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10 Easy Maintenance Tips vs Piling on the Chaos
10 Easy Maintenance Tips vs Piling on the Chaos
By Eve Abbott, Excerpted from her new book,
How to Do Space Age Work with a Stone Age Brain TM
Whether you are in your own business or an employee (or neither) -- if you have a family and a home...
Love's Most Overlooked Expression
I'll be the first to admit how totally clueless about women's needs, love and relationships most of us men can be. Sometimes women believe that we're just insensitive pigs, but the truth often is, we're just clueless about what she's talking about....
The UntoldTruth About Mentors, and Why You DON'T Need "One"
The Untold Truth About Mentors, and Why You DONT Need ONE
by David Riklan
I think there is a misconception about what a mentor truly is. A mentor is someone who guides you, someone wise, someone you trust. A mentor can be your...
Top 10+ Ways to Jumpstart your New Year's Finances!
Of course, these don't have to be done in any particular order!
Just pick one or two that particularly apply to your situation.
Create your 2004 filing system. This might include new file folders, a new box to hold them or space in a...
Why Corporate Wellness Programs Dont Work And What Does
We have been experiencing an intense focus on "wellness" for close to a decade now, but it seems little has been done to really improve health and well being in this country.
Many corporations have gotten on the bandwagon as a way of adding...
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Marriage Finances 101
Marriage is a wonderful thing, but planning the wedding is a difficult task. The coming together leaves many things as an afterthought to the wedding. Each has their own credit cards, checking accounts, and utility bills. Hopefully, neither has a lot of debt.
Most people do not think about finances when they are getting married. It takes the romance out of it. But it is necessary to make some sort of arrangements, or at least a plan of how to get things consolidated.
Lets start with checking accounts. There are a couple ways to go about it. Many financial experts believe that you should keep your individual accounts. It will be easier to manage and keep track of transactions with only one hand in the cookie jar.
Open up a joint account for your expenditures. Each should deposit a certain percent into the joint account to cover your allotted expenditure budget. What is left over can be deposited into your separate accounts and savings account.
Credit cards are a different story. Each of you will probably have
numerous cards of your own. Take an evening and call all of the issuing banks. Tell them that you just got married and are eliminating some of your accounts. Whichever card issuers give you the best rates are the ones you keep. They will add your spouse onto the account with a phone call and send out your new cards.
Settling your accounts is easy it just takes a little time. It is best to take care of these matters quickly, as time will not make it any easier. Some of the institutions may ask for your marriage license, and be prepared to send it. They will send it back if you provide a self addressed stamped envelope.
About the Author
Robb Ksiazek is a successful author and publisher for Checks-4U.com. He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.
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