|
|
Adjustable vs Fixed Rate Mortgages
Mortgage rates can either be fixed for the duration of your loan or can be adjustable. An adjustable rate mortgage is a loan that is set up with an interest rate that changes based on pre-determined criteria, primarily tied to the federal interest...
An Introduction to Incorporating in Florida
Starting a business? Relocating your corporation’s headquarters?
The state of Florida is ripe with business opportunity. The Governor of Florida, Jeb Bush, recently proclaimed that Florida ""is a story of a robust economy, of technology...
Death, Taxes and the Non-Automated Phone Systems.
There are only three things I am certain of in life. The first
is that we will all eventually die. The second is that if you
earn money, you will inevitably end up paying taxes at some
point. The third is that I will get at least five phone...
Student Home Purchase Plan
Tuition costs are climbing, housing costs are climbing, it seems like all the costs for students are climbing these days. Students can afford cost increases less than any other demographic in Canada. Because of this, parents and students alike...
The True Cost of Self-Employment
Do you think you are ready to make that leap to full self-employment? The profit from your part-time (up till now :-) business is matching or exceeding your regular paycheck, so you think it’s time to fire your boss and make do without that...
|
|
|
|
|
|
|
|
Relocating for Retirement? Which Realtor Can Help You?
Relocating for Retirement? Which REALTOR Can Help You?
I am a native of Tidewater Virginia, which encompasses counties and towns in the Chesapeake Bay area from Virginia Beach, to Hampton, Newport News, Williamsburg and New Kent County. Even before I entered the real estate profession I watched the real estate market change and evolve over many decades. The Tidewater area, which includes Greater Williamsburg, is a pleasant location for retirement mainly because of the temperate climate and convenient location on the Eastern seaboard. Many military retirees who have served much of their career in the area simply opt to stay in Southeastern Virginia when they retire.
Find a REALTOR Who Knows the Local Market Because of its growing popularity for senior retirees, Southeastern Virginia is experiencing both a building boon and a shortage of inventory in resells. For this reason, seniors relocating to Southeastern Virginia are best served by choosing a realtor who is seasoned in the local market and has experience buying and selling real estate for seniors.
What the Mature Buyer Needs in a REALTOR I have worked with many retirees and helped them to create a smooth transition for relocating in this prime market. Mature buyers and sellers of real estate want a REALTOR who will listen to their needs and execute a search that meets their criteria closely. Sometimes mature buyers have health related issues that affect their search criteria. They do not need to be reminded of health problems – yet I always keep these facts uppermost in my mind when I’m searching for their home. Some REALTORS choose to ignore a senior’s criteria and attempt to sell them products or services they do not need. This is a mistake that will only alienate the senior buyer and seller of real estate. Instead, focused attention on their needs and service that reflects this are important.
Senior Real Estate Specialist Designation Because I work with so many mature buyers and sellers of real estate, I decided to obtain my Senior Real
Estate Specialist designation so I could better serve seniors. If you are looking for a REALTOR with the same certification, ask if they have an SRES certification. Through the SRES program, I obtained special training to help seniors through major financial and lifestyle transitions including: relocating, refinancing, or selling the family home. For my mature clients, I inform them about updates, changes to real estate law or taxes, and other matters which impact property value, sale, or purchase for seniors.
Post Retirement Lifestyle Decisions Often when I am helping a senior buy or sell a home, I understand they are faced with making life-altering decisions. This includes leaving the state where their children and grandchildren live for a more temperate climate, or selling a dwelling which as been a family home for 30 or more years.
Downsizing for Retirement Some seniors choose to downsize their home after their children leave. For them, several choices are apparent right away. Relocating seniors may select a home that requires less of their free time in maintenance, a townhouse or condominium where exterior maintenance is included, or a home in a gated full amenities senior living community. In each instance, a real estate decision, as well as a life changing decision, has to be made. The REALTOR who cultivates a relationship with the mature buyer and learns to understand their specific needs will be popular with the 50+ age group. If you are a mature buyer who is searching for a new place to call home, seek out a REALTOR who has some experience with seniors who buy and sell real estate, and you may find the service you receive to be exactly what you desire.
