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Blooming Boomers - Women and Retirement
Blooming Boomers Women and Retirement Is your retirement looming off in the not too distant future? Do you have dreams of a life filled with rest and relaxation? Perhaps you envision vacationing year round. Those images sound pretty idyllic,...
On the Hunt for a Job? Build Professional Resources
Searching for a Job? Use Your Time to Build Professional Resources.
by Elizabeth Kirwin
With unemployment figures at 6.1% in August, there is great concern among the jobless about their financial future. Though internet job posting seems...
Single Mother On A Budget
Budgeting Tips
A budget is a systematic plan for the expenditure of a usually fixed resource, such as money or time, during a given period. As a single mother you might groan at the thought of putting together a household budget with all your...
The UntoldTruth About Mentors, and Why You DON'T Need "One"
The Untold Truth About Mentors, and Why You DONT Need ONE
by David Riklan
I think there is a misconception about what a mentor truly is. A mentor is someone who guides you, someone wise, someone you trust. A mentor can be your...
Why Mothers Should Engage In Home Business
The important role women play at home cannot be overemphasized. They organize the home front in such a way as to ensure that things run smoothly.
They perform the under listed functions at home:
(1) Take care of the babies
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Disability insurance
Disability insurance will allow you to keep a usable income even if you are disabled.
Disability insurance is the best way to make sure that your income will be protected. While everybody can benefit from disability insurance, it is especially important for people who have jobs that require a lot of mobility. If you are disabled in some way that will prevent you working your old career, then disability insurance will make sure that you will still get enough money.
There are two major types of disability definitions that are used with regard to disability insurance. The first is just that you can become disabled in a way that will keep you from working your own job. In this case, you might still be able to work another job; all that matters is that you will no longer be able to work in your chosen career. This type of insurance is best since in a lot of cases it will also result in you getting enough disability money after your business starts back up again so that you will end up with the same income despite your disability.
The other type of disability insurance only applies if you are disabled to the point where you cannot work a steady job at all. This disability insurance is generally cheaper and is less
useful. However, if you cannot afford the other type of insurance, this is better than nothing. In any case, no matter what type of job you work, you should definitely have at least the most basic disability insurance. That way, you'll be able to have an income even if you are unable to find a job that you are capable of working.
It is very difficult to figure out which type of disability insurance you should consider. There are a lot of different factors that need to be considered - for instance, your current income, the type of career that you have, and what type of insurance company you are going to be buying insurance from.
Another thing that you should consider is that even if your employer is offering group disability to you, it might not be enough. Even if you think that you already have disability, then you should look at your existing policies and make sure that they will actually cover you in the event that you are disabled and unable to work.
About The Author
Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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