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African Americans: A Look in the Mirror, Part 1
Not everything that is faced can be changed, but nothing can be changed until it is faced. James Baldwin At present, African Americans stand at the crossroads of great hopes for wealth and freedom exceptional for the great-and great,...
Deliberate Attraction
Learn how to put the Law of Attraction to work for you. Learn how to let the cosmic waitress deliver exactly what you order!
Deliberate Attraction Ive known about the law of attraction ever since I said to my kids, Dont spill your milk,...
Helpful Hints for First-Time Home Buyers
Buying a house can be a daunting task, even for someone who has owned several homes. My husband and I recently purchased our first home together, and it was hard to find good advice that we truly found useful. We had to learn a lot on our own,...
How to Save Your Home from Foreclosure
The Great American Dream of homeownership is what many in our country diligently strive for. Homeownership brings many benefits, as well as responsibilities. Entrance into the status of homeowner may come with little or no cash investment for a...
Times Are Changing for Woman Entrepreneurs
Although the definition of an entrepreneur, One who undertakes to conduct an enterprise assuming full control and risk. is not gender specific, it is no wonder that most entrepreneurs are men. Because women tend to undertake the greater share...
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Marriage Finances 101
Marriage is a wonderful thing, but planning the wedding is a difficult task. The coming together leaves many things as an afterthought to the wedding. Each has their own credit cards, checking accounts, and utility bills. Hopefully, neither has a lot of debt.
Most people do not think about finances when they are getting married. It takes the romance out of it. But it is necessary to make some sort of arrangements, or at least a plan of how to get things consolidated.
Lets start with checking accounts. There are a couple ways to go about it. Many financial experts believe that you should keep your individual accounts. It will be easier to manage and keep track of transactions with only one hand in the cookie jar.
Open up a joint account for your expenditures. Each should deposit a certain percent into the joint account to cover your allotted expenditure budget. What is left over can be deposited into your separate accounts and savings account.
Credit cards are a different story. Each of you will probably have
numerous cards of your own. Take an evening and call all of the issuing banks. Tell them that you just got married and are eliminating some of your accounts. Whichever card issuers give you the best rates are the ones you keep. They will add your spouse onto the account with a phone call and send out your new cards.
Settling your accounts is easy it just takes a little time. It is best to take care of these matters quickly, as time will not make it any easier. Some of the institutions may ask for your marriage license, and be prepared to send it. They will send it back if you provide a self addressed stamped envelope.
About the Author
Robb Ksiazek is a successful author and publisher for Checks-4U.com. He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.
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