About the Author
Elaine VonCannon is a REALTOR with RE/Max Capital in Williamsburg, Virginia, and she manages investment property as part of her business. Elaine is also an Accredited Buyer's Representative as well as a Senior Real Estate Specialist. She has helped numerous clients invest in and make money on property in Southeastern Virginia.
|
|
|
|
|
Internal Revenue Service |
The US government agency responsible for tax collection and tax law enforcement. Includes income tax forms, instructions, and agency publications. |
www.irs.gov |
  |
Tax Information for Individuals |
Access to useful information, booklets and other tools from the Internal Revenue Service. |
www.irs.gov |
  |
Tax Center - Yahoo! Finance - Tax forms, tips and calculators. |
Yahoo! Finance: Tax - Find all the resources you need for tax season. Review recent tax law changes, estimate your taxes, find tax tips and expert answers ... |
tax.yahoo.com |
  |
Taxes: Tax Planning, Tools and Advice - MSN Money |
Microsoft's Tax Preparation site, in association with Tax Server. |
moneycentral.msn.com |
  |
Tax - Wikipedia, the free encyclopedia |
Governments use different kinds of taxes and vary the tax rates: ... Taxes are most often levied as a percentage, called the tax rate, of a certain value, ... |
en.wikipedia.org |
  |
H&R Block | Taxes, Online Tax Preparation, Tax Software, Filing ... |
Offers online and in-person tax preparation and tax software, mortgages, brokerage and financial services, consumer tips and tax planning information. |
www.hrblock.com |
  |
TaxCut Online | H&R Block | Online Taxes, File Taxes Online ... |
File your Taxes online with TaxCut Online. Learn how to file taxes online here. |
www.hrblock.com |
  |
Income Taxes, Tax Returns, Refunds, Deductions and E-File Software ... |
Popular tax preparation software by Intuit. Integrates with Quicken, spreadsheets and offers state by state electronic filing. |
turbotax.intuit.com |
  |
Taxes & Estates, Tax and Estate Planning Advice - Forbes.com |
Personal Finance - Get tax and estate planning advice and information from Forbes.com. |
www.forbes.com |
  |
Essential Links to Taxes |
TurboTax Premier For Federal Returns 2005 Win/Mac, TurboTax Total Tax Solution Deluxe 2005 with State Win/Mac, TurboTax Basic 2005 Win/Mac... ... |
www.el.com |
  |
Government > Taxes in the Yahoo! Directory |
Yahoo! reviewed these sites and found them related to Government > Taxes. |
dir.yahoo.com |
  |
Taxes - Tax News for Home and Business from CNNMoney |
The latest in tax law updates, news, forms & advice from CNNMoney.com. Includes a refund savings calculator, and interactive tax lessons. |
money.cnn.com |
  |
The Tax Foundation - Educating Taxpayers Since 1937 |
Devoted to educating taxpayers about tax policy and the total tax burden borne by Americans at all levels of government. |
www.taxfoundation.org |
  |
Welcome to the Vermont Department of Taxes |
Welcome to the Vermont Department of Taxes... ... Changes to Property Tax Adjustments in 2007 - updated 10/18. - Tax Expenditures Transition Report on ... |
www.state.vt.us |
  |
Franchise Tax Board Homepage |
The department that collects state personal income taxes and bank and corporation taxes for the State of California. Access to forms and tax information. |
www.ftb.ca.gov |
  |
HM Revenue & Customs: Home Page |
News and information on tax and national insurance, including downloadable leaflets and forms and the latest news on filing tax returns on-line. |
www.hmrc.gov.uk |
  |
State and Local Tax |
Piper Resources; State Tax Rates and Structure ...Federation of Tax Administrators; State Payroll Taxes Information ...Symmetry Software ... |
www.taxsites.com |
  |
Quicken.com |
www.quicken.com/taxes/ - 3k - Cached - Similar pages |
|
  |
Tax news and advice from Bankrate.com |
Information on all phases of tax planning and preparation. |
www.bankrate.com |
  |
Online Tax Advice - Tax Preparation Help - Income Tax Tips |
Income Tax Tips - MarketWatch offers online tax advice and tips. ... IRS inflation adjustments mean tax break on next year's taxes. ... |
www.marketwatch.com |
  |
|