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A Parent's Guide to Online Gaming, Part 2
Last week we talked about online gaming and your children, including FPS games and exposure to violent content. We wrap up this week by talking about RTS games, MMORPGs and the additional threats of addiction and social predators. RTS stands for...
American Women Really Don’t Like You
Any man who has dated Asian ladies who live in the United States, has witness the wrath, jealously and prejudice of American women towards Asian ladies. I know I have, as have many of my friends. The stereotypical has some merit: American women...
Budgie Brownies Pet Food
1 cup cornmeal 1 tsp. finely ground cuttlebone 1 cup hulled millet 2 tbsp. liquid honey 1/4 cup whole wheat flour 2 eggs 2 tbsp. raw wheat germ 4 egg yolks (for larger birds add 1/2 cup peanuts or coconut) Preheat oven to 350 degrees F....
“Get Yourself Some Great Moissanite Jewelry For Sale!”
Oh yes, you got that right. Authentic moissanite jewelry for sale! Here’s your golden opportunity to add to your collection of brilliant moissanite jewels. Moissanite jewelry for sale includes a wide range of exclusive shapes and sizes, intricately...
Things To Think About Before You Buy A Pet Bird
While a bird is an easy pet to care for, they do require just as much commitment and preparation as any other type of pet. Whether you are buying a small parakeet or an large parrot, you should make sure that you are prepared to care for your new...
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Term Life Insurance vs. Permanent Life Insurance
Choosing a life insurance plan is difficult; it takes a lot of time and research in order to ensure that all aspects are thoroughly examined before making a final decision. There are basically two forms of life insurance to choose from: term life insurance and permanent life insurance.
Below you will find valuable information regarding both forms of life insurance as well as other helpful information which will assist you in deciding which form of life insurance is best suited for you and your situation.
The first thing to do is to research and understand the concept of both forms of life insurance. These two forms of insurance have been compared to buying or leasing a car. Term life insurance is much like leasing a car, you can purchase insurance for a specific number of years, but once those years are up, so is your insurance coverage. Permanent life insurance is similar to buying a car. When you buy a car, it’s yours and you can drive it forever if you like. Permanent life insurance stays with you until you die.
Depending on your situation, each form of insurance can be very beneficial and offer many great opportunities. Below you will find a more in-depth explanation of each form of insurance providing advantages and disadvantages of both.
Term Life Insurance
Benefits
- Term life insurance is inexpensive and can cost a considerable amount less than permanent life insurance.
- There are no strings attached with this form of insurance and you are free to stop paying whenever you want.
- You can begin using term insurance and if you feel like you want more coverage, you
can then convert to permanent life insurance if you wish.
Downfalls
- Term life insurance only provides coverage. There are no other rewards and there is no cash value.
- Yes you are free to stop paying whenever you please, but should you choose to do so you will no longer have any life insurance coverage.
- Term prices increase at a rapid pace as you get older and as you get older, your need for this type of insurance will become more and more crucial.
Permanent Life Insurance
Benefits
- Permanent life insurance can accumulate into cash value and savings. Any cash value which you receive will be tax deferred.
- There is no risk involved in this form of insurance. Your loved ones will receive a death benefit regardless of when you pass away, whereas term life insurance will only pay out if you happen to be covered when you die.
- You can borrow the cash value you receive to pay for college, a vehicle, etc. You can do this without receiving a penalty for doing so.
Downfalls
- The most noticeable disadvantage to permanent life insurance is the cost. This form of life insurance will cost you a great deal more than term life insurance.
- Should you decide to forgo your permanent life insurance coverage, you will be required to pay a large penalty which will be bounded by law.
Bill Mason is a retired insurance agent who now writes as a freelance writer for http://www.insuranceguide101.com – a site that offers information on auto insurance, pet insurance, boat insurance and more.
