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Cyberbegging - New Wave 2003
Cyberbegging - New Wave 2003 ============================ NEW YORK(Reuters) -- Need to pay down credit card debt? Desperate for money for music lessons? Simply tired of working and too embarrassed to stand on the corner with a tin cup? Try...
Growing Pains
Growing up is never easy. Just ask Little Lady, almost three-and-a-half, how hard it is. She’ll tell you. “It’s really, really hard. Half way through the day, my parents are a complete wreck.” She’s right. Sometimes the tension in here...
How Not to Compromise With Your Partner
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Warranties Offered to Help Pet-Owners Lease Properties
A pet-loving Internet entrepreneur has launched a new Web site that he hopes will help pet owners have an easier time renting apartments by providing them a warranty against property damage. The site is Leasewithpets.com. Founder Keith Snow said he...
You're Having A Party!
Fall - a fantastic season with the Holiday Party Season just nipping at its heels! What makes a good party and how do hosts/hostesses get through the anxiety, worry, and how do they take care of all those details and bring it all to a successful...
 
Term Life Insurance vs. Permanent Life Insurance

Choosing a life insurance plan is difficult; it takes a lot of time and research in order to ensure that all aspects are thoroughly examined before making a final decision. There are basically two forms of life insurance to choose from: term life insurance and permanent life insurance.

Below you will find valuable information regarding both forms of life insurance as well as other helpful information which will assist you in deciding which form of life insurance is best suited for you and your situation.

The first thing to do is to research and understand the concept of both forms of life insurance. These two forms of insurance have been compared to buying or leasing a car. Term life insurance is much like leasing a car, you can purchase insurance for a specific number of years, but once those years are up, so is your insurance coverage. Permanent life insurance is similar to buying a car. When you buy a car, it’s yours and you can drive it forever if you like. Permanent life insurance stays with you until you die.

Depending on your situation, each form of insurance can be very beneficial and offer many great opportunities. Below you will find a more in-depth explanation of each form of insurance providing advantages and disadvantages of both.


Term Life Insurance


Benefits

  • Term life insurance is inexpensive and can cost a considerable amount less than permanent life insurance.
  • There are no strings attached with this form of insurance and you are free to stop paying whenever you want.
  • You can begin using term insurance and if you feel like you want more coverage, you


    can then convert to permanent life insurance if you wish.

Downfalls

  • Term life insurance only provides coverage. There are no other rewards and there is no cash value.
  • Yes you are free to stop paying whenever you please, but should you choose to do so you will no longer have any life insurance coverage.
  • Term prices increase at a rapid pace as you get older and as you get older, your need for this type of insurance will become more and more crucial.

Permanent Life Insurance



Benefits

  • Permanent life insurance can accumulate into cash value and savings. Any cash value which you receive will be tax deferred.
  • There is no risk involved in this form of insurance. Your loved ones will receive a death benefit regardless of when you pass away, whereas term life insurance will only pay out if you happen to be covered when you die.
  • You can borrow the cash value you receive to pay for college, a vehicle, etc. You can do this without receiving a penalty for doing so.

Downfalls

  • The most noticeable disadvantage to permanent life insurance is the cost. This form of life insurance will cost you a great deal more than term life insurance.
  • Should you decide to forgo your permanent life insurance coverage, you will be required to pay a large penalty which will be bounded by law.
Bill Mason is a retired insurance agent who now writes as a freelance writer for http://www.insuranceguide101.com – a site that offers information on auto insurance, pet insurance, boat insurance and more.

 

PetSmart - Pet supplies and pet products for healthier, happier pets
Offering food, treats, collars, leashes, health products, shampoos, medication, toys, carriers, housing and other supplies for all pets.
www.petsmart.com
 
Pets 4 You.com - Dogs | Cats
A large resource for animal enthusiasts with a directory of breeders and links to sources offering pet supplies and products, and to rescues and shelters.
www.pets4you.com
 
Yahoo! Pets
Learn how to care for a new pet. Find information about breeds or adopt a dog. ... What questions on pets or pet nutrition do you have today? ...
pets.yahoo.com
 
Welcome to Healthypet.com!
Pet care resources by the American Animal Hospital Association to find a veterinarian, veterinary clinic or animal hospital for pets and provide pet care ...
www.healthypet.com
 
Dogs & Puppies - Next Day Pets
Directory of breeders and shelters with dogs and puppies for sale and pets for adoption. Search dogs and puppies by breed with information on 150+ dog ...
www.nextdaypets.com
 
Petfinder.com: Adopt a pet and help an animal shelter rescue a ...
Adopt a pet dog or cat from animal welfare organizations across the country.
www.petfinder.com
 
Welcome to Neopets!
A virtual pet website where visitors may adopt and care for pets, as well as play games and participate in contests, communities, and combat simulations.
www.neopets.com
 
Chicago Tribune | Pets
Click one of the buttons to show pets within that category. Click here to show all pets for sale. Search Tips. (e.g., Beagle, Persian) ...
www.legacy.com
 
Pet - Wikipedia, the free encyclopedia
A pet is an animal kept for companionship and enjoyment, as opposed to ... Some horse-like animals are suitable for human companionship as pets or as work ...
en.wikipedia.org
 
Pets - Pet Breeders Pet Information Pet Classifieds
Pets - Pet, Hobby and Show Animals Pets Online Has Puppies For Sale, Pet Products, Pet Shops.
www.mypets.net.au
 
Defra, UK - Animal health and welfare - Bringing pets to Britain
Travel guide and information on qualifications, requirements, and fees for bringing a pet into the UK.
www.defra.gov.uk
 
Defra, UK - Animal health and welfare - Pet Travel Scheme
The Pet Travel Scheme (PETS) is the system that allows pet dogs, ... For travel to France, the passport also replaces the PETS 5 certificate. ...
www.defra.gov.uk
 
Indiatimes - Pets
/photo.cms?msid=968871. You can post him queries and problems about your pets. ... Other beautiful animals: pets, wild cats & butterflies. PET ZODIACS ...
pets.indiatimes.com
 
AVMA Care for Pets Home Page
Articles that tell how to select a pet, how to care for various types of pets, and how to cope with the death of a pet. Includes a section just for kids.
www.avma.org
 
Dog and Pet T-Shirts and Gifts at CafePress.com : Shop Over 35 ...
Pet Gifts. Pet Gifts. Pet owners unite with fun t-shirts, hats and more. See all results... Categories within Pet Gifts ...
www.cafepress.com
 
Pet Lover Gifts : Find & Buy Gifts at CafePress.com
Shop millions of unique and custom pet designs - such as dog, cat, bunny, horse and other animals - available on t-shirts, mugs, mousepads, posters, ...
www.cafepress.com
 
PETS 911 ­ pet adoptions thru local animal shelters
Offers hotline for lost and found pets, adoption, veterinarians, and animal shelters.
www.pets911.com
 
Pets
Most of us think of adopting pets for all the wrong reasons.. as a ... Pets has a way of listening without judging and loving its owner unconditionally. ...
www.webindia123.com
 
Mara Pets Games - Play Free Flash Games, Dress Up Games and ...
Mara Pets Games is a free virtual pet site with fun flash games and character dress up games. Three new games weekly!
www.marapets.com
 
Canada's pet information center for dogs cats and humans
Canadian pet information centre, featuring articles, bulletin board, dog breed profiles, cat breeds, and ask the vet sections.
www.pets.ca
 
 

 
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