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It Is Always About Me, Isn't It?
A characteristic of childhood thinking is the child’s assumption that whatever happens “is all about me.” The tendency of children to blame themselves for their parents’ difficulties causes them great pain, and if this kind of “it’s all about me”...
Motivation To Succeed Develops In Early Childhood
Disclaimer: None of the content of this article should be considered medical or psychological advice. You should consult with your health care professional for specific advice relating to your medical and psychological questions or conditions....
Our Children's Needs - Part 6
Truth
Our Children's Needs - Part 6
Robert Elias Najemy
WHAT CAN PARENTS DO?
What can parents do about this situation? How can we provide a home environment that will stimulate the process of holistic learning for our children?
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Questions for the Game of Life
“If you could eliminate one day from your past so that you never had to live through it, what day would you erase?”
“If you could ask a single question of a dead relative, what would it be and of whom would you ask it?”
These questions...
The Secret of Prosperity
This article summarizes the state of mind necessary to attract prosperity and abundance into your life.
Prosperity depends more on wanting what you have than having what you want. Geoffrey F. Abert
Prosperity is a state of mind. If you...
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Homeownership: Could it be in Your Future?
Whether you are young, newly divorced or in transition, or a newcomer to America , you rightfully want full participation in the American Dream to own your own home. Still, renting might be the best choice (or only alternative) for you right now.
In order to realize your dream of homeownership in the future, the time to set your goal and make your plan is now. Although this will require budgeting, saving, maintaining good credit, and timing, the rewards of planning for homeownership can be considerable.
If you have never owned a home before, take heart: All or nearly all of today's older homeowners were once the nation's renters. It is the American way to strive toward ownership of one's own home for the sake of privacy, independence, security and self-expression.
Homeownership is also the starting point for accumulating wealth and enhancing your financial security. According to the U.S. Census Bureau, renters say their number one reason for saving is to buy a home. In addition, 85 % of us identify the first step toward “the good life” as “owning a home.”
Historically, landowners have been the decision-makers and power-brokers in our nation. Until 1860, renters were not even allowed to vote! Unless you have good reason to remain a renter --- love of the carefree lifestyle and a good financial plan to steadily accumulate alternative investments to finance your retirement --- you should make plans now to become a homeowner as soon as possible.
Build and follow a financial road map that leads you to the home you really want. Scrimp a little today to realize your dream tomorrow.
If that sounds easy, it's not. All major decisions, including our housing decisions, are fraught with emotional factors not often recognized.
In making your housing decisions,
you employ your personal housing value system, including all that you value about where and how you live. This system incorporates personal, social and tangible factors as well as financial perceptions that are not necessarily objective views.
In addition, you have a housing history, made up of the values, wants and needs associated with every place you've ever called "home", and that also influences your decisions; left unexamined, it can mire you in the past and undermine your goals.
If you decide that you too wish to be a home owner, it is important that you begin to accumulate savings while you are renting.
Begin observing the housing market to get a sense of what houses cost and where different houses are located. While doing this begin to develop a sense of the importance of market timing - when is or isn't a good time to buy.
Make decisions about the living arrangement you want in the short term and in retirement, and set these as goals to work toward.
Modify your plan realistically through the years, and live up to it.
Anchor your retirement planning with the home of your dreams, and save regularly to make your dreams come true.
And, finally, learn all you can about your housing history and value system to that you can make the right decisions as your plan unfolds.
If you follow all of these steps, a new home could very well be in your future.
About the Author
Lois A. Vitt is a housing expert and financial sociologist, and is the author of "10 Secrets to Successful Home Buying and Selling: Using Your Housing Psychology to Make Smarter Decisions", the first book in the real estate market to demystify the psychological forces behind our housing decisions. To learn more about Lois and this book, visit www.RealtyStudies.com.
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| Encyclopedia of Psychology - Psychology Websites |
| A hierarchical database of links to psychology resources. |
| www.psychology.org |
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| Psychology - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| American Psychological Association |
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| Psychology.Com |
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| psychology virtual library |
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| Intute: Social Sciences - Psychology |
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| Psychology Today: Find a Therapist and News to Use |
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| Social Psychology Network |
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| www.socialpsychology.org |
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| Psychology and mental health at Psych Central . |
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| Open Directory - Science: Social Sciences: Psychology |
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| Stanford Psychology Department |
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| www-psych.stanford.edu |
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| The Higher Education Academy Psychology Network |
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| www.psychology.heacademy.ac.uk |
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| APS Psychologist: Home |
| The Australian Psychological Society (APS) is the largest professional association for psychologists in Australia, representing around 15000 members. |
| www.psychology.org.au |
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| Classics in the History of Psychology |
| Offers full texts of documents significant in the history of psychology by author or by topic. Includes ancient, medieval/renaissance, and modern thought; ... |
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| Psychology, Department of |
| Information about the department's areas of research, facilities and resources, academic programs, and people in the department, as well as undergraduate ... |
| www.psych.ucla.edu |
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| Internet Public Library: Psychology |
| This is a comprehensive site of psychology resources including hundeds of categories. ... Includes links to sites on specific social psychology topics, ... |
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| PsychCrawler |
| The mental health disorders search engine of the American Psychological Association. Type a search request and click the "Get Results" button for a fully ... |
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