|
|
Become Empowered And Destroy Your Credit Card With Glee!
The first step to escaping credit card debt is to destroy that
little piece of plastic that got you into trouble in the first
place. Forget about freezing it or leaving it at home because
that just won't work. Believe me, I know. There will come...
Finding Te Best Travel Reward Credit Cards
Travel reward credit cards are only a great benefit if you
travel frequently. While that may seem trite it needs to be
said. You may think, "what a great idea - travel reward credit
cards. I might want to take a vacation next year."
You're...
Getting a Mortgage With Bad Credit
If you are looking for a home or are considering refinancing
the one you are already into consolidate debt or get some cash
out for home improvement but believe you may be unable to
because you have bad credit, you may want to reconsider.
...
Understanding your credit report
If you have never read your credit report it can be a little
difficult to understand at first glance but the good news is
that your credit report gives you all the information you need
to strengthen your credit, where you need to work on...
What Credit Policy Tools are you missing?
Did you know that a credit policy is a channel where you can control your bottom line, sales and income? By tweaking your credit policy, you can make more money instantly.
A new book, "Become the Squeaky Wheel" by Michelle Dunn describes credit...
|
|
|
|
|
|
|
|
Instant Approval Credit Cards - The Advantages Of Applying Online
Getting instant approval for a credit card - and sometimes
getting immediate access to use it - can now be done in less
than 60 seconds. No muss, no fuss like the old days when getting
a credit card took a month or more. If you weren't aware of how
instant your approval could be, now is the time to find out.
Internet Technology and Security - Behind the Scenes of Instant
Approval
How did the instant approval credit card come about? The answer
is that the Internet has completely changed the way card-issuing
banks can research consumer information and make a decision
about an applicant's credit worthiness. Nearly every major
financial institution that issues credit cards - including
Chase, CitiBank, American Express, HSBC, and others - now allows
you to use the Internet to fill out their application online
with complete security, submit it with the click of a button,
and then count the seconds while they make their decision. And
in most cases, if your credit is good to excellent, you will be
approved instantly and a credit card will be on its way to you
within days.
Behind the scenes, instant approval credit cards use the speed
of the Internet and the sophisticated communication networks
created for the banking industry. When you submit your
application, banks can now easily verify your identity and check
with one or more of the three national credit bureaus -
Experian, Equifax, and Trans Union - to ensure that your FICO
score meets their application criteria. (Your FICO score is a
mathematical calculation performed by each of the credit bureaus
that rates your credit history on a scale of 0 to 800.) The
Benefits of Instant Approval
If you're wondering why you might want to take advantage of this
instant approval service to get your next credit card, there are
several good reasons:
1. Many
banks periodically offer special promotions on their
credit cards, such as 0% APR on purchases and/or balance
transfers for a specified period of time or bonus travel miles
on airlines. These are offers you may not hear about if you
don't browse the Internet looking for instant approval credit
cards. 2. There can be a value in knowing quickly if you will be
approved for a credit card if you find yourself needing
additional credit for your business or personal needs. Using
paper applications and the US mail will usually take 4 to 6
weeks before you know if you are approved. 3. You can sometimes
get immediate access to a portion of the credit line for which a
bank approves you. For example, some banks will offer you $300
to $500 that you can tap into immediately using a code they give
you. 4. Applying for a credit card using a secure Internet site
can actually be safer than filling out a paper application with
your personal information and mailing it. Secure Internet sites
use 128-bit encryption which is considered unbreakable in the
computer security field. (You can tell when you are at a secure
Internet site because your web browser contains a small icon
that looks like a lock down at the bottom of the page.) A
Sensible Advantage
So the next time you are pondering your credit card needs and
feel that you can benefit from a new credit card, consider
looking into an instant approval card. In today's fast-paced
world, you may agree that this new form of getting a credit card
makes a great deal of sense for consumers.
Copyright 2005 Ed Vegliante.