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| PetSmart - Pet supplies and pet products for healthier, happier pets |
| Offering food, treats, collars, leashes, health products, shampoos, medication, toys, carriers, housing and other supplies for all pets. |
| www.petsmart.com |
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| Pets 4 You.com - Dogs | Cats |
| A large resource for animal enthusiasts with a directory of breeders and links to sources offering pet supplies and products, and to rescues and shelters. |
| www.pets4you.com |
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| Yahoo! Pets |
| Learn how to care for a new pet. Find information about breeds or adopt a dog. ... What questions on pets or pet nutrition do you have today? ... |
| pets.yahoo.com |
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| Welcome to Healthypet.com! |
| Pet care resources by the American Animal Hospital Association to find a veterinarian, veterinary clinic or animal hospital for pets and provide pet care ... |
| www.healthypet.com |
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| Dogs & Puppies - Next Day Pets |
| Directory of breeders and shelters with dogs and puppies for sale and pets for adoption. Search dogs and puppies by breed with information on 150+ dog ... |
| www.nextdaypets.com |
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| Petfinder.com: Adopt a pet and help an animal shelter rescue a ... |
| Adopt a pet dog or cat from animal welfare organizations across the country. |
| www.petfinder.com |
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| Welcome to Neopets! |
| A virtual pet website where visitors may adopt and care for pets, as well as play games and participate in contests, communities, and combat simulations. |
| www.neopets.com |
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| Chicago Tribune | Pets |
| Click one of the buttons to show pets within that category. Click here to show all pets for sale. Search Tips. (e.g., Beagle, Persian) ... |
| www.legacy.com |
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| Pet - Wikipedia, the free encyclopedia |
| A pet is an animal kept for companionship and enjoyment, as opposed to ... Some horse-like animals are suitable for human companionship as pets or as work ... |
| en.wikipedia.org |
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| Pets - Pet Breeders Pet Information Pet Classifieds |
| Pets - Pet, Hobby and Show Animals Pets Online Has Puppies For Sale, Pet Products, Pet Shops. |
| www.mypets.net.au |
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| Defra, UK - Animal health and welfare - Bringing pets to Britain |
| Travel guide and information on qualifications, requirements, and fees for bringing a pet into the UK. |
| www.defra.gov.uk |
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| Defra, UK - Animal health and welfare - Pet Travel Scheme |
| The Pet Travel Scheme (PETS) is the system that allows pet dogs, ... For travel to France, the passport also replaces the PETS 5 certificate. ... |
| www.defra.gov.uk |
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| Indiatimes - Pets |
| /photo.cms?msid=968871. You can post him queries and problems about your pets. ... Other beautiful animals: pets, wild cats & butterflies. PET ZODIACS ... |
| pets.indiatimes.com |
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| AVMA Care for Pets Home Page |
| Articles that tell how to select a pet, how to care for various types of pets, and how to cope with the death of a pet. Includes a section just for kids. |
| www.avma.org |
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| Dog and Pet T-Shirts and Gifts at CafePress.com : Shop Over 35 ... |
| Pet Gifts. Pet Gifts. Pet owners unite with fun t-shirts, hats and more. See all results... Categories within Pet Gifts ... |
| www.cafepress.com |
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| Pet Lover Gifts : Find & Buy Gifts at CafePress.com |
| Shop millions of unique and custom pet designs - such as dog, cat, bunny, horse and other animals - available on t-shirts, mugs, mousepads, posters, ... |
| www.cafepress.com |
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| PETS 911 pet adoptions thru local animal shelters |
| Offers hotline for lost and found pets, adoption, veterinarians, and animal shelters. |
| www.pets911.com |
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| Pets |
| Most of us think of adopting pets for all the wrong reasons.. as a ... Pets has a way of listening without judging and loving its owner unconditionally. ... |
| www.webindia123.com |
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| Mara Pets Games - Play Free Flash Games, Dress Up Games and ... |
| Mara Pets Games is a free virtual pet site with fun flash games and character dress up games. Three new games weekly! |
| www.marapets.com |
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| Canada's pet information center for dogs cats and humans |
| Canadian pet information centre, featuring articles, bulletin board, dog breed profiles, cat breeds, and ask the vet sections. |
| www.pets.ca |
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