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Creativity, Innovation – Competition versus Collaboration
There is much confusion as to whether competition or collaboration is most beneficial to creativity and innovation. Though there are negatives to collaboration and it is not easy separating the effects of time pressure and group activity, in...
Creativity, Innovation - Teach, Coach, Learn
Coaching, training or learning about creativity and innovation involves mastery of at least 12 domains.
These include:
a) Creativity and Innovation differences and definitions.
Often used interchangeably, they ought to be considered...
Digital Color Printing for Professionals
It has been 10 years now since digital color printing was introduced in the market that aims to make the lives of people specially the professionals who are working very hard at their respective companies to gain more access with their printing...
Emotional Intelligence: The Shot Felt 'Round the World?
I just hung up the phone with Li-Yan, who wants me to come to Malaysia and present a workshop with her on emotional intelligence for businesses. She quit her corporate job there, because she found the work environment stifling, unethical and...
Innovation Management – Predicting Winners
Creativity can be defined as problem identification and idea generation whilst innovation can be defined as idea selection, development and commercialisation.
There are distinct processes that enhance problem identification and idea...
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Start with a Small Business Loan
Starting a small business? Having troubling finding financing?
If you answered yes to the preceding questions don't get
frustrated. You are not alone. Fortunately, there is hope for
finding financing. You just have to look in the right place.
In 1953 the Small Business Administration was officially
established to serve small businesses. This government backed
institution was formed to offer financial support to companies
that cannot receive financing through the traditional channels.
By lending to small businesses the government is able to
encourage innovation and competition in the capital market,
thereby providing a valuable service to both the benefactors of
the loans as well as to end consumers. Thanks to the business loans
served through the SBA loan process, more then 20 million small
businesses have been afforded the opportunity to compete with
their respective market leaders since the SBA's inception.
Today, the Small Business administration is as strong as ever.
In addition to directly securing financing for small businesses,
the SBA provides loan guarantees, contracts, and counseling
services to ensure your business venture is successful. Many
people are under the impression that the SBA only provides
direct financing to small businesses but in fact, this is not at
all true. The Small Business Administration also can serve as a
guarantor on your small business loan, whereby you secure
funding for your small business directly through a commercial
lender and the SBA backs this commercial loan
. In other words, should your small business fail and become
unable to meet the payment schedule on the commercial loan, the
SBA steps in and pays off the loan. In this fashion the SBA acts
as insurance for your business venture. By guaranteeing business
loans, SBA - with its limited loanable funds - is able to assist
more small business obtain financing through other channels,
such as commercial lenders.
The SBA has also moved to open up more services and products
to
everybody. They have developed programs to assist those involved
in seeking minority small business ownership and obtaining
microloans. The SBA has also been involved in producing Spanish
language informational materials.
A small business loan can be used for a variety of purposes.
Some past uses of small business loans include the following:
1. Buying real estate property to house the business
2. Construction, renovation or leasehold improvements
3. Buying furniture, fixtures, machinery, or other necessary
equipment
4. For housing inventory and financing working capital
There are a variety of different loan types that can be obtained
for your small business needs. For those interested in
relatively small amounts of funds, one could apply for a
microloan. A microloan can be issued for $5000 - $35,000
depending on the need of your business. These loans can be used
for any legitimate business purpose. For many small startups not
expecting to grow very fast, a microloan is a great choice.
Another option, offering higher loan amounts, involves dealing
with your commercial lender and obtaining an SBA commercial loan
directly through them that is backed by the Small Business
Administration. SBA commercial loans offer the ability to obtain
more financing for your small business, and the commercial
lender is comforted by the fact that their risk on the loan is
minimized thanks to the backing of the loan by the government.
These are just a few of your small business loan options. Now
that you are empowered with knowledge on how to secure financing
for your small business, continue your investigation into small
business loans. You will find the small business
loan service or product that meets all your needs.
