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7 Secrets to Having a Financially Healthy Family
How many times have you replied "We don't have the money for that" when your child asks you to buy him something? His innocent reply is "Get some from the machine or the bank". You think to yourself, "If only it were that easy". Managing money is a...
Budget Leftovers
It is extremely difficult to setup a budget, especially when you are behind on some of your bills. Even if you can make your regular bills and expenses fit neatly into your budget, what can you do if you don't have the money to catch up? I have...
Picking a New Dentist on Your new Dental Plan
Most people you talk to dislike going to the dentist, it’s definitely not one of life’s most exciting moments! Finding a dentist that you like and feel comfortable with going too doesn’t have to be difficult but it will require you to do some...
SIGNS OF INFIDELITY - 21 Categories of Telltale Signs
With infidelity reaching epidemic proportions, every woman should learn how to recognize the telltale signs of infidelity. The future of her relationship could depend on her ability to spot the telltale signs in time. In view of the rapidly...
Speak up or Sit Down
Last night the phone rang; my wife said, "I hope it's for you". When I answered, the caller asked, "Ray, would you speak to the Lions Club next month?" First my gut said, "No"; however, my head said, "Do it". So, one month from next Tuesday, I...
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How to Make Money
For years I believed that if I only had more money all of my
problems would be solved. Then I would get a raise or change
to a better paying job and my money situation didn't change.
I just couldn't understand why.
The fact is that most people have that extra money spent before
they get it. How many times have you heard someone say what
they are going to do with their tax refund? The same thing
goes for a pay raise.
Normally, they never even notice any change in their lifestyle
after they get the raise. I saw a survey on a web site a few
days ago that showed that only 35% of the people responding to
the survey had a budget in place full time. This is because
many people are afraid of budgets. It restricts them when they
find something they want to buy. If they only knew that a
budget is the only means for them to get what they want and
be sure they can afford it.
With a carefully developed budget, you not only have money for
your bills, but you can plan for the things you want.
There are a lot of ways to find money. By learning how to cut
your current spending, you will probably find that between 10%
and 25% of your spending is unnessary.
There are also several money saving web sites that will give
you literally hundreds of
money saving ideas. Here are just
a few of my favorite:
TheFrugalShopper.com
http://www.thefrugalshopper.com
GreedyFools.com
http://www.savingadvice.com
BetterBudgeting.com
http://betterbudgeting.com
Debt Smart
http://www.DebtSmart.com
Freebie Haven
http://www.121fun.com
The Stay-At-Home Parents Page
http://www.thestayathomeparentspage.com
Brighter Futures
http://www.brighterfutures.com
FreelanceByU
http://www.freelancebyu.com
Tidbits from the Pantry
Usave2day.com
http://www.usave2day.com
MoneyMakingMommy.com
http://www.moneymakingmommy.com
You Save On Taxes.com
http://hop.clickbank.net/?terryrigg/wmdctp
Most of the time it's the unexpected expenses that catch people
off guard and creat havoc with their finances. Again, with a
budget, you can plan for this too. So if you think more money
will solve your problems, just look for it right there in your
paycheck.
About the Author
Terry Rigg is the author of Living Within Your Means - The Easy
Way http://www.homemoneyhelp.com/ebookadpage.html and editor
of The FREE Budget Stretcher Newsletter and Budget Stretcher
web site http://www.homemoneyhelp.com. He has 25 years of
experience counseling individuals and families concerning their
personal finances.
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