|
|
10 Profit Boosting Tips To Increase The Success Of Your Affiliate Program
1. Develop credible, benefit rich ad copy, along with a well designed site to increase your sign ups, and also your affiliates' conversion rates.
2. Submit your affiliate program to directories that list affiliate programs.
These...
Are You Ready To Own And Operate A Business?
How often has someone thought of starting a business based solely on the fact they think it will be easier than working for someone else. Fact is, owning and operating a business can be one of the most grueling experiences you will have. Granted,...
Five Phrases to Avoid during Your Next Sales Presentation
The success of your next sale may be riding on more than the product or
service you’re offering. Your presentation will play a major role in
the sale -- the words, your style, and the tone of your delivery. Here
are five phrases to avoid during...
How to Profit by becoming a Landscaping Contractor
Becoming a Landscaping Contractor can be a very
profitable and rewarding way to work for yourself and manage
your financial future. Organization is the key to any
landscaping business start up and must be maintained throughout
if the venture...
Twitch Speed: Reaching Younger Workers Who Think Differently
Every parent, educator, and manager knows that "Nintendo children"--those born after 1970 and raised on video and computer games, Walkmans, the Internet, etc.--are different. Unfortunately, the Gen-X discussion has focused mainly on the youths'...
|
|
|
|
|
|
|
|
Freelancers and Small Business Need a Budget
Article submitted by http://www.Allfreelancework.com - 1000s of freelance jobs, articles, and resources.
For people with a salaried job, budgeting their income and expenses is an easy task. A regular paycheck comes in for them every two weeks with taxes and benefits already taken out. For them it is easy to predict how much income will come in and what expenses will go out. But when you leave your full-time job for a freelance career, you also leave behind your stable paycheck. So how do you make sure that you have enough money to pay your rent? You need to learn how to create a budget. This article will explain to you the basics of budgeting for your freelance business.
ADD UP YOUR EXPENSES
The first step in creating a budget is to add up your monthly expenses. If you are new at freelancing, then calculating your expenses the first few months is going to be tough for you, but stick with it. Below, I have provided you a chart to fill out. For the personal expenses listed, take a look back on last year's checks, bills, and credit card statements to see what you paid out last year. Figure out what the average month was for each expense by writing down all twelve month's expenses and then dividing this number by 12.
For example:
January --------------- 112
February --------------- 84
March ----------------- 96
April ------------------ 130
May -------------------- 65
June ------------------- 98
July ------------------- 101
August ----------------- 59
September --------------- 75
October ----------------- 84
November ---------------- 96
December ---------------- 115
++++++++++++++++++++++++++++
TOTAL ------------------ 1115
++++++++++++++++++++++++++++
Divide Total by 12
92.92
$92.92 = Average Monthly Phone Bill
In the above example, you would use $92.92 as your monthly phone expense on your budget.
MONTHLY EXPENSES ==========================================
Utilities (Telephone, Electric, Gas, etc.)
==========================================
Mortgage / Rent
==========================================
Cable
==========================================
Food
==========================================
Loans
==========================================
Transportation
==========================================
Entertainment
==========================================
Health Insurance
==========================================
Life Insurance
==========================================
Home Owner's
Insurance
==========================================
Advertising / Marketing
==========================================
Licenses
==========================================
Office Supplies
==========================================
Memberships
==========================================
Taxes
==========================================
Miscellaneous
==========================================
TOTAL EXPENESE
==========================================
You are going to need to guess or estimate for business expenses unless you have a full year of freelancing under your belt. Don't worry if your estimate is off, you can always readjust your budget next month. If you have been in business for more than a year, then use previous year's records to estimate this year's expenses.
In order to figure out taxes, first you need to come up with your target monthly income. Lets assume that your monthly target income is $2,500. The government wants about 45% of this money. But, this will depend on what tax bracket that you fall into and what state that you live in. Your taxes each month would be about $1,125. (When you are self-employed, you will need to pay quarterly taxes on April 15, June 15, Sep 15, and Jan 15.)
REQUIRED INCOME
After you have estimated what all of your monthly expenses will be, you need to figure out how much income you need to bring in. It is quite simple to figure this out. All that you need to do is add your target monthly income and your monthly expenses together. The number that you get is your required income. For example: If your target income is $2,500, and your monthly expense is $3,200, then your required income is $5,700.
Once you figure out how much income you are required to make to keep budget, figure out if your target income was too high or too low. Are you going to be able to make this amount of money each month? Review your numbers to assure that they match your goals.
Now you have an idea of what your cash flow should be like this year. As the year goes on, you will probably readjust your budget a few times to meet new goals, increase your profit line, and anticipate problems.
Article submitted by http://www.Allfreelancework.com - 1000s of freelance jobs, articles, and resources.
