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Bring Art and Structure to Your Garden
(ARA) - Arbors, trellises and pergolas have been adding art and structure to outdoor living spaces and gardens for centuries
For anyone looking to add space, style and elegance to their garden, these versatile wooden structures are practical...
Building A Garage Addition To Your Home
One of the most rewarding home improvements I made to my house was to build a garage addition. For years I contemplated building a garage addition while I scraped the ice and snow from my cars and waited for them to warm up during the winter months....
How to enjoy outdoor beauty when you choose a teak porch swing for your home
Porch swings are a great way to enjoy your porch environment.
They offer an excellent location for a great summer read, a
refreshing drink on a hot day, or a slow evening with a loved
one. Teak porch swings come in many shapes, sizes,...
Skip Troweling Method for Textured Ceilings
There are several ceiling texture choices to choose from when finishing a room. You can simply apply a flat paint to the ceiling, or spray or roll on a popcorn textured ceiling. However both these choices seem to be waning in popularity to the...
Zebra Print Rug!
Looking for a zebra print rug? Are you thinking of purchasing a zebra skin rug? If you are, then you should consider several things. First, consider the size and color patterns you want. Consider the room it is going in and the price you want to...
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Selling Your Home - Don't Be A Victim
Selling your home can be a complex process. If you make mistakes, you may be unable to sell you home or have seller's remorse. There's no need for this if you keep in mind the following.
Overpricing Your Home
It's important to be realistic about the value of your home. Sellers should insist their realtors present them with objective criteria for pricing. Comparative information is most critical in getting a house priced properly. If you ask for too much, it's hard to ask for less later on in the process.
Not Displaying Curb Appeal
You don't have to invest thousands of dollars into redecorating your home. But there some basic steps you must take to present your house in the most positive light.
Overdoing Home Improvements
Don't go overboard staging your home. It should feel warm and inviting. Grass should be freshly cut, plant some flowers, organize the home's interior, rid the home of foul smells and apply new coats of paint to all walls and doors.
No Understanding The Buyer's Offer
Carefully reviewing and understanding the offer or purchase contract is imperative. Here are a few things to look for:
1. Has the buyer agreed to put down a significant deposit?
2. Has the buyer asked for some credits to cover loan costs?
3. Is the offer contingent upon the owner selling his or her present home? If so, how is the selling process transpiring?
Home Inspection
Have general inspections done in advance. Even though buyers will often have the house inspected again, it's best to prepare for any potential problems.
Withholding Information
While it is tempting to hide or fail to mention the snafus of a home for example, it’s a the hotel for cockroaches or located in an area that's prone to floods or earthquakes, canyon fires, it is best to give buyers full disclosure. This kind of information can greatly
affect the value or desirability of the property.
Be Objective:
While you may think your pink walls or roman columns are fabulous, it is best to keep that opinion to yourself.
Poor Realtor Communication
Sellers should take a pro-active approach to the selling process and not rely completely on the realtor. Sellers should insist upon regular updates about the house and never assume the realtor has taken care of everything. It is the seller's responsibility to ensure everything is running smoothly.
Investigate Buyers
Once you have an offer on the table, it is imperative to secure letters of prequalification or loan approval from the buyers. These letters should not only state that the buyers’ credit has been checked but also that it was acceptable to the lender. Also, it's important to ask buyers to complete a loan application and submit it to their lender within a few days after acceptance of the offer.
Closely Read Closing Statements
Cautiously review the closing statement, including the loan balance, repairs and other expenses detailed there to avoid last-minute surprises or errors. Make sure you get an estimated statement a few weeks prior to closing and compare the final statement to the estimated one.
If you follow these steps, you will go a long way towards avoiding being a victim in the home selling process.
About the Author: Dan Lewis is a mortgage broker with http://www.gwhomeloans.com - San Diego mortgage brokers providing home loans and refinances. Visit http://gwhomeloans.com/services.html to learn more about options for San Diego mortgages.
Source: www.isnare.com
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