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Choosing A College Major
Once you are accepted into a college and begin taking classes, the next step is to decide on a major. Most college graduates change their major several times before they finally pick one and stick to it, so it is important not to get discouraged if...
Financial Aid for College Students - Grants
The bad news about attending college is that it costs more than ever to attend. The College Board estimates the average four-year public college costs almost $5,000 per year to attend and a two-year public college is almost $2000. And that’s not...
Job Search Tip for College Students
Job Search Tip for College Students Bill Dunigan Today everyone is looking for that special job that will suit their exact needs. In this day and age we all have circumstances, situations, obligations, etc. that make demands on our time and...
Satellite Radio's impact on College Sports
Sports is filled with Rights and fees. Who has the right to broadcast and reproduce sports, and how gets paid? College Universities always hold local radio rights for their sports programs. Satellite radio has caused a conflict with these...
The Girl in My College
Love. What is it? the sweet sayings? the kisses? the romance? or maybe, the sex? No; it is not in any of these! And mind you, it is not deceit either. Or promises made and not kept. Yes. I call it sincerity and understanding. There are girls...
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How to Get Student Loans for College
Student loans are a helpful accessory when you need to cover
costs when deciding to further your education, including housing
and tuition. Student loans are there to be financial lifesavers
when grants or scholarships leave your school funding a little
short. There are federal loans available as well as private
student loans that will help with the financial overload. Loan consolidation is
another helpful tool when borrowed loans are at the repayment
period and you are feeling overwhelmed.
Federally funded student loans can be applied for online. FAFSA
is an online free application for federal student aid. This
program is available for both students and parents looking to
apply for financial help. The application has seven steps that
will ask you questions regarding your personal information, your
school and plans, and financial information. The Federal Parent
Loan for Undergraduate Students, or PLUS, is a loan program that
relies on a good credit rating in exchange for helping with the
financial needs of your student. This low interest rate program
will help cover not only tuition costs, but also housing, books,
and supplies. This student loan can be applied for online or through the mail.
Private student loans are loans that are not offered through the
federal government. They are available through banks
or other
financial institutions. This type of loan is offered to both
undergraduates and graduates and it helps to cover school
expenses when federal student aid does not cover your those
leftover expenses. Private student loan applications can be
found online and you are subject to a credit review by the
potential lender. Your own credit or your parent's credit is
open for review and a co-signer may be needed if either credit
rating is not approved for the loan. Obtain an application for
your private student loan through your lender of choice or their
online website, if applicable.
Student loan consolidation becomes your best friend when the
repayment period of your student loans becomes overwhelming.
Loan consolidation will give you a break and put your various
loans into one low monthly payment instead of various repayment
dates with different amounts to pay for each loan. The Sallie
Mae foundation is an excellent example of a loan consolidation
program. All you have to do is visit their website and you have
the option of downloading the application and sending it through
the mail or filling it out online and applying for it right that
second. It is a simple way to achieve student loan consolidation
and it will give you the well-deserved sigh of relief and peace
of mind.
About the author:
Natalie Aranda writes about personal finance,
travel and business.
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