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7 Tips for Successful Telecom Contract Negotiation
Time to negotiate a New Telecom Contract? After reading this article you'll be ready to negotiate that next telecom contract like a seasoned pro. The first steps to successful telecom contract negotiation begins by simply understanding the key...
Bankruptcy - the Last Resort
Definition
Bankruptcy is a legally declared inability or impairment of
ability of an individual or organization to pay their creditors.
A declared state of bankruptcy can be requested by creditors in
an effort to recoup a portion of what...
Effective Listening
Effective communication is a vital tool for successful leadership. Being able to articulate clearly, to present and share ideas with others is extremely important. All too often listening becomes the poor relation everyone is busy talking but true...
How To Make An Offer On A Home
You probably already know some of the secrets of how to make an offer on a home. You offer less than you're willing to pay, right? That's the most common negotiation technique. For experienced investors, though, that's just one technique among many...
How to Quickly Improve Your Credit Score by Adding Positive Payment History to Your Credit Report
Most consumers are aware that negative items on a credit report
can be disputed with the three major credit reporting bureaus.
Often, this process can lead to a significant improvement in
credit score through deletion of the derogatory items that...
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What You Must Know Before Attepting Debt Negotiation
Debt negotiation should be viewed as a last-resort measure
before filing bankruptcy. A lender has little motivation to
accept a pay off for less than the full amount unless the debtor
is already months behind on bills. Debt negotiation, also
sometimes called debt settlement or debt arbitration, is best
reserved for use when debt is seriously delinquent. If you're
considering debt negotiation, it's important to be informed
about all the options available to help you deal with your debt.
Contact your creditors, negotiate payment arrangements, ask
permission to skip a payment, or ask for a lower interest rate.
These are simple measures you can take as a first step to manage
your debt. Try these options first before you attempt any other
course of action.
If you have a large amount of debt, a qualified credit
counseling service may be able to help you reduce payments and
prevent further damage to your credit report. Although credit
counseling can provide consumers with valuable assistance, some
firms exist only to cheat their unknowing clients. These
companies use their non-profit status to attract customers who
are then scamed into paying large upfront fees. Those fees are
then sometimes funneled to for-profit companies. Recently, the
FTC and IRS issued the following tips for choosing a credit
counseling organization.
* Pay very careful attention to the fees you are being charged,
the nature of the services the agency offers, and the terms of
the contract. * Check to make sure that your creditors are
willing to work with the agency the you plan to choose *
Consider using agencies that offer actual counseling and
education, instead of simply enrolling all clients in a debt
management
program
Another option for consumers overwhelmed by debt is to
consolidate debt by establishing a new loan (debt consolidation
loan) with lower monthly payments. A debt consolidation loan
helps manage your debt because the loan is usually over a longer
period of time and possibly at a lower interest rate than your
existing debt. Consolidation should be used when debts are
mostly current.
While there are many options to help you cope with unmanageable
debt, sometimes debt negotiation may be the only appropriate
course of action remaining. For example, debt negotiation would
be a good course of action if a long-forgotten debt is the only
bad entry on your credit report. However, keep in mind, you may
owe income tax on the debt owed. Any forgiven debts of $600 or
more are considered income to the consumer. If you do negotate a
debt down, the creditor will send you and the IRS a Form 1099-C
at the end of the tax year.
As a general safety precaution, anyone who plans on using a
third party to handle their finances should remember to check
them out with the Better Business Bureau and State Attorney
General's Office of Consumer Protection. These agencies keep
records of credit repair services that have mislead their
customers about the impact the service would have on their
credit rating, the fees involved, and the possibility of legal
action from the creditors.
About the author:
If you would like to get more credit information you can visit
our website which contains many credit resources.
http://www.my-credit-report.info This article is copyright
2005, but can be freely reprinted, as long as no changes are
made, including hyperlinks.
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| Negotiation - Wikipedia, the free encyclopedia |
| The first step in negotiation is to determine whether the situation is in fact a negotiation ... The book's approach, referred to as Principled Negotiation, ... |
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| Global Trade Negotiations Home Page |
| The Global Trade Negotiations Home Page at the Center for International Development at Harvard University - a centralized information resource on global ... |
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| Principled Negotiation |
| Principled negotiation is the name given to the interest-based approach to negotiation set out in the best-known conflict resolution book, Getting to Yes, ... |
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| Salary Negotiation and Job Offer Tutorial |
| Job-seekers: Learn the basics (and advanced techniques) of the art and strategy of salary negotiation (getting the salary you want) in this tutorial. |
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| Salary Negotiation and Job Offer Tutorial -- Map of the Tutorial |
| Site map to an expert (and free) tutorial on the art and strategy of salary and job offer negotiation. A guide to assist every job-seeker with salaries. |
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| Win-Win Negotiation - How to reach a fair compromise - Negotiating ... |
| This article and free worksheet help you negotiate fair compromises with people whose goodwill you need. It highlights the importance of good negotiation ... |
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| negotiation journal |
| www.springerlink.com/link.asp?id=102591 - Similar pages |
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| Apache Content Negotiation |
| Apache's support for content negotiation has been updated to meet the ... Apache 1.2 supports 'server driven' content negotiation, as defined in the ... |
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| JobStar--Salary Negotiation Strategies |
| JobStar is a public library sponsored guide to information for the job search. Sections useful for California are: 1500 job hotlines, calendar of job and ... |
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| Salary Negotiation Advice from HR Managers · Negotiating Your Future Salary Today · Overlooking Their Interests -- A Big Mistake in Salary Negotiations ... |
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| Negotiation Articles |
| Negotiation articles for the busy entrepreneur written by a diverse group of experts, speakers, professionals, consultants, and marketing companies. |
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| Salary Negotiation Tips - When it's time to negotiate salary changes, trust Career Journal to give you the best and most current career salary information. |
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| PON Clearinghouse |
| Welcome to the Program on Negotiation Clearinghouse, a resource center for people interested in learning and teaching about negotiation and alternative ... |
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| :: Negotiations Affairs Department :: |
| Information on the issues, history, developments and positions regarding Palestinian-Israeli peace negotiations. |
| www.nad-plo.org |
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