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Deciding on Divorce: How to know you are making the right choice
It's a well known fact that in this day and age most marriages end up in divorce. When confronted with the possibility of "throwing a relationship away", you'll probably experience a lot of stress. There are some things you can do to decide if...

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Why Some Marriages Explode And Fall Into Ashes
Just like a fire with smoldering embers can flare up when they are stirred or fanned, emotions can flare up in our marriages if issues are left unresolved to smolder and fester. Express Anger Respectfully Many people are uncomfortable with...

 
Why Moms Should Start a Home Based Business Today

Most Moms think about starting a home based business at one time or another.

Maybe the youngest has started school, and Mom suddenly has a lot of free time. Or perhaps Mom was successful in her career before having her first child, and wished to put her skills to good use in a home based business. Another reason may be that a couple is accustomed to the lifestyle they can afford with two incomes, and when Mom suddenly decides to quit her job to stay home and raise the children, the loss of income is uncomfortable...or even intolerable if the income is sorely needed to pay bills.

My purpose in writing this article is to give you some compelling reasons why you SHOULD start a home based business, and do so TODAY.

1) Having a Home Based Business provides you with a safety net if your husband loses his job.

We don't live in the days of our Grandparents, where the advice was: Get a good education, get a good job, work hard for 40 years and let the company take care of you. Retirement is almost a joke. There is no such thing as job security anymore. Layoffs and downsizing are commonplace today. Social Security and Medicaid may not even be around when some of us reach retirement age.

For many families, the loss of the primary earner's income is devastating. Most families simply do not have the 6-12 months of living expenses set aside in savings that financial advisors recommend. Oftentimes it takes a person weeks or even months to find employment that matches the salary they are used to. Unemployment benefit checks are not enough to cover even the bare necessities of life.

Having a Home Based Business provides the family with a second income. During the period of unemployment, Mom can step up her efforts to build her business and make more money. Dad might be in a position to help out more, giving her the ability to do this with more focus. Who knows... Dad might even decide to join Mom in her "little business"...especially when she starts earning more than he does. Stranger things have happened!

2) Having a Home Based Business provides extra income to help the family meet certain goals.

For instance... getting out of debt. An extra few hundred dollars a month added to the credit card debt load could make a huge difference in how quickly the debts get paid off.

After this is accomplished, the money that was going to credit cards could be applied towards private education for children, savings for college, that special vacation the family has always wanted to take, a newer model car, renovations on the house so siblings can have more space (or Mom her own office!).

Another awesome goal is that of paying off the mortage early. By making an additional mortage payment periodically most couples can shave YEARS off of the life of their mortage. Few people own their homes outright, but what a freeing feeling that would be!

3) Having a Home Based Business models entrepreneurship to children

In today's world, it's more important than ever for our kids to learn how to "mind their own business". Children who grow up watching Mom work her business learn how to manage time wisely, they learn how to take responsibility for themselves financially (instead of relying on an employer), and they may learn practical skills especially if Mom lets them help out or even pays them to help. Current tax laws even


allow young children to be paid (and this is a tax deductible expense) for their services...check with your accountant.

Young girls will also learn that it IS possible to have the best of both worlds...a woman can stay home to raise her children and still earn income.

4) Having a Home Based Business improves relationships

Most women I have spoken with about the subject agree that it isn't good for their self esteem to have to ask their husbands for money. What's bad for a woman's self esteem is bad for the marriage! Women feel better about themselves when they are at least somewhat independent financially. They also have something besides "what little Johnny did today" to talk about at the dinner table. It keeps the relationship fresh and lively when a couple can discuss their challenges and triumphs in their business and work lives. Anytime you see someone do something they're good at, it causes you to see them in a new light and have newfound appreciation for them. This is always a good thing in marriage!

Work from home Moms also tend to stay more connected with their peers, via networking with other business moms, prospecting for new customers and business partners, and the like. There is a tendency for new Moms to stay in the nest a little too much at first, and this can lead to depression. A business Mom, on the other hand, is almost forced to talk to people! She has a reason to get up, get dressed in something other than sweats, and go out and meet people. Little Johnny doesn't care if you put on shoes and makeup, but doing so does wonders for your energy and mood.

5) Having a Home Based Business gives a Mom "something else"

While most women adore being Mothers and wouldn't trade their husbands in anytime soon either, we all want "something more". Something for ourselves, something to call our own, that isn't a title or duty like Wife, Mother...something that isn't undone 5 minutes after we do it. Something we can put our name on and be proud of.

Mothering is the most honorable profession in the world, but it isn't always recognized as such...and it's nice to be recognized once in a while.

