|
Don't Be A Slave To What You Crave
Positive and Negative Aspects of Chocolate and Sweets You aren’t going to be told to give up the chocolate. Chocolate can be good for you. There are, however; some things you need to know about the chocolate and sweet cravings you experience. ...
How to Avoid Weight Gain During Chemotherapy
For Patsy M., the cancer was bad enough. Then came the chemo and her energy level took a dramatic tumble while her once trim figure ballooned. She tried watching what she ate. Cut down on portions. Nothing helped. The weight kept climbing. When...
Men And Food Allergies What's Healthy and What's Not Part 2
Tips for Managing Specific Food Allergies Milk, Egg, Peanut, Tree Nut, Fish/Shellfish, Soy, Wheat Traveling with Food Allergies Other Resources E-mail this Information to A Friend Other Topics in the Consumer Focus Archive The Basics of Food...
The Smell of Sex and More
AROMATHERAPY: - There are many natural therapies and ways to activate or enhance the functions of soul and nature. Some scholars have shown that Christianity and the other Ur story or Sumerian religions came about through an ancient mushroom cult....
The Year Of Happiness
I have decided to declare 2004 as the YEAR OF HAPPINESS for me. What about you? Yes, you can also do so! Anyone living in any part of the world has the right to be happy and enjoy every moment of his/her life. There is no harm in declaring the...
|
|
| |
|
|
|
|
|
|
What is the difference between HMO and PPO dental plans?
You can re-publish this article as long as you provide clickable links to the source. A courtesey email to marketing@dentistry21.com will be appreciated.
What is the difference between HMO and PPO dental plans?
If your employer offers dental benefit or if you are shopping for it yourself you often come across two terms:
1. Dental HMO plans (DMO)
2. Dental PPO plans
To be able to make a correct decision you should know the difference between the two, and I don't mean the coverage difference that is usually presented by the insurance companies. What I mean is the real difference.
You should know how they pay the doctors and which plans the doctors favor. Why? Because eventually it is the dentist that will provide the service to you and not the insurance company. So, no matter what the insurance company claims their doctors have to do, your dentist will treat you as he or she sees fit.
To look at the issue from the perspective of a dentist, let's see how they differ in terms of payments to the doctors.
1. The PPO plans
PPO plans, also called preferred provider plans, pay doctors based on the procedures they perform. In other words, for each approved treatment or service performed by your dentist the insurance company sends him a payment (assuming other limitations don't apply). When you are talking about this kind of coverage, it means the more your doctor does the more he is paid. Of course there are checks and balances in place to make sure the doctors overall performance is acceptable.
2. HMO plans
When it comes to a general dentist,
usually the way the insurance companies pay is called capitation payment. Which means they sign a contract with a doctor for a certain number of people (let's say 500 people). Then they pay doctors a monthly payment for each patient (Something around 1-6 dollars per person). Then in return they expect the dentists to perform certain procedures for free and some others at a discounted rate.
When you think about it, you realize practically they reward doctors who do less! As far as the dentists are concerned if they are performing a "covered benefit" they are losing money! The only time they make money is when they perform a procedure that is not covered by insurance.
Getting more familiar with the system, you now realize why some dental offices act strongly when you call them for appointments having an HMO plan.
The fact is that insurance companies (being a large monopoly dealing with a non-union crowd) have pressured many doctors (both in medicine and dentistry) to sing up with HMO plans. That has resulted in lowering of the quality of service across the country.
Next time you are thinking about selecting an insurance plan keep in mind the way they reimburse the doctors. You should not make your decision only based on the list of co-pays they give you. You may end up paying much more for a lower quality of service in the long run.
Go to http://dentistry21.com/public for more information.
About the Author
Dentistry21.com a comprehensive dental resource that contains dental plan information. You can compare and buy a dental plan that suits you.
|
|
|
|
|
| National Library of Medicine - National Institutes of Health |
| Part of the National Institutes of Health, the National Library of Medicine offers access to health information for consumer, patient, and physicians ... |
| www.nlm.nih.gov |
|
| Health and Medical Information produced by doctors - MedicineNet.com |
| Doctor-produced health and medical information written for you to make informed decisions about your health concerns. |
| www.medicinenet.com |
|
| Medicine in the Yahoo! Directory |
| Collection of sites for health professionals, with sections on specific disciplines, organizations, continuing education, conferences, publications, ... |
| dir.yahoo.com |
|
| MedlinePlus Health Information from the National Library of Medicine |
| Health information from the National Library of Medicine. Easy access to Medline and Health topics, medical dictionaries, directories and publications. |
| medlineplus.gov |
|
| Medicine - Wikipedia, the free encyclopedia |
| Medicine is a branch of health science and the sector of public life ... The practice of medicine combines both science as the evidence base and art in the ... |
| en.wikipedia.org |
|
| Journal Home - Nature Medicine |
| Nature Medicine has a vacancy for a Locum Assistant Editor for six months. The position involves working in all aspects of the editorial process, ... |
| www.nature.com |
|
| The New England Journal of Medicine: Research & Review Articles on ... |
| The New England Journal of Medicine (NEJM) is a weekly general medical journal that publishes new medical research findings, review articles, and editorial ... |
| content.nejm.org |
|
| eMedicine Clinical Knowledge Base |
| eMedicine features up-to-date, searchable, peer-reviewed medical journals, online physician reference textbooks, and a full-text article database in 62 ... |
| www.emedicine.com |
|
| Open Directory - Health: Medicine |
| the entire directory, only in Health/Medicine. Top: Health: Medicine (11429). Description · Medical Specialties (4888); Surgery (2265) ... |
| dmoz.org |
|
| the www virtual library biosciences medicine |
| www.ohsu.edu/cliniweb/wwwvl/ - Similar pages |
|
|
| Medicine - home |
| Bimonthly journal covering the latest results in clinical investigation relevant to hospital and office practice. |
| www.md-journal.com |
|
| Institute of Medicine |
| The Institute of Medicine serves as adviser to the nation to improve health. |
| www.iom.edu |
|
| ScienceDaily: Health & Medicine News |
| Medical Research News. Health news on everything from cancer to nutrition. Full-text, images, updated daily. |
| www.sciencedaily.com |
|
| Google Directory - Health > Medicine |
| Search only in Medicine Search the Web. Medicine. Health > Medicine, Go to Directory Home. Categories. Alternative Medicine (6308) Basic Sciences (66) ... |
| www.google.com |
|
| the world wide web virtual library biosciences medicine |
| www.mcb.harvard.edu/biopages/medicine.html - Similar pages |
|
|
| PLoS Medicine - A Peer-Reviewed Open-Access Journal |
| PLoS Medicine is a peer-reviewed, international, open-access journal published ... Every issue of PLoS Medicine contains a selection of readers' responses. ... |
| medicine.plosjournals.org |
|
| Medicine On-Line - Medicine Online -The International Medical Journal |
| Medicine Online - independent and peer reviewed journal published by Priory Medical Journals - priory.com. |
| www.priory.com |
|
| Entrez PubMed |
| PubMed is a service of the US National Library of Medicine that includes over 16 million citations from MEDLINE and other life science journals for ... |
| www.ncbi.nlm.nih.gov |
|
| Stanford University School of Medicine |
| Home Page of the Stanford University School of Medicine. |
| med.stanford.edu |
|
| Medicine OnLine |
| Meds.com offers medical information and education on cancer (lung cancer, colon cancer, breast cancer, leukemia) and HIV / AIDS for patients, ... |
| www.meds.com |
|