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Are We Having Fun Yet?
You'd better be! If you want your online business to survive and thrive, you need to be having fun! At least several times each week, potential clients call me for business ideas or suggestions for "things to sell" online. They don't have a...
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Hot Tips For Buying Your Dream Home in Spain

Hot Tips For Buying Your Dream Home in Spain

So you've finally decided to buy your dream home in Spain. What to do? The following tested tips will increase your knowledge of the market and sharpen your competitive edge so you'll be ready and able to act when you find that perfect home.

GET PRE-APPROVED Your best first move is to get pre-approved for a mortgage loan. You will go through what amounts to a mini-application process (paperwork, income, debts, etc.) prior to shopping for a home. When you are pre-approved, it makes you a very desirable 'cash' buyer. That's a real advantage over another buyer whose financing is uncertain.

RESEARCH Research, have a look around at various sites and get an idea of the price ranges in the area you like. If possible visit the area and have a look around to check it has the facilities and feel that you want.

PROVE YOU MEAN BUSINESS There are few better ways to show you are serious about buying a property than by including a good faith deposit along with your offer, this almost always moves the seller and gives you a 'tool' to negotiate the best deal. This always gets the sellers attention.

DON'T LOSE YOUR HEAD Just because the market is active doesn't mean you should be willing to pay any amount to get your dream home. There are occasions when you may have to offer something other than the asking price, such as a settlement date that fits the seller's timetable, a repair, etc. But don't go crazy. Remember, you may have to sell this


home one day and overpaying now will make it harder to get your investment back when you sell.

KEEP IT SIMPLE & CLEAN Make sure your headache-free contract itself isn't messy or overly cluttered with unnecessary contingencies, especially repairs to be done by the seller. Better yet, offer to be helpful and flexible, a buyer who will accommodate a seller's needs is a smart buyer and its often these small things work in your favour.

LEGAL REPRESENTATION Fully independent legal representation is a must! You must look for an independent solicitor who will allow you immediate access to review all considerations and be available for advice.

BANKING AND CURRENCY Get a local bank account, to be able to obtain a Visa card, transfer funds, etc. This is very important as most payments in Spain are done by direct debit. Also using a currency specialist to transfer your currency into Euros can literally save you thousands when it comes to exchanging your money.

For further information on buying in Spain or for other essential guides, please visit us at http://www.optionspi.com/



About the author:

Options Properties is a member of the INNetwork allowing us to provide you with over 1,000 properties that can be searched through our website and operating with a strict code of ethics. We are dedicated to providing you with the best properties in Spain at a price right for you. As well as various articles on Spain we have a A-Z guide to help you make the most of your life in Spain.

 

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