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A Project Management Rule: Collaborate
A Project Management Rule: Collaborate
Publishing Guidelines: You may publish my article in your
newsletter, on your website or in your print publication
provided you include the resource box at the end. Notification
would be appreciated but...
Debt Management in the UK
Debt management, as defined in the UK, is a course of action
where a reduction in repayment amount and/ or interest charges
is negotiated with unsecured creditors, when you are no longer
able to meet your repayment requirements.
For some...
Debt Management – Watch Out for Bank Fees!
During the last twenty years, banks have offered a number of improvements in the area of being customer-friendly. The old 9 AM – 2 PM “banker’s hours” are gone, replaced by a schedule that makes it easy for most people to visit when the bank is...
Simple Time Management Skills Generalized
Time management skills are simple. The problem is all of us are
different, and each of us has to learn which skill works best
for us. Often when we fail, we feel discouraged, depressed,
stressed, and our confidence is affected. Failure is a...
What is Fleet Maintenance Management?
Fleet Maintenance Management is a critical position in any
company that has a number of commercial vehicles. The individual
responsible for the management and maintenance of fleet vehicles
performs a variety of functions. It is imperative that...
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Stress Management Tip - Take Control of your Finances
Financial worries can add to the stress levels of individuals. For many families it can become one of the biggest sources of disagreements and tension. The most common financial concern is that the money coming in never ever seems to match the money going out. The most obvious way to address this is by taking control of your finances. This is easier said than done.
An important thing to remember about financial concerns is that it should be resolved before it becomes severe. The longer you procrastinate over resolving the issue, the worse it becomes, and the more stressed you become. Another important element is acknowledging that controlling your finances is more than simply just getting control of your money. It involves changing your habits both in your thinking and spending, as well as your short and long term financial goals.
Financial management and control revolves around one very basic concept: Spend Less, Save More. Start spending less by setting up a family budget, that is, agree on a figure that you will not spend over for a specific period say per week or month. To track how you are going, keep a record of all your expenditure items. As a receipt comes in log it. You may even decide to categorize it so you know where it came from, for example, Groceries, Insurance and Rates, Dining and Entertainment, etc. The use of a spreadsheet package such MS Excel is a very useful tool that can help maintain a list of items you have spent as well as compute on the fly your current expenditure total for the month. By keeping track of what you are spending money on, you will be able to assess areas that need improvement
and examine ways to save money on the items purchased.
A financial budget is just the first step to controlling your finances. Other things to consider include changing your lifestyle. For example you may reduce the times you go out to dinner, save on petrol by car pooling or take cheaper vacations. Also stop purchasing big ticket items that are rarely used, such as things for hobbies that you have not taken up or expensive toys that are never used. It is important to review your lifestyle to assess whether it is within your earning potential.
Set short and long term goals that work towards decreasing your debt. Put aside a specific amount each month towards reducing your loans, not just paying the minimum amount each month but adding enough to make a significant debt reduction over a year.
Finally it actually helps if you look at a bad financial situation as a war. It is you and your family against the debt. You must work together as a team, communicating, planning and analysing your ongoing financial situation. In severe cases, it might be helpful to engage the services of a financial consultant. What ever you do and however you tackle the problem, the most important thing to remember is to work together. About the Author
David Tomaselli is the creator of the Wholistic Development Exchange, a web site where you can access frequently updated Stress Management Tips, Free E-Books and Products.
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About Management - business management - people management - and more |
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Management - Wikipedia, the free encyclopedia |
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International review on management research. Peer-reviewed, occasional. Ejournal, with tables of content, abstracts and full articles available on-line. |
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Small Business Management: Advice and Guides |
Online guide to small business management. Find articles, advice and how-to guides. |
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Academy of Management Online |
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Business Management, Leadership and Decision Making Strategies and ... |
Provides business management articles, webcasts, online learning, and books as well as conferences focused on leadership and decision making. |
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Object Management Group |
Distributed object computing industry standards group founded in 1989. Defined standards include CORBA and IIOP. |
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Management Reading | Global Executive | Business | Economist.com |
The one management thinker every educated person should read Nov 17th 2005 ... The story of Emerson's successful management process is fascinating. ... |
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Emerald: Home |
Publisher of journals in management and library and information services, engineering, applied science and technology. |
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Yale School of Management |
The mission of the Yale School of Management is to educate global leaders for business and society. We pride ourselves in providing a hard-edged business ... |
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US Office of Personnel Management |
Official Federal Government site listing positions nationwide for special agent, federal police officers and related jobs. |
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Waste Management is the #1 Residential and Commercial Trash Service Provider. |
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US Office of Personnel Management |
Includes federal jobs listings, upcoming events, numerous humans resources reports, news releases and additional official information. |
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