About the author:
Ed Vegliante is the owner of http://www.Credit-Card-Surplus.com
, a well organized credit card directory enabling the user to
compare and apply for a variety of credit card offers. Find
links to secure online credit card applications.
|
|
|
|
|
Credit Reports - Credit Cards - Car Loans - Home Loans - Credit.com |
Credit.com offers a variety of credit related products and services including credit reports and credit scores, credit cards, car loans, home loan and ... |
www.credit.com |
  |
Equifax Personal Solutions: Credit Reports, Credit Scores ... |
National consumer credit reporting company that offers credit reports, FICO(R) credit scores and identity theft protection products to consumers and small ... |
www.equifax.com |
  |
The FTC's web site on Credit |
Credit is much more than a piece of plastic, and the resources on this site can help you become a more savvy consumer. You’ll also find compliance ... |
www.ftc.gov |
  |
Federal Trade Commission - Consumer Credit Center |
Features an assortment of helpful articles related to credit issues. |
www.ftc.gov |
  |
AnnualCreditReport |
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. |
www.annualcreditreport.com |
  |
Springboard - Non-Profit Consumer Credit Management |
Our mission is simple: To offer education on the wise use of credit. ... SPRINGBOARD has been approved to provide credit counseling services and issue ... |
www.credit.org |
  |
myFICO - FICO Credit Scores, Online Credit Reports and Identity ... |
myFICO.com: Get your Free credit report and Free credit score with a 30-day trial of Score Watch. All three FICO Scores and Credit Reports Available now ... |
www.myfico.com |
  |
Credit Suisse Global |
Credit Suisse Group is an international financial services group. - Shares part of SMI. |
www.credit-suisse.com |
  |
Experian: Free Credit Report and Credit Score, Credit Check ... |
Credit referencing and consumer targeting for the USA and other countries. |
www.experian.com |
  |
National Credit Union Administration - Home Page |
An independent federal agency that supervises and insures 7152 federal credit unions and insures 4240 state-chartered credit unions. |
www.ncua.gov |
  |
Credit - Wikipedia, the free encyclopedia |
Debits and Credits, a type of bookkeeping entry; Credit (creative arts), acknowledging the ideas or ... Retrieved from "http://en.wikipedia.org/wiki/Credit" ... |
en.wikipedia.org |
  |
Credit (finance) - Wikipedia, the free encyclopedia |
Any movement of financial capital is normally quite dependent on credit, ... Sometimes if a person has financial instability or difficulty, credit is not ... |
en.wikipedia.org |
  |
The National Foundation for Credit Counseling |
DebtAdvice.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit ... |
www.nfcc.org |
  |
FreeCreditReport.com | Free Credit Report and Credit Score Online ... |
FreeCreditReport.com: Free credit reports and credit scores from Experian. Get your free credit report and credit score now. It's free, fast, and easy! |
www.freecreditreport.com |
  |
Compare credit cards | apply for a credit card | 0% balance ... |
Compare over 300 credit cards, including 0% offers and balance transfers, and make a credit card application online... |
www.moneysupermarket.com |
  |
Ford Credit - Auto financing for Ford, Lincoln and Mercury cars ... |
Ford Credit provides auto financing to finance a lease or purchase a car or truck through Ford, Lincoln or Mercury dealerships. |
www.fordcredit.com |
  |
The Credit Card Prank |
In my lifetime, I have made nearly 15000 credit card transactions. ... Credit card signatures are a useless mechanism designed to make you feel safe, ... |
www.zug.com |
  |
Credit magazine, corporate bonds, derivatives, structured credit ... |
Credit magazine provides information on the international credit markets for credit investors, issuers and market professionals. |
www.creditmag.com |
  |
CUNA: The Credit Union National Association |
News and resource directory about credit unions. |
www.cuna.org |
  |
Credit/Debt Management - Tools and Advice for Managing Credit and Debt |
Drowning in debt? Trying to improve your credit score? This is the place for you. Get real world information and tips, as well as the legal low down, ... |
credit.about.com |
  |
|