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Dealing with Change and Change Management
There is a lot of talk about "change" - how important it is, how
we should alter the way we do to things at work and in our
personal lives in order to be more effective. Sometimes we even
hear how it is essential to change even if just for...
Debt Management Plans - Suggesting Ways to Survive the Quagmire of Debts
Before delving on what a debt management plan can do for you as an individual or as a business, it will be good to decide its scope. It is a misconception among many people that debt management plans can only be used for eliminating the existing...
How to Negotiate Debt Settlements
Knowing how to negotiate debt settlements is the key to securing your financial future. Debt negotiation is the process where in you will contact your creditors and will appeal to them with an offer to pay off the amount you owe in easier...
How to Qualify For 90% plus Commercial Financing!!!
There are three important questions that you must understand and answer correctly in order to achieve 90% plus commercial financing! Where to go to locate it? What type of project will qualify? And last, how to negotiate for it?
To start, you must...
Innovative "No Win...No Pay...No Risk" Attorney Lawsuit Loan Provides Law Firms Savvy Financial Options
Law firms work long and hard to achieve financial success. Today
however a team of professional financial consultants have
developed innovative tools to assist law firms achieve even
greater financial success via a unique program called...
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How to Sell Your Property Privately
With the current high property prices, more and more people are
opting to sell their properties privately to avoid paying the
Estate Agents fees, which can sometimes be as high as 2% of the
value it sells for.
Already you can see the huge benefit of selling your property
privately. Think about it, if your house is worth £300 000, you
could save anywhere from £3000 - £6000 depending on the Estate
Agents fee.
The Internet has changed the way people search for property.
Research has shown 70% of people search for new houses use the
Internet as their main source of property information. This
makes advertising on the Internet one of the best methods to
promote your property.
This is where property portal websites could save you thousands
by advertising your property on them. The usual fee ranges from
free to £50 depending on the website. Property portals bring
buyers and sellers of houses together to purchase properties
without the involvement of the middleman.
How easy is it? What about the legal side of things? I hear you
ask.
To start with it is no more difficult than going through an
Estate Agent. Basically all the Estate Agent is a shop window,
and you are paying them highly for that, but if you have your
property on a property portal website, it is available to many
more people.
I have put together the main points about selling your house
yourself so you can see that you can do it.
Determining the Asking Price This is a critical point in selling
your house. Too high and you will not attract potential buyers,
too low and you will loose money.
The actual truth is, Estate Agents do not value properties;
Chartered Surveyors are the professionals who do this. Estate
Agents estimate the price using their knowledge of the local
market, so there is no reason why you can't research the market
and set your own asking price. There are various methods to do
this · Local Estate Agents · Property Finders · Property
websites · Hire a professional property valuer
The most important thing to remember is your house is only worth
what someone will pay for it.
Selling Alongside An Estate Agent Contrary to popular belief,
you can sell your home privately even if you have signed a Sole
Agency or Multi Agency agreement with an Estate Agent. If you
introduce the buyer or tenant then you will NOT have to pay the
Estate Agents commission. Please read the Office of Fair Trading
report for more legal information regarding this.
For Sale Signs Most property portal websites offer for sale
signs with their logo and website address and either your phone
number or the phone number for the company you are selling
through. A for sale sign will help attract local buyers who see
you house for sale while driving by, resulting in a faster sell.
Viewings When selling your house yourself the viewings are
organised and conducted by you. The
main thing to remember with
viewings is preparation is crucial as first impressions are the
main decisive factor about buying a property. Potential buyers
make a decision about the property as soon as they walk through
the door.
Accepting Offers Hard negotiation is all part of the making and
accepting of an offer. You may find having to 'haggle'
frustrating, but it is part of the process of getting the price
you need for your property.
Try to find out if the buyer has offers in on any other
properties. If you receive a lower offer than you wanted and may
turn down their offer if you get a better one - this is called
'gazumping' - tell them so. It is quite legitimate for you to
say you will accept an offer less than your asking price until a
better offer comes along. You can also place time limits on your
acceptance if you need to move quickly; if you need to exchange
within two weeks, make sure your buyers know that. Always be
direct with buyers. Remember that you will not be able to
'gazump' once you have exchanged contracts. To do so could
result in costly legal action.
Even if you have accepted an offer, there is nothing in law to
prevent you from changing your mind and accepting a higher offer
from someone else.
When you have accepted an offer take the details of buyer, the
name, address and phone number and the details of buyer's
solicitor, their name, address and phone number and pass these
details on to your solicitor.
The Legal Process Many people incorrectly believe that an estate
agent is involved in the legal side of selling your house.
Estate Agents have no legal qualifications. Whether you are
selling with or without an Estate Agent, you will still need a
solicitor to carry out the conveyancing for you.
When contracts are exchanged, the buyer may wish to visit the
house, for example, to get an estimate for building work.
However, you should not allow any work to be done by the buyer
before the completion date.
You should inform the electric company and phone company that
you are leaving and ask for final readings to be made of the
meters on completion day. You should also inform the Rate
Collection Agency responsible for rates collection.
If the buyer is paying a deposit, this will be paid to your
solicitor at exchange of contracts. The solicitor will hold this
deposit until completion.
The completion date is the day you hand over the keys. Your
solicitor will receive the rest of the purchase price from the
buyer and will pass this, together with the deposit, to you.
About the author:
Niproperty4sale.com is a Northern Ireland
property portal bringing together buyers and sellers of houses
for sale in Northern Ireland to save
money on Estate Agents commission
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