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Annuity Transfer - What are the Risks
Annuity Transfer - What are the Risks
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Credit Report – Check Yours Regularly… And For Free
In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines one’s ability to buy a home, a car, or to obtain a credit card or a job. Since these things...
Debt-to-Income Ratio - It's Just as Important as Your Credit Score When You're Shopping for a New Home
Your debt-to-income ratio (DTI) is a simple way of calculating
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Structured Settlements 101: How Structured Settlements Work
You have probably heard the term “Structured Settlement” on a television or print ad and wondered what it meant. After all, the term is not a part of our everyday lexicon. A structured settlement is a contract under which an insurance company...
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Take A Structured Settlement Or One-Time Lump Sum Payment?
If you are involved with a legal decision, financial claim or insurance arrangement, the financing process to settle and resolve the claim can often take two forms. Either a one-time lump sum payment, or a long-term periodic series of deferred structured settlement payments. But which is best for your situation?
A structured settlement involves a financial or insurance arrangement which includes a periodic stream of payments, that a claimant or plaintiff accepts in order to resolve a personal injury claim or other legal case. They were first utilized in Canada and the United States during the 1970s as an alternative to lump sum payments and are now part of the statutory tort law of several common law countries.
A structured settlement is a deferred payment method for compensating injury victims, and is a voluntary agreement between the injury victim ( plaintiff ) and the defendant. The plaintiff will receive the monetary payout over the course of a number of years through this deferred payment agreement. Under a structured settlement, an injury victim does not receive compensation for their injuries in one lump sum, but rather, they will receive a stream of tax free payments designed to meet future expenses and living needs. This type of compensation method is becoming more popular in a wide variety of legal cases.
The benefits of a structured
settlement over a lump-sum payment include the security of a guaranteed long-term income with deferred payments that are exempt from income taxes. The federal government encourages the use of structured settlements in personal injury cases. Structured settlements also attract support from plaintiff attorneys, state attorneys general, legislators, consumer and disability advocates.
Structured settlements can be ideally suited for cases with:
* Persons with disabilities
* Guardianship cases that may involve minors
* Workers compensation cases
* Wrongful death cases
* Severe injury case
Want to Sell Your Structured Settlement?
Not everyone benefits from a long-term payment situation and some may want or need a lump sum instead. The owner of a structured settlement, such as lottery winners, medical, insurance, accident and lawsuit settlement owners, can often sell their rights to the deferred payment stream, in exchange for a one time lump sum payment from a variety of financial institutions. All situations are different, and as with any financial or legal issue, you should always consult your accountant and attorney. About the Author
Greg Smith publishes the informational web site on Structured Settlements at http://www.settlements-i.com/ . Visit the site for the latest on settlements of all types.
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National Structured Settlements Trade Association (NSSTA) |
Provides structured settlements using periodic payments to resolve claims. |
www.nssta.com |
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Structured Settlements |
Setting up structured settlements for personal injury claims. |
ilf.hartfordlife.com |
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Structured Settlements, Structured Annuity, Structured Settlement ... |
Full-service plaintiff structured settlement firm since 1986, providing services and strategies for personal injury lawyers and clients during the ... |
www.structuredsettlements.org |
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Structured Settlements | Annuity Purchasers |
Structured Settlement Buyers. Purchasers specializing in structured settlements and lottery winnings. Site contains attorney, broker and investor ... |
www.ppicash.com |
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Structured Settlement Cash for Structured Settlement Annuity ... |
Annuity Transfers Homepage - Buyer of Structured Settlements · Home | Sell Your Payments | Brokers | Investors | Testimonials ... |
www.annuitytransfers.com |
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EPS Structured Settlements Group: A Structured Settlements Company ... |
EPS Settlements Group is located in Denver, Colorado and is a founder of the structured settlements industry. |
www.epssettlements.com |
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Mckellar :: Structured Settlements |
News. ... Skip Intro Always >> |
www.mckellar.com |
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The Structured Settlement - What You Need To Know |
About two thirds of states have enacted laws which restict the sale of structured settlements, and tax-free structured settlements are also subject to ... |
www.expertlaw.com |
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Settlement Capital Corporation - sell structured settlements,sell ... |
Direct purchaser of structured settlements and other annuities. |
www.setcap.com |
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John Hancock Insurance and Financial Services :: Explore Our ... |
A structured settlements annuity provides injury victims or the victim's ... John Hancock Structured Settlements and Attorney Fee Annuities are just two ... |
www.johnhancock.com |
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Structured Settlements - Prudential Financial |
Your company may become liable to pay a settlement as the result of a legal proceeding. A Structured Settlement Annuity provides ongoing periodic payments ... |
www.prudential.com |
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Finance - Structured-Settlements Ezine Articles |
EzineArticles.com allows ezine or email list publishers to upload or download free expert content that can be used within email newsletters or websites. |
ezinearticles.com |
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Understanding Structured Settlements: A Novice's Guide to the ... |
Learn what a Structured Settlement is in plain English. Find Structured Settlements company, payments, broker, annuity and loan info. |
www.noendpress.com |
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structured settlements, personal injury, annuity, disability, accident |
Structured Settlements allow income to be spread over time, which is safer ... Structured settlements are often ideal under the following circumstances: ... |
www.structuredsettlementhelp.com |
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Structured settlement - Wikipedia, the free encyclopedia |
Structured settlements were first utilized in Canada and the United States ... Structured settlements are now part of the statutory tort law of several ... |
en.wikipedia.org |
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Structured Settlement vs. Lump sum - What to do? |
More and more claimants are choosing structured settlements. ... Most structured settlements come in the form of an annuity, which is sold by a third party, ... |
injury.freeadvice.com |
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Welcome to The Halpern Group, experts in structured settlements ... |
Offers structured settlements, consulting and negotiation services to attorneys representing injured clients. |
www.halperngroup.com |
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Structured Settlements Leader J.G. Wentworth, JG Wentworth ... |
Structured Settlements Leader JG Wentworth, JG Wentworth Settlement Funding - More than 25000 individuals have come to JG Wentworth to finance their dreams ... |
www.jgwfunding.com |
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DOG BITE LAW - Structured Settlements |
For those reasons, changes were made to the Internal Revenue Code that enable knowledgeable attorneys to create "structured settlements." ... |
www.dogbitelaw.com |
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Structured Settlements Law – Lawyers, Attorneys & Free Legal ... |
I am confused by the number of internet sites that plug offers of structured settlements, sale of structured settlement annuities, and attorneys who offer ... |
injury-law.freeadvice.com |
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