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Debt Help - Debt Consolidation Loans Versus Credit Counseling
Debt consolidation loans are a do-it-yourself process, whereas
credit counseling helps you to make financial decisions. If you
already have a financial plan, then you probably don't need the
services of a credit counselor. However, if you have...
Decision Time: Home Equity Loan or Home Equity Line of Credit?
Home equity loans and home equity lines of credit continue to grow in popularity. According to the Consumer Bankers Association, during 2003 combined home equity line and loan portfolios grew 29%, following a torrid 31% growth rate in 2002. With...
Is There Such A Thing As A Free Credit Card?
A lot of people have been wondering how they could score a free credit card. They have been searching the World Wide Web for resources that would point them to free credit cards of any variety.
This interest in those things that many have labeled...
Personal Loans For Bad Credit- Credit Profile Sees A Decline In Loan Decisions
After Mrs. Denise, your next door neighbour, came back from his
second trip in a month, you were bound to marvel. What makes
Mrs. Denise, who is on the same rank as you, enjoy innumerable
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Reaping financial rewards – bad credit home equity loans
Home is the place you inhabit. It is the place where you live, breathe, grow, thrive. It does more than just providing a living space. The moment you build up this house, or moved to your present apartment, you did not realize that you have struck...
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Don't Be Stopped by Bad Credit
If you are interested in buying a new home or refinancing the
one you are currently living in, but think that you are out of
luck because you have bad credit, think again.
The mortgage industry is probably larger and more diverse than
you realize. You no longer have to go down the street to your
local bank to get a mortgage where they only work with people
with excellent credit.
There are literally thousands of mortgage lenders across the
United States, better known as wholesale lenders with programs
specializing in lending money to people with challenged credit.
These lending institutions are called wholesale lenders because
they work with brokers, who in turn, find the wholesalers
customers.
A broker is not a lender, they council and educate you during
the mortgage process from beginning to end, they also are
responsible for finding a lender to
accommodate your mortgage
needs.
Mortgage brokers have access too literally hundreds of lenders
across the country. So chances are, they can find you a lender
with a specific program to fit your needs. Regardless if you
have poor credit or need a program that offers no money down.
Keep in mind, the mortgage industry is a very competitive one,
and these brokers and wholesale lenders will compete for your
business, so let them.
So don't ever feel as though you are at the mercy of the
mortgage companies or the brokers just because you have bad
credit. Best of Luck.
About the author:
Jennifer Hershey has more than twenty years of experience in the
Mortgage Industry as a loan officer. She is the owner of
http://www.explainingmortgages.com/, a mortgage resource site
devoted to making mortgage terms and products easy to
understand.
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| Credit - Wikipedia, the free encyclopedia |
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| Credit magazine, corporate bonds, derivatives, structured credit ... |
| Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
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| CUNA: The Credit Union National Association |
| News and resource directory about credit unions. |
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| Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
| Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
| credit.about.com |
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