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10 Tips To Prevent Credit Card Fraud
Imagine opening your credit card statement one morning and discovering to your horror that you suddenly owe thousands of dollars - on purchases that you never made. Impossible? Credit card fraud on the rise, so you need to treat your card and...
Adverse Credit Mortgage Loan - Persistence is the Key to Getting Approved
People with bad credit that are looking to get a home mortgage loan or to refinance their existing home mortgage loan, know how difficult of a job it can be to try and get approved. Adverse credit history can mean a little more legwork to get an...
Bad Credit Home Equity Loans
A home equity loan allows you to borrow against the equity you have built in your house. Even if you have no equity, you may be able to borrow up to 125% of the value of your home. You can use the extra cash to consolidate bills, fund college...
Credit Card Debt – Watch Your Credit Report and Your Bill
Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer. Lenders...
New Mexico Income Tax Help – What Credits, Rebates and Deductions are available?
Who qualifies for the rebates and deductions? There are credits, rebates and deductions that many taxpayers may not know about that can give you some New Mexico income tax relief. To qualify for any of the income tax credits and rebates you must...
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Don't Be Stopped by Bad Credit
If you are interested in buying a new home or refinancing the
one you are currently living in, but think that you are out of
luck because you have bad credit, think again.
The mortgage industry is probably larger and more diverse than
you realize. You no longer have to go down the street to your
local bank to get a mortgage where they only work with people
with excellent credit.
There are literally thousands of mortgage lenders across the
United States, better known as wholesale lenders with programs
specializing in lending money to people with challenged credit.
These lending institutions are called wholesale lenders because
they work with brokers, who in turn, find the wholesalers
customers.
A broker is not a lender, they council and educate you during
the mortgage process from beginning to end, they also are
responsible for finding a lender to
accommodate your mortgage
needs.
Mortgage brokers have access too literally hundreds of lenders
across the country. So chances are, they can find you a lender
with a specific program to fit your needs. Regardless if you
have poor credit or need a program that offers no money down.
Keep in mind, the mortgage industry is a very competitive one,
and these brokers and wholesale lenders will compete for your
business, so let them.
So don't ever feel as though you are at the mercy of the
mortgage companies or the brokers just because you have bad
credit. Best of Luck.
About the author:
Jennifer Hershey has more than twenty years of experience in the
Mortgage Industry as a loan officer. She is the owner of
http://www.explainingmortgages.com/, a mortgage resource site
devoted to making mortgage terms and products easy to
understand.
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