home. It
protects you should something go wrong after the buyer moves in.
If a covered system or appliance repair is needed, the Buyer
calls the warranty company, not you!
This after-sale liability protection is well worth the cost of
coverage. Pay at Closing
There is no charge to the Seller until closing. It is typically
paid through escrow.
For more real estate information and articles visit:
http://www.youshouldown.com
About the author:
Cecilia Sherrard is a full time dedicated Realtor in Northeast
Ohio. With years of experience and knowledge, she has maintained
a multi-million dollar producer status. Servicing areas such as:
Westlake, Lakewood, North Olmsted, Rocky River, Cleveland, Brook
Park, Parma, etc. Visit her website at
http://www.youshouldown.com
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
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