Adam Smith is an informational author for 10X
Marketing. For more information regarding an SBA Loan, please
visit SNCLoans.com
About the author:
None
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| DTI - Welcome to the DTI's Innovation Home Page |
| The DTI is working to stimulate a significant increase in innovation throughout ... It covers Living Innovation, web streaming of a series of high profile ... |
| www.dti.gov.uk |
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| Innovation - Wikipedia, the free encyclopedia |
| An innovation in this light occurs whether or not the act of innovating ... A convenient definition of innovation from an organizational perspective is ... |
| en.wikipedia.org |
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| National Innovation Website |
| The Department of Industry, Tourism and Resources has developed this website to raise awareness of the importance and benefits of innovation and ... |
| www.innovation.gov.au |
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| Innovation, creativity and brainstorming resources from ... |
| A comprehensive site designed to provide busy entrepreneurs with a focused collection of the best resources on innovation, creativity, and brainstorming. |
| www.innovationtools.com |
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| Innovation Weblog - Trends, resources, viewpoints from Chuck Frey ... |
| The Innovation Weblog - Valuable trends, resources and viewpoints in innovation, creativity and brainstorming from Chuck Frey at InnovationTools. |
| www.innovationtools.com |
|
| CORDIS: Innovation Portal: Home |
| This Innovation Portal is supported by DG ENTR of the European Commission, ... European Commission adopts new Communication on Innovation: on 13 September ... |
| cordis.europa.eu |
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| CORDIS: Promotion of Innovation: Home |
| This programme stands at the cross-roads of the Community's policies on Research, Innovation and SMEs. |
| cordis.europa.eu |
|
| Innovation Network... leveraging innovation, creativity and ... |
| The Innovation Network is an association of companies and employees committed to innovation. The site features some interesting articles as well as some fun ... |
| www.thinksmart.com |
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| Business Innovation : Car Reviews, Online Gaming, and Product Branding |
| If your in need of great Online Gaming material, we carry up to the minute news and reviews for all of your favorite games and gaming systems. |
| www.businessweek.com |
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| Innovation - Life, Inspired | PBS |
| Learn about fascinating innovations, explore interactive features, submit questions to our experts, investigate resources and lesson plans, and more. |
| www.pbs.org |
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| Innovation.org - Welcome |
| Impact of Innovation Saving & Improving Lives Controlling Healthcare Costs Strengthening ... Future of Innovation New Medicines in Development Next Wave of ... |
| www.innovation.org |
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| Innovation: See what people are saying right now on Technorati |
| See all blog posts tagged with innovation on Technorati. |
| www.technorati.com |
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| Innovation Relay Centres - The World Largest Network for ... |
| Innovation Relay Centres giving advice on Innovation, Technology Transfer and Exploitation. Major European source for innovative technologies or new ... |
| irc.cordis.lu |
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| The Tech Museum of Innovation | Welcome |
| The Tech Museum of Innovation - Welcome! The Tech Museum inspires and educates the innovators of the future. |
| www.thetech.org |
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| Pages tagged with "innovation" on del.icio.us |
| CoDev 2007 - Co-Development for Business Growth: Open Innovation and Alternatives ... PDMA & IIR's 5th Annual Front End of Innovation ... |
| del.icio.us |
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| innovation |
| Publication highlighting the research activities of NUS. The site provides snippets of selected articles online, and provides a subscription form online. |
| www.innovationmagazine.com |
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| Canadian Innovation Centre |
| Services includes invention evaluation, technology due diligence, market research, and education programs. |
| www.innovationcentre.ca |
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| London INNOVATION :: Home |
| Maximise your business potential through innovation. Learn the secrets of successful business innovation in London. |
| www.london-innovation.org.uk |
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| Eric Von Hippel's Homepage |
| Downloadable Books. Democratizing Innovation (2005) ... The Sources of Innovation (1988). Free download of the complete book. Permission granted by Oxford ... |
| web.mit.edu |
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| Intel Innovation in Education |
| www.intel.com/education/ - 3k - Cached - Similar pages |
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