|
|
|
Top 10 Tips for a Great Relationship
Top Tips for a Great Relationship Commit to telling the total truth A relationship involves three essential components. You, your partner and the truth. Every time you hold something back from your partner, a piece of your passion dies. Astound...
Top 10 Tips for Phenomenal Sex
You have permission to publish this article electronically free of charge, providing the entire by line at then end of the article is included and the content is left unchanged. If you use it, please notify me with a copy of your publication or a...
Top 5 tips for the use of relaxation music
Music is charged with emotion. Not only was the music itself
written with great passion and probably played in the same
manner but it also invokes a great many emotional responses.
Music can help us remember people, places or emotions. Some...
Top 7 Tips for Speakers
Public Speaking is the number one way to advance your business career. Do you get nervous when speaking to a group? Do you feel butterflies in your stomach? The following tips will help you get your butterflies to fly in formation. 1....
Top Ten Tips For Getting The Right Credit Card
Dodging through the Maze and Getting The Best Deal Going
Purchasing any financial product can be a difficult matter. The marketplace is one fraught with complications and offers are thrown your way from all directions. Sometimes it can all...
|
|
| |
|
|
|
|
|
|
Disco Stu's Top Tips to help Students Save Money
The biggie, of course, is GO HOME. You can eat free there. And Mum will probably do the laundry (if you crawl / look pathetic enough). It pays to save up your laundry till the trip is worthwhile - you can even take in laundry from your richer student pals for cash and you mum will do that too, not realising it isn't your stuff. Plus, you will find that your dad has filled the fridge with beer, expecting you to be away till the holidays. Sucker! The downside, of course, is that they won't want you smoking around the place, so you will have to hang out the window with a rollie. But when you balance this with the fact that the fogies will act like an unpaid taxi service, and even give you a little 'pocket money' - well, hey, you can't go wrong now can ya?
Can't go home? OK. Not a problem. Start by TRACKING YOUR EXPENDITURE. Where's the cash going? You would be gob-smacked to see how much you spend on crisps and rizlas. If you keep a list of the little things, you can start to weed them out. No one NEEDS a Snickers bar, do they? So why are you buying 15 a week??? I'm not saying you can't have fun, but you just need to BUDGET for it. If you always go out on a Friday night, make sure you have listed the 12 pints of cooking lager you always quaff down the student bar into your budget list. If you don't, then come Sunday you don't have enough for the KFC and Fries. Use the spreadsheets available for free on www.noDebtEver.com and you won't go far wrong.
Budgeting properly is doubly important when you realize that most students run out of cash half way thru the term. If you budget, you will still have some dosh left by the last week, and won't have to hang around the bins in the car park looking for scraps. And don't imagine you can use your 'credit cards' to pay your way. Despite the name, and what
your friends say, they are actually 'debt cards', and you actually have to pay back the money you take off them. Really. I know, I was gob-smacked too. But it's true. If you don't pay it back, they hassle you, and then your parents, so just stay away from them. Shysters. If you MUST use the plastic (say, to impress the girlies) set a strict limit and DO NOT go over i t. They charge you something called 'interest' which actually isn't very interesting, but does make the final bill bigger, which is really naff - this is explained on www.nodebtever.com but you probably won't understand it cos I didn't either.
Prepare for the unexpected. Yeah I know, sounds really 'girl guide' don't it/ But every term something bad is likely to happen (a roomie vomits on your iPod, someone throws a fire-extinguisher thru the Principal's car window while you happen to be passing and you get blamed, the latest squeeze needs some cash for a little 'op') and you will need readies to deal with it. It's at times like these you find out who your REAL friends are, namely NO ONE, so you have to rely on your own resources. This tip also fits in with planning for the holidays - those Christmas presents don't buy themselves, sucker.
And by the way, don't give credit to roomies. Those s.o.b/s NEVER pay it back, and next term they will have left college completely, or at least changed their names and courses, so you will not be seeing your hard-earned ever again. That's about it really. Sorry.
