|
|
|
Dream Yard
Do you ever dream about what your yard could look like some day? As you look through garden catalogs filled with beautiful trees, shrubs, flowers and pictures of beautifully landscaped yards--complete with ponds and garden sculptures--the choices...
Georgian and Victorian Conservatory Design
Georgian Conservatories Georgian architecture was the style of the 18th century, especially from the reign of King George I who ascended the throne in 1711, into the reign of King George IV. Design and architecture of the Georgian period...
Home Safety Tips: Arm Yourself Against The Threat Of A Break-In
(NC)—In 1999, Statistics Canada reported that there were approximately 92,485 break and enters reported to police, however, some of these crimes remained unreported. Property crime losses ranged from little or nothing of value to materials...
How To Find And Install The Best Hurricane Windows
Hurricane windows were first developed in response to the disaster of Hurricane Andrew in South Florida in August of 1992. They are effective for protecting your home from high winds and flying debris. They can be installed during...
Tips and tricks to find information on home security
If you're sourcing ideas on home security, anything got
considerably simpler since the beginning of the 'net. There were
times you had buy some books in order to get somewhat
appropriate to home security - can you remember? Not a very
convenient...
|
|
| |
|
|
|
|
|
|
Home Loans – Identity Theft Protection Could Hurt Home Sales
Identity theft has been a hot topic in the news during the last few years. Just a month or so ago, forty million credit card numbers were compromised due to a computer attack on a credit card processor. Consumers are rightly concerned, as it can take years to unravel the problems created when someone’s identity is stolen. New legislation in Texas and California, also proposed elsewhere, is designed to protect consumers by letting them put a “freeze” on their credit reports. Those in the real estate industry are worried, however, that doing so may make it difficult for some people to buy homes.
The concept of freezing credit reports is a simple one. Every time someone applies for credit, the lender contacts on of the three main credit bureaus and requests a copy of his or her credit report, which contains the applicant’s FICO score. The score, a number ranging from 300 to 850, indicates how worthy the applicant is to qualify for the loan or credit. The new laws allow consumers to “freeze” their credit reports, effectively blocking any attempts by anyone to view his or her credit score. If the score can’t be viewed, then credit can’t be issued, thus protecting the consumer from fraudulent activity.
The process is a simple one, and can be initiated or canceled with a simple transaction on the Internet. The problem, according to those in the real estate industry, is that this simple security precaution may make it difficult for a consumer who has blocked their credit to buy a home. In many markets, homes put up for sale sell in a few hours or days, and the process of
unfreezing a credit report can take longer than that. If a home seller or lender cannot assess a potential buyer’s credit rating, then the home sale may be lost to another buyer. True, it is a simple process to unfreeze a credit report, but some consumers may forget that they froze their reports in the first place, or they may forget or misplace their username or password for the Website that allows them to unfreeze their report.
On the surface, the new laws to protect consumers seem to be a good idea, and those in the real estate industry who are concerned may find that their worries are unjustified. This is a case where all parties would benefit from taking the time to see if the laws are effective, and whether or not they actually hurt the real estate industry. In the meantime, anyone considering purchasing a home should be made aware of the ramifications of freezing their credit, as doing so may make it more difficult to purchase the house of his or her dreams.
About the Author: ©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com, a Website devoted to debt consolidation information and http://www.HomeEquityHelp.net, a site devoted to information on home equity loans.
Source: www.isnare.com
|
|
|
|
|
| Home Security Store - Wireless Security Systems for Home Protection |
| Home Security Store specializes in home security systems, wireless security systems and home security cameras by top name companies like Ademco, ... |
| www.homesecuritystore.com |
|
| SMARTHOME - X10, Remote Control, Lighting, Wireless Security |
| Home automation including X10 protocol support, home networking, remote control lighting, and security. |
| www.smarthome.com |
|
| Home > Security |
| World's Largest Distributor For Home Automation! Free catalog for X10, home security, video surveillance, audio video, phones, automatic controls, pet care, ... |
| www.smarthome.com |
|
| Brink's Home Security : Home Security System, Alarm Monitoring ... |
| Provides customized home security surveillance systems, with services and products including burglar alarms, smoke detectors, intrusion detection, ... |
| www.brinkshomesecurity.com |
|
| Home Security – Home Alarms & Home Security Systems Guide |
| Home Security and Alarms provides information on the current home security devices on the market and monitoring programs from the leading home security ... |
| www.homesecurityandalarms.com |
|
| A Guide to Home Security |
| Home security and DIY shops sell inexpensive, key-operated locks to fit most kinds of windows. You may need more than one window lock, depending on the size ... |
| www.crimereduction.gov.uk |
|
| Burglar Alarm Systems at Norco Alarms.com |
| With today's technology, you can purchase and install a home security ... Whatever your lifestyle, it's easy to choose a home security system that fits your ... |
| www.norcoalarms.com |
|
| Howstuffworks "Home Security Channel" |
| The index to over 400 fantastic 'How Stuff Works' articles! |
| home.howstuffworks.com |
|
| #1 Security company for home, business and government - ADT |
| Security and fire alarm systems for small, medium and large businesses. |
| www.adt.com |
|
| The Brink's Company - Business and Security Services |
| Brink's Home Security - Residential & Commercial Alarm Monitoring Systems ... Brink's Home Security changed the security industry by making ... |
| www.brinks.com |
|
| X10.com - X10 Home Security, Wireless Security Camera, Home ... |
| The home of X10 and America's Favorite wireless Home Security system with No Monthly Fees starting at ONLY $99.99! X10 is the leader in wireless Security ... |
| www.x10.com |
|
| Home Security and Commercial Security Solutions - Guardian ... |
| Sells, installs, and monitors residential and commercial security systems. |
| www.guardianprotection.com |
|
| Home Security Information + Common-Sense Safety Tips |
| Home Security Information -- articles to help you make your home safer and explain various types of burglar alarms and systems. |
| www.homesecurityinformation.com |
|
| Compare Home Security - Buy Electronics at Bizrate |
| BizRate has the lowest prices and best customer reviews for Home Security. Compare prices, find store ratings and read Home Security reviews before you buy. |
| www.bizrate.com |
|
| Get a wireless home security system or home security camera from ... |
| Protect your home with a wireless home security system or home security camera from SafeMart. Affordable alarm systems from GE, Honeywell, Ademco and more. |
| www.safemart.com |
|
| Home Security Systems |
| Get matched to local Home Security contractors for your home improvement projects. ServiceMagic's network of Home Security contractors are prescreened and ... |
| www.servicemagic.com |
|
| SecurityandMore Video Security Cameras, Business and Home Security ... |
| Security cameras, home security systems, CCTV systems and more. Get color security cameras and other quality video home security cameras or digital video ... |
| www.securityandmore.com |
|
| Home Security Cameras & Security Camera Systems |
| Offers home security cameras & security camera systems, video surveillance equipment, cctv security system, remote monitoring with hidden cameras and time ... |
| www.surveillance-video.com |
|
| Home Security - Articles on Home Security Systems |
| Home security systems. Security system expert. Home security tips and articles to help you make your home safer. |
| www.home-security-systems.net |
|
| home security - surveillance equipment - spy cameras - alarm systems |
| Do It Yourself home security alarm systems, surveillance and theft deterrent equipment, personal security devices, spy cameras,hidden cameras, ... |
| www.youdoitsecurity.com |
|
|