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FOREX Signals Reviewed
Copyright 2011 Timothy Rohrer I started in the FOREX market in June of 2002. With hardly any experience at all, I really did not know what I was getting into, other than I wanted to be a full-time trader making tons of money from home....
Online PayDay Loans: How to Gain an Advantage over Lenders
When you need money today, and not just a week from today, online payday loans can be a salvation. But for many people, these loans, also called payday advances or sometimes just cash advances, have become a nightmare. Here's the good and the bad...
Penis in a box for a buck
North American Indian Phallus It was just a small simple down home country auction on a very rainy day in Southern Illinois at Anna. The folks were crowded around old farm wagons covered with a lifetime of simple treasures in...
Personal Training: 6 Secrets of Award Winning Customer Service
Would you believe that your ability to provide quality customer service to your clients is at least as important as your ability to get them results from their training program? Did you even know that customer service was going to be part of your...
Tax Tips For Home-Based Business Owners
As tax time approaches, many home-based business owners begin completing their forms or paying their accountants with trepidation. As tax time approaches, many home-based business owners begin completing their forms or paying their accountants...
 
Are You Getting the Best Deal on Auto Insurance?

Are You Getting the Best Deal on Auto Insurance?

By ElmerFizz.com

http://www.elmerfizz.com

Let your fingers do the walking... Remember that Yellow Pages Ad Campaign? Excellent advice if you're shopping for auto insurance. Shop around and do it yearly. Don't just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.

Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, you're inline for a huge premium savings. If you don't think you could come up with $1000 out of pocket, then change it to a $500 deductible; you'll still save a sizable amount on your annual premium payment.

You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.

However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle.


The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.

Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesn't, it's time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.

There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.

Don't just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.

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This article may be reprinted if left unchanged and this resource box is included: http://www.minniebell.com http://www.crazyhealthnut.com http://www.123healthstore.com http://www.gardenjargon.com

----------------------------------------------------------------- ----

About the author:

For more articles to reprint see: http://www.elmerfizz.com

 

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