About the Author
Disco Stu Collins was a student once, but chuffed his way to oblivion long before the final exams. He now does penance to the entire student body by writing funky articles on NOT spending for www.nodebtever.com the website dedicated to eradicating YOUR debts, at no cost.
|
|
|
|
|
| TIPS - Timely Information Provider Services |
| We provide tips and information in the following areas: tips.gif (1156 bytes) tips you can use:. Computers and Software tips. Politically Incorrect tips ... |
| www.toptips.com |
|
| U. S. National Debt Clock |
| Real time display of the US National Debt and current Fiscal Spending. |
| www.toptips.com |
|
| Top Tips |
| Top Tips is a collection of tips developed from ExtremeTech members. |
| www.extremetech.com |
|
| Fishtank Humour - Article Tank - VIZ Top Tips |
| VIZ Top Tips Article has been viewed 42626 times and mailed 114 times 823 users have rated this article on average 8.0. Rate this article . ... |
| fishtank.org.uk |
|
| Top Ten Tips for Success at University |
| Top Ten Tips for Success at University. Location, location, location... Serious about getting work done? Find a good location. ... |
| www.sdc.uwo.ca |
|
| Andy Budd::Blogography: Top Tips For Freelancers |
| Top Tips For Freelancers | May 19, 2005. If you’re a regular reader of this site you’ll ... Comments on: Top Tips For Freelancers. Jump to the comment form ... |
| www.andybudd.com |
|
| First-time Home Buyers - Tips for First-Time Home Buyers - How to ... |
| Buying a home for the first time can be overwhelming for many first-time homebuyers because few know where or how to begin the search. |
| homebuying.about.com |
|
| Top tips for Outlook - Outlook - Microsoft Office Online |
| Printer-Friendly Version Printer-Friendly Version. Top tips for Outlook. Applies to: Microsoft Office Outlook 2003 · Show All Show All · Hide All Hide All ... |
| office.microsoft.com |
|
| Top Tips |
| Top Tips, Help and Advice. ... Welcome to the Top Tips. If this is your first visit, be sure to check out the FAQ by clicking the link above. ... |
| www.toptips.co.uk |
|
| Top Tips - Read Personal Finance and Savings Info at CNNMoney |
| Send emails to toptips@cnn.com -- each week we'll answer your questions on CNN, ... Get Top Tips from Gerri Willis for saving and spending smarter -- every ... |
| money.cnn.com |
|
| Givingupsmoking :: Top tips |
| NHS Logo. Arrow HOW TO GIVE UP Arrow Top tips. Top tips. During the first few weeks of being a non-smoker, you're likely to experience cravings at different ... |
| www.givingupsmoking.co.uk |
|
| TeleCulture's top tips |
| TeleCulture's top tips. comments and info on cultural events, tech art, digital aesthetics, etc... Sunday, September 03, 2006. the first documenta ... |
| www.teleculture.com |
|
| Top Tips for Camera Phone Pictures |
| Top 10 Tips for Taking Great Pictures, Top Tips for Camera Phone Pictures. |
| www.kodak.com |
|
| indg405 - Top tips for ladder and stepladder safety |
| File Format: PDF/Adobe Acrobat - View as HTML |
| Your browser may not have a PDF reader available. Google recommends visiting our text version of this document. |
|
| Primary ICT: Whiteboard Top Tips | Teachers' TV |
| Overcoming whiteboard phobia is the underlying message of this programme, as expert Simon Botten takes us through his top tips for novice whiteboard users. ... |
| www.teachers.tv |
|
| Friends of the Earth: Campaigns: Waste: News: 50+ top tips for ... |
| The Doorstep recycling bill aka Municipal Waste Recycling Bill moved one step closer to becoming law when it cleared the vital second reading stage. |
| www.foe.co.uk |
|
| Talking Teaching: Top tips |
| Articles on best practice issues · Hot topics · Reports from Teaching Awards Trust regional workshops · Top tips from teachers ... |
| www.talkingteaching.co.uk |
|
| PR Top Tips from LEWIS |
| www.lewispr.com/toptips/ - 2k - Cached - Similar pages |
|
|
| PC World - Top Tips for PC Hygiene |
| PCs, like furniture, collect dust and grime--but unlike a chair or desk, your computer can malfunction if not cleaned periodically. Here's how. |
| yahoo.pcworld.com |
|
| Top Tips - Consumer Advice - Institute of Plumbing and Heating ... |
| Good plumbing systems and public health go hand in hand. This section gives brief details on conditions, diseases and water-borne bacteria/parasites that ... |
| www.iphe.org.uk |
|
|