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Great credit cards for people with not so great credit
Great credit cards for people with not so great credit.
Everyone knows you can get a credit card with not so perfect
credit, but you will be paying high interest. I have found that
is just not the case anymore. You can now have the option...
How I Raised My Credit Score 40 Points in 24hrs. and Saved $658 Month in Interest
It's never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself. Yes, I let a monthly payment go by here and there. I've maxed out my share of credit cards. I've bought cars that I really...
Is Business Credit Scoring a Killer Application or Application Killer?
In his 1968 seminal novel, 2001: A Space Odyssey, Arthur Clark introduced HAL, a spaceship computer with artificial intelligence. Mission engineers designed HAL to carry out an array of technical orders to safeguard the ship’s mission. HAL operated...
Mortgage Broker/Loan Originators Look To Capitalize on Credit Restoration
The majority of people that have ventured into the mortgage broker/loan origination field have been those who enjoy sales and have an entrepenuers heart. Within the walls of the mortgage world, there is a vast amount of money to be made.
If you...
Your Guide On Choosing a Credit Card To Suit You
Reach into your wallet or purse, pull out a card, swipe, and you’re done. It is very easy to use a credit card. The problem lies in choosing a card – and it has nothing to do with the picture on the front! Choosing a credit card that works best...
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Tips for Credit Card Debt Management
Debt management is a course every American needs to take simply because so many Americans are clueless when it comes to credit and debt management. This is unfortunate because many people do permanent damage to their credit record by not knowing how important managing their credit is. Also, frequently people get in trouble with debt and don't know debt management tips, so they simply get further and further behind each month. This does not have to be the case and debt management is not difficult to do, as long as you have the desire to reduce your debt. Consider these debt management suggestions to get you out of debt quick.
Debt Management Tip #1 Make Your Payments on Time
One of the most important things you can do to help your credit score is to make your payments on time. This is also a great way to avoid late charges which not only negatively impact your credit, but also negatively impacts your wallet. Debt management means making on time payments means your account will never be late, will not go into default and will not never have late fees associated with it. If you have problems making your payment on time imagine how much worse it will be when an additional $30 - $50 is tacked onto that payment.
Debt Management Tip #2 Work with
Your Creditor
Proper debt management requires working with your creditors. Many times creditors have debt management plans, as well as suspended payment options if you are having financial difficulty. Avoiding your creditors will make your credit problems worse and your debt management plan will not work. So talk with your creditor because frequently they can help you, or at least relieve the pressure for a little while.
Debt Management Tip #3 Pay of Credit Cards
An important part of debt management is paying off your credit cards. If you do not pay off your credit cards then you will pay an unbelievable amount of money in finance charges. Make paying off your credit cards one of the first goals in your debt management program. You will realize a relief in your debt within a few months and realize that a debt management plan is important for everyone with debt.
About the Author
Jay Moncliff is the founder of http://www.debt-center.info a blog focusing on theDebt resources and articles. This site provides detailed information on Debt. For more info visit his site: Debt
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