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1-2-3 Stretch Your Mind!
Yesterday my daughter Katherine and I went out to breakfast. After discovering our favorite Sports Cafe, Goose Loonies, no longer served breakfast on Sunday mornings, we decided to go a completely different route. We chose a local Hometown...
Financially Stable Kids – Prepared for College
We are all familiar with the stories that most students have when they finally get through those last days of college. Their financial states are in ruins, with accumulated credit card debt along with the student loans. Grants and scholarships are...
Get Started Managing Your Money
There are literally thousands of articles about how you should or should not manage your money. Myself and other well intentioned money saving wizards bombard you with ideas of all that you should be doing. However, if you are behind two ...
Marriage Saving Advice: Have A Soul Connection With Your Spouse Even If All Seems Lost
Many of us realize that marriage is not the easiest relationship in the world, but why is it so hard? Unless we adopt children, the only relatives that we get to choose are our spouses. Seems like it should work out, right? We can not change our...
Springtime Money Laundering
Summer is right around the corner and most of us have our to-do-lists figured out, mentally, if not written down yet. Bible camp for the kids, plant a large garden, and a trip to the lake. What about financial housekeeping, shouldn't that be on...
 
Marriage Finances 101

Marriage is a wonderful thing, but planning the wedding is a difficult task. The coming together leaves many things as an afterthought to the wedding. Each has their own credit cards, checking accounts, and utility bills. Hopefully, neither has a lot of debt.

Most people do not think about finances when they are getting married. It takes the romance out of it. But it is necessary to make some sort of arrangements, or at least a plan of how to get things consolidated.

Let’s start with checking accounts. There are a couple ways to go about it. Many financial experts believe that you should keep your individual accounts. It will be easier to manage and keep track of transactions with only one hand in the cookie jar.

Open up a joint account for your expenditures. Each should deposit a certain percent into the joint account to cover your allotted expenditure budget. What is left over can be deposited into your separate accounts and savings account.

Credit cards are a different story. Each of you will probably have


numerous cards of your own. Take an evening and call all of the issuing banks. Tell them that you just got married and are eliminating some of your accounts. Whichever card issuers give you the best rates are the ones you keep. They will add your spouse onto the account with a phone call and send out your new cards.

Settling your accounts is easy it just takes a little time. It is best to take care of these matters quickly, as time will not make it any easier. Some of the institutions may ask for your marriage license, and be prepared to send it. They will send it back if you provide a self addressed stamped envelope.

About the Author

Robb Ksiazek is a successful author and publisher for Checks-4U.com. He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.

 

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