My Mother once told me that the main reason she always had such success in Direct Sales was because she loved the recognition...and the women on her team would often work like madwomen to get some little trinket. Sometimes it wasn't the cash...it was the pat on the back, the feeling of accomplishment that comes from meeting a goal.

That "something else" also makes the transition to empty-nest hood easier. So many women fall into deep depression when their youngest child leaves home. If more Moms had a Home Based Business, instead of having their self worth completely tied to Motherhood, maybe this wouldn't happen so much.

There are more reasons to start a Home Based Business, (such as the tax advantages) but I hope I've given you some food for thought.

I wish you the best in your journey towards the ideal Home Business for you.

Carrie Lauth

Carrie Lauth is a home based working Mom of 3. She enjoys anything involving espresso. Visit her on the web at: http://www.money-smart-women.com

You may use this article without permission if the bio at the end is included. Please drop me an email if you decide to use it. Thank you!


 

Marriage - Wikipedia, the free encyclopedia
Marriages are generally publicly declared in the context of a wedding ceremony. ... The term wedlock is a synonym for marriage, and is mainly used in the ...
en.wikipedia.org
 
Marriage Builders ® - Successful Marriage Advice
Provides answers and insight to questions about infidelity, marriage counseling, and divorce. A free support forum is also available.
www.marriagebuilders.com
 
Christian Marriages - Families Christianity Free Newsletters Sex ...
A biweekly newsletter, published by Christianity Today, that provides information and articles of interest for couples.
www.christianitytoday.com
 
Marriage -- THE starting place for exploring marriage
Useful links, and weekly feature articles on making your marriage the best it can be. Chat room and bulletin board also onsite. From About.com.
marriage.about.com
 
Marriage - Wex
Today the underlying concept that marriage is a legal contract still remains ... Entering into a marriage changes the legal status of both parties and gives ...
www.law.cornell.edu
 
Smart Marriages
Clearinghouse: The latest EASY-TO-USE information to make your marriage or realtionship successful, sexy, and satisfying.
www.smartmarriages.com
 
University of the Family - Marriage Ministries International
Marriage is the foundation of the family. When the relationship is hurting, the family is hurting. Couples seek counseling and counseling and are often ...
www.marriage.org
 
USC-MSA Compendium of Muslim Texts
Marriage in Islam has aspects of both 'ibadah (worship) of Allah and mu'amalah ... The Prophet considered marriage for a Muslim as half of his religion ...
www.usc.edu
 
Marriage Records - First Comes Love - Portland, Oregon
Tonight (Wed Nov 29) Marriage’s own old intern Cole Miller and Glacier Park’s Jessie Slavich are playing at Valentine’s (232 SW Ankeny) downtown at 8pm. ...
www.marriagerecs.com
 
National Marriage Project Home Page
Research, education, training and advocacy to strengthen the institution of marriage.
marriage.rutgers.edu
 
UKBMD - Births, Marriages, Deaths Indexes & Census transcriptions ...
UK BMD Births, Marriages and Deaths Indexes Online. Baptims, Burials, Monumental Inscriptions, Cemetry, Cemetries, Civil Registration, GRO Indexes, BMD, ...
www.ukbmd.org.uk
 
Welcome to Worldwide Marriage Encounter Home Page
Marriage Encounter weekends give married couples the tools to make Good marriages GREAT marriages! Why settle for a ho-hum relationship when you can have a ...
www.wwme.org
 
Alternatives to Marriage Project
Provides support and information to people who choose not to marry, are unable to marry, or are making decisions about marriage.
www.unmarried.org
 
Marriage Equality USA (index.shtml)
Group solely committed to securing the right to civil marriage for same-sex couples. Related facts, membership information, and chapters.
www.marriageequality.org
 
President Calls for Constitutional Amendment Protecting Marriage
President Bush on Tuesday said, "The amendment should fully protect marriage, while leaving the state legislatures free to make their own choices in ...
www.whitehouse.gov
 
Marriage in Ancient Rome
Selected information plus a bibliography and internet links.
www.fortunecity.com
 
Instructions to Obtain a Marriage Certificate Copy
This page provides instructions for obtaining a certified or uncertified copy of a Wisconsin marriage certificate.
www.dhfs.state.wi.us
 
Judaism 101: Marriage
Learn about the Jewish concept of finding your soul mate, Jewish weddings, the process of acquiring a spouse, and the marital relationship.
www.jewfaq.org
 
the marriage toolbox
www.marriagetools.com/ - Similar pages
 
American Association for Marriage and Family Therapy
Professionally developed resources for practitioners and consumers of marriage and family therapy. Site also offers a search engine for finding a qualified ...
www.aamft.org
 
 

 

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