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Daily Skin Care Regime - Why is a Daily Skin Care Regime Important?
A professional skin care regime is one of the most important
parts of maintaining your skin's health. Your skin is not a
smooth surface like a sheet of glass. On the contrary, your skin
is more like a riverbed, full of little lumps, bumps,...
Natural remedies for perimenopause and menopause symptoms.
More and more women are seeking natural alternative treatments for symptoms of menopause, for a variety of reasons. Perhaps the most compelling reason for many is the association between conventional hormone replacement therapy and a number of...
STOP THE WORLD I WANT TO GET OFF!
Copyright Victoria Elizabeth 2004. All rights reserved. STOP THE WORLD...I WANT TO GET OFF! -- Or, what was the world like before brand-names & blah-blah-blah? -- Inundated with more than 10,000 messages a day, it’s not surprising that many folks...
The Ultimate Drug for Treating Depression
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Bankruptcy:a paradox
Cash cannot be bound up in chains to prevent escape. It will flow inevitably and bidirectionally- in and out. So, bankruptcy or financial hardships have to be accepted that way.But the situation need be got rid of and we will tell you how.
Bankruptcy to the layman might mean only complete debt and a cash strap, but to the financial dealers it means the solution too. It is such a paradox to have both the disease and the medicine by the same name.
Every body at some point of time are in debt . Then they take loans and sign a deal but when the terms are breached due to inability to pay , one becomes bankrupt. This condition needs to be declared formally . Prior to the declaration legal counsel is a must. This declaration can be made by two parties: •The debtor himself i.e. Voluntary Bankruptcy •The creditor or lender i.e. Involuntary Bankruptcy When the condition is officially declared only then can one avail of any Bankruptcy scheme .The legal process is cut out to suit different people and helps one eliminate the debts or repay them.This is available in a number of ways:
By formulation of a new repayment plan By reducing the percentage for payment By availing of a short delay to regroup resources These options need be properly studied and clubbed with an experts views, before deciding .
The individuals involved in the legal process are: •Debtor- who will be subject to the procedure •Creditor- who suffer during a bankruptcy •Bankruptcy Judge- who chairs the hearing of the case •Case Trustee- who is
appointed to check the assets of the debtor and submit report to the Judge. The Federal Bankruptcy Act has designed a format for those liquidated (both individuals and firms) . The proceedings are as follows: Chapter 7 or Liquidation Bankruptcy or Straight Bankruptcy-This involves taking an account of the assets of the debtor , appointing a trustee and selling them off. This is done to discharge the balance of creditors. Chapter 11 – This is applicable to a corporation only and it helps normal operation to continue. Nevertheless it is costly and complex. Chapter 12 – This is formulated for farmers , and this too involves non-interference in work. Chapter 13 – For all those who have a fixed income source, this scheme uses this income to pay off the debt in installments.
The Bankruptcy rate of each country is of importance in deducing the economic state .This also a yardstick for international organizations to sanction funds. Even if one avails of the proceedings of Chapter 7 ,one gets a clean slate to begin afresh but it would remain on record for upto 10 years in ones credit history.
Bankruptcy could prove to be a pain in the neck and a credit history blotter but there are ways and means to get past it with a new lease of life.
For further queries you are welcome to log onto http://www.mortgagekb.com
About the Author
Lance Wiliams is an accomplished contributing writer presently working in association with http://www.mortgagefit.com. He specialises in mortgage and real estate arena.
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Medicine - home |
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