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Choosing The Right Commercial Collection Agency
In the cut-throat world of collecting debt, commercial collection agencies usually employ their own means in trying to get debtors to fulfill their financial responsibilities. And since these commercial collection agencies provide service to...
Decisions and Negotiating
For a negotiation to end, decisions have to be made. Large
decisions, small decisions, important decisions and mundane
decisions. The process of making decisions is what advances a
negotiation to its final outcome.
People naturally resist...
Key Terms to Know When Buying a Home
Turn your dream of home ownership or moving up into a reality,
but do it right. The real estate market is a difficult one, and
should not be entered casually. There are so many legal/real
estate terms, contracts, listing agreements,...
Pay Off Debt - Get Out Of Debt And Lower Your Monthly Payments
Debt consolidation can be confusing, especially if you have never considered contacting a debt consolidation company before. A debt consolidation company can give you free advice on reducing your monthly payments and show you the path to becoming...
What Is Credit Counseling?
If you are in trouble financially, you have probably heard the term “credit counseling,” but do you understand what it is? Oftentimes this term is used in the same sentence as debt negotiation or debt settlement, but actually, it’s a completely...
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Home Warranties
What is a Home Warranty?
It is a 1 year service contract that helps protect homeowners
against the cost of unexpected repairs and replacements of
covered major systems and appliances that break from normal
usage. What Does a Home Warranty Cover?
- Water heater - Heating system/Cooling system - Plumbing system
- All major appliances - Electrical system What it Doesn't Cover
- Roof - Doors & Walls - Items not built-in Optional Warranties
- Roof - Well pumps - Swimming pools, spas
A warranty normally excludes pre-existing conditions, such as
items that are not in working condition when coverage is put in
place. Where can I get One?
Your REALTOR can provide you with the company information. Many
times a seller pays for and provides the coverage to the buyer
as part of the transaction.
Ask for a "seller provided" warranty when making an offer on a
house. Many buyers purchase them for their own protection.
How Much Do They Cost? The cost for a basic one-year home
warranty ranges from $325 to $425. Optional coverage is per
added item, such as pool, spa or well pump. Each contract calls
for a deductible payment or service call fee from the claimant
directly to the repair contractor. This fee is usually $50 to
$100. The warranty company picks up the cost of repair above
that amount. Home warranties have proven
to be well worth the
cost of coverage. As a buyer, use it as a negotiation tool in a
purchase contract. Why a Home Warranty
Sellers: A Home Warranty provided by the seller will be viewed
as a benefit to the buyer. Adding a home warranty to your
listing adds confidence and might result in someone purchasing
your home over a newer home. Many people are nervous about old
appliances and fixtures. Buyers are much more comfortable with a
house that includes a one year warranty. The warranty can be
promoted in the advertising as a drawing feature of the home. It
protects you should something go wrong after the buyer moves in.
If a covered system or appliance repair is needed, the Buyer
calls the warranty company, not you!
This after-sale liability protection is well worth the cost of
coverage. Pay at Closing
There is no charge to the Seller until closing. It is typically
paid through escrow.
For more real estate information and articles visit:
http://www.youshouldown.com
About the author:
Cecilia Sherrard is a full time dedicated Realtor in Northeast
Ohio. With years of experience and knowledge, she has maintained
a multi-million dollar producer status. Servicing areas such as:
Westlake, Lakewood, North Olmsted, Rocky River, Cleveland, Brook
Park, Parma, etc. Visit her website at
http://www.youshouldown.com
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
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