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College Life: Secrets to Getting By
When you first begin college, life can be difficult at times so
it is vital to have some "university student survival tips" to
ensure that you enjoy college life or at the very least, survive
it. Obviously, money is going to play an important...
Minimising The Chaos - What To Pack For College
As your teen embarks on their college adventures the excitement; apprehension and general chaos can be distracting. The process of your child leaving home for the first time is daunting. You want them to be prepared for their college experience. ...
Saving for College: How to make your plans
When you've got a kid or two, you're going to have to start thinking about one of the inevitable problems of parenthood: saving for college. This is often the single biggest expense of having kids, and private schools can run forty thousand dollars...
STILL MORE CRAZY COLLEGE ROOMMATE STORIES
This story could constitute a practical joke or a revenge. My junior year in college myself and three friends had a house and since we went to a relatively small school it became somewhat of the party house. For one of my roommates 21st birthday a...
Why You Need a College Degree
A college degree can benefit an individual in many different
ways. Some of these include higher income, greater knowledge,
more potential and better job opportunities. Not all of these
benefits resulting from a college degree may be...
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A COLLEGE LOAN MAY BE UNNECESSARY IF YOU GET SCHOLARSHIPS OR GOVERNMENT GRANTS
A college loan is often necessary in order to pay for higher education. There are also scholarships and federal government grants that students can get financial aid from. This kind of aid can help keep your college loans from becoming too high to manage. As a student you will need to have money to pay for tuition, books, travel expenses, dorm fees, unexpected costs, and last but not least, your everyday living expenses. Most college programs are anywhere from three to seven years or longer.
Annual expenses can amount to $10000.00 to $20000.00 per year, and this is probably an underestimation. Do the math and you will see that getting an education is going to cost you. Knowing what kind of credit you have is very important, as lenders will surely check out your credit report before giving you a loan. Know what your credit rating is before approaching a lender by getting a free credit report online. Try checking out a few scholarships or getting a federal government grant before applying for any loans. Get your free credit report online in seconds. Taking on education debts should be secondary to scholorships and federal government grants. Be sure to exhaust all avenues of gift aid before applying for any student loans. After all, you don't have to pay back
scholarships and grants! Check any and all sources of gift aid in your area. Schools, colleges, financial institutions, churches, and community groups often offer this type of thing. Scholarships are usually given to those with high academic or athletic achievement, or entering a particular field of study. Federal government grants are for those who are experiencing financial difficulties. Federal and state governments decide who qualifies for these grants. Rest assured that if you don't qualify for a federal grant or scholorship, you still have options. You can get a federal college student loan, or a private loan tailored specifically for students. There are even student credit cards at great rates with no fees. Apply for your student loans online where you can find great rates and start preparing for your future. If you are already dealing with large payments on several student loans then you may want to consider consolidating them at a lower rate. This can make a huge difference in your monthly payments and save you hundreds.
Feel free to reprint this article provided that a live link to www.online-finances remains active on your site.
About the Author
Chris is the webmaster of www.online-finances.com. A website designed to help find solutions to your financial needs.
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