About the Author
Article submitted by http://www.Allfreelancework.com - 1000s of freelance jobs, articles, and resources. Allfreelance is also host of creative portfolios. You have permission to copy this article ONLY if you include the following blurb: <===============================================> http://www.Allfreelancework.com - 1000s of freelance jobs, articles, and resources. <===============================================>
|
|
|
|
|
Compare Cell Phones & Service - Cingular, Sprint, T-Mobile ... |
Research, compare, and buy cellular phones and services. |
www.letstalk.com |
  |
Free T-Mobile Cell Phones and Other Wireless Deals |
Save on T-Mobile cell phones and plans. Compare deals to TMobile.com. 1-year T-Mobile plans available with popular phones. Or pick another wireless carrier. |
www.a1wireless.com |
  |
mobilecellphone.com |
www.mobilecellphone.com/ - 2k - Cached - Similar pages |
|
  |
Mobile Cell Phone Rental in Japan :: RentafoneJapan |
This page contains information on mobile cell phone rental in Japan and Korea - Japanese, Korea, and International GSM mobile cellular phone and mobile ... |
www.japanvisitor.com |
  |
Communications - Mobile-Cell-Phone Ezine Articles |
EzineArticles.com allows ezine or email list publishers to upload or download free expert content that can be used within email newsletters or websites. |
ezinearticles.com |
  |
Cell Phones and Service from Virgin Mobile |
Cellular Phones and Service from Virgin Mobile. Ringtones & downloads for your mobile phones, as well as cell phone accessories, prepaid cell phones, ... |
www.virginmobileusa.com |
  |
Mobile / Cell Phone Is Linked To Cancer, you need protection from ... |
Test your exposure levels to mobile / cell phone radiation and check if it's safe to carry a mobile phone! |
www.radar3.com |
  |
Repair4MobilePhone: Do-It-Yourself Mobile (Cellular) Phone ... |
Repair4MobilePhone: Do-It-Yourself Mobile (Cell) Phone Upgrading, Modding and Repairing · site map · search · Mobile (Cell) Phones | IrDA | BlueTooth ... |
repair4mobilephone.org |
  |
YouTube - New Apple iChat Mobile Cell phone |
New Apple iChat Mobile Cell phone 00:25. From: foxymcfox Views: 90457. << Now Playing ... New Apple iChat Mobile Cell phone *FAKE* 00:33. From: foxymcfox ... |
www.youtube.com |
  |
YouTube - New Apple iChat Mobile Cell phone *FAKE* |
... turned off or an old version of Macromedia's Flash Player. Get the latest flash player. This is a video response to New Apple iChat Mobile Cell phone ... |
www.youtube.com |
  |
Java Mobile Cell Phone Games - A220 Mission 1 |
An arcade style shoot em up game , Java Midlet for your Mobile / Cell Phone. Fly through mountains and cave systems eliminating multiple enemies before ... |
www.jpowered.com |
  |
Java Mobile Cell Phone Games - Alien War |
Alien War is an arcade style game , Java Midlet for your Mobile / Cell Phone. JPowered is a leading provider of Java Mobile Cell Phone Games. |
www.jpowered.com |
  |
Communications - Mobile Cell Phone |
Mobile Cell Phone Tips. Broadband-Internet, GPS, Mobile-Cell-Phone, Telecommunications, Satellite-TV, Satellite-Radio, VOIP, Video-Conferencing » View ... |
communications.smartads.info |
  |
Free mobile, cell phone and text news alerts - Philadelphia ... |
Set up free mobile, cell phone alerts to stay connected with the news. Receive text message alerts when news happens on the WCAU Philadelphia, PA website. |
www.nbc10.com |
  |
Buying a Virgin Mobile Cell Phone? Want $10 free airtime? |
I have some Kickback codes that I will e-mail you if you want that will give you $10 Extra in airtime when you activate your Virgin Mobile Cell phone. ... |
www.topix.net |
  |
Skype from Mobile Cell Phone |
Skype from Mobile Cell Phone,cell phone,cellular,mobile phone,skype,Skype as we already know is one of the most popular VoIP applications. |
blog.tmcnet.com |
  |
Yahoo! Answers - can you use a t-mobile cell phone with verizon ... |
3 answers - i want to get a t-mobile phone and use m verizon sim card. is that possible? if not can i use the t-mobile phone with a verizon plan? |
answers.yahoo.com |
  |
Compare Prices on Samsung X210 Mobile Cell Phone - ShopFerret ... |
Use ShopFerret to find the best stores and lowest prices for the Samsung X210 Mobile Cell Phone. |
www.shopferret.com.au |
  |
eBay: Custom Mobile Cell Phone Pay Per Click Website +Adsense ... |
Find Custom Mobile Cell Phone Pay Per Click Website +Adsense in the Business Industrial , Other Industries , Websites Businesses for Sale , Internet ... |
cgi.ebay.com |
  |
Tmobile |
Review Cell Phone: pad Samsung Trace T519 T-Mobile Cell Phone ... Paper Thin T-Mobile Cell Phone with 1.3 meagpizel camera and MP3 Player. ... |
www.1800mobiles.com